Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of June 30, 2013
Dollar Amounts in Billions

Second Quarter 2013
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured   6,940 5,980 960 16 4 1,521 3,455 603 47 416 809 69
Number of FDIC-Supervised   4,375 3,937 438 9 0 1,059 2,253 274 30 241 483 26
Total Assets $ 14,410 13,350 1,060 590 3,645 236 4,625 562 104 64 144 4,439
Total Loans $ 7,733 7,091 642 460 1,276 145 3,117 340 71 18 79 2,227
Domestic Deposits $ 9,396 8,589 807 308 1,508 196 3,572 419 87 52 121 3,133
Bank Net Income (QTR) $ 42.235 38.892 3.343 4.857 9.329 0.717 12.688 1.483 0.436 0.295 0.347 12.083
Percent Profitable (QTR) % 91.8 92.4 88.2 100.0 100.0 96.6 90.1 89.2 97.9 88.5 93.1 97.1
Average Return on Assets (QTR) % 1.17 1.17 1.26 3.28 1.03 1.21 1.10 1.07 1.68 1.80 0.96 1.08
Average Return on Equity (QTR) % 10.44 10.43 10.55 21.84 11.52 10.88 9.31 9.42 17.35 12.41 8.40 9.04
Net Interest Margin (QTR) % 3.26 3.25 3.35 9.42 2.40 3.58 3.56 2.85 3.90 2.55 3.44 2.81
Equity to Assets % 11.19 11.13 11.95 15.10 8.87 11.01 11.78 11.23 9.84 14.43 11.32 11.95
Noncurrent Loan Rate - Total Loans * % 3.09 3.12 2.86 1.18 3.36 1.18 2.24 3.27 1.23 2.29 2.01 4.74
Real Estate Loans % 5.22 5.45 3.53 1.16 7.77 1.50 3.12 3.50 2.61 2.84 2.25 8.67
C&I Loans % 0.74 0.72 1.25 1.08 0.67 1.38 0.86 1.82 1.41 1.49 1.82 0.50
Loans to Individuals % 1.05 1.05 0.97 1.19 1.24 0.59 0.90 0.77 0.77 0.63 1.45 0.87
Coverage Ratio ** % 62.28 63.09 52.54 325.52 79.33 128.53 74.14 40.70 141.39 84.94 78.66 34.23
Net Charge-Off Rate - All Loans (QTR) % 0.74 0.74 0.69 3.46 1.05 0.14 0.46 0.41 1.07 0.45 0.37 0.48
Real Estate Loans (QTR) % 0.56 0.58 0.36 0.32 1.13 0.13 0.47 0.41 1.15 0.46 0.33 0.53
C&I Loans (QTR) % 0.33 0.30 1.08 3.18 0.25 0.31 0.33 0.30 1.37 0.26 0.73 0.16
Loans to Individuals (QTR) % 2.22 2.21 2.25 3.51 3.04 0.32 0.97 1.15 1.04 0.44 0.53 1.13
Second Quarter 2012
Number of FDIC-Insured   7,245 6,222 1,023 18 5 1,542 3,637 711 50 402 815 65
Number of FDIC-Supervised   4,550 4,101 449 9 0 1,064 2,378 326 31 236 483 23
Total Assets $ 14,031 12,890 1,141 568 3,711 220 4,162 824 97 65 144 4,241
Total Loans $ 7,513 6,838 675 462 1,280 134 2,768 453 69 19 78 2,251
Domestic Deposits $ 8,914 8,038 876 288 1,423 182 3,202 635 83 51 121 2,928
Bank Net Income (QTR) $ 34.449 31.579 2.870 4.183 6.596 0.699 9.926 1.749 0.440 0.179 0.324 10.351
Percent Profitable (QTR) % 88.7 89.4 84.7 94.4 100.0 95.5 85.1 88.5 92.0 89.8 91.3 89.2
Average Return on Assets (QTR) % 0.99 0.98 1.01 2.97 0.72 1.27 0.96 0.85 1.82 1.07 0.90 0.98
Average Return on Equity (QTR) % 8.73 8.74 8.63 19.86 7.88 11.16 8.07 7.98 18.92 7.61 7.87 7.97
Net Interest Margin (QTR) % 3.45 3.46 3.34 9.75 2.65 3.76 3.74 2.77 4.40 2.74 3.57 3.06
Equity to Assets % 11.32 11.28 11.77 14.75 9.04 11.49 11.90 10.75 9.69 14.67 11.51 12.38
Noncurrent Loan Rate - Total Loans * % 3.90 3.94 3.46 1.37 3.98 1.53 3.04 3.55 1.85 2.79 2.13 5.77
Real Estate Loans % 6.33 6.65 4.16 4.12 8.86 1.98 4.06 3.81 2.10 3.38 2.46 10.08
C&I Loans % 1.09 1.07 1.67 1.41 1.05 1.91 1.27 1.57 0.75 1.38 1.90 0.81
Loans to Individuals % 1.21 1.23 0.93 1.38 1.44 0.54 1.19 0.76 1.81 1.05 0.65 0.78
Coverage Ratio ** % 60.28 61.80 42.67 314.37 83.93 103.55 63.16 37.34 108.33 77.55 75.39 38.15
Net Charge-Off Rate - All Loans (QTR) % 1.10 1.12 0.87 4.02 1.37 0.23 0.75 0.64 1.53 0.55 0.43 0.92
Real Estate Loans (QTR) % 0.96 1.02 0.58 4.56 1.34 0.21 0.84 0.64 1.40 0.36 0.37 1.18
C&I Loans (QTR) % 0.58 0.54 1.66 4.12 0.40 0.49 0.56 0.66 5.01 0.48 0.83 0.41
Loans to Individuals (QTR) % 2.58 2.60 2.21 4.05 3.69 0.38 0.86 1.24 1.42 0.55 0.55 1.20

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

Last Updated 08/29/2013 Questions, Suggestions & Requests