|
Statistics at a Glance
| As of September 30, 2012 |
Dollar Amounts in Billions
Third Quarter 2012 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
|
7,181 |
6,168 |
1,013 |
17 |
5 |
1,538 |
3,577 |
706 |
53 |
397 |
818 |
70 |
| Number of FDIC-Supervised |
|
4,510 |
4,062 |
448 |
9 |
0 |
1,064 |
2,337 |
324 |
31 |
227 |
489 |
29 |
| Total Assets |
$ |
14,223 |
13,070 |
1,153 |
580 |
3,774 |
224 |
4,126 |
822 |
117 |
63 |
143 |
4,374 |
| Total Loans |
$ |
7,578 |
6,901 |
677 |
463 |
1,281 |
137 |
2,751 |
443 |
81 |
18 |
78 |
2,324 |
| Domestic Deposits |
$ |
9,060 |
8,178 |
882 |
291 |
1,447 |
185 |
3,187 |
642 |
96 |
50 |
119 |
3,042 |
| Bank Net Income (QTR) |
$ |
37.589 |
34.715 |
2.874 |
4.580 |
9.249 |
0.759 |
9.421 |
1.531 |
0.480 |
0.225 |
0.373 |
10.971 |
| Percent Profitable (QTR) |
% |
89.5 |
90.1 |
85.7 |
100.0 |
100.0 |
96.9 |
86.1 |
88.1 |
90.6 |
88.4 |
91.6 |
91.4 |
| Average Return on Assets (QTR) |
% |
1.06 |
1.07 |
1.00 |
3.19 |
0.99 |
1.36 |
0.92 |
0.75 |
1.67 |
1.42 |
1.05 |
1.01 |
| Average Return on Equity (QTR) |
% |
9.38 |
9.46 |
8.49 |
21.59 |
10.86 |
11.76 |
7.76 |
6.97 |
16.80 |
9.49 |
8.89 |
8.11 |
| Net Interest Margin (QTR) |
% |
3.43 |
3.44 |
3.30 |
10.24 |
2.58 |
3.83 |
3.72 |
2.72 |
4.26 |
2.75 |
3.60 |
3.02 |
| Equity to Assets |
% |
11.39 |
11.34 |
11.88 |
14.83 |
9.17 |
11.68 |
11.87 |
10.83 |
9.96 |
15.05 |
11.87 |
12.44 |
| Noncurrent Loan Rate - Total Loans * |
% |
3.85 |
3.90 |
3.34 |
1.38 |
4.06 |
1.42 |
2.85 |
3.57 |
1.98 |
2.51 |
2.06 |
5.76 |
| Real Estate Loans |
% |
6.34 |
6.68 |
4.02 |
2.53 |
9.27 |
1.84 |
3.82 |
3.80 |
2.32 |
3.00 |
2.39 |
10.23 |
| C&I Loans |
% |
0.97 |
0.94 |
1.56 |
1.24 |
0.96 |
1.76 |
1.14 |
1.78 |
1.36 |
1.48 |
1.73 |
0.68 |
| Consumer Loans |
% |
1.23 |
1.24 |
1.08 |
1.40 |
1.36 |
0.58 |
1.28 |
0.95 |
1.90 |
1.09 |
0.72 |
0.80 |
| Coverage Ratio ** |
% |
57.16 |
58.28 |
43.80 |
307.41 |
76.99 |
110.22 |
64.84 |
36.30 |
101.57 |
80.10 |
76.78 |
33.88 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
1.18 |
1.21 |
0.93 |
3.66 |
1.74 |
0.23 |
0.74 |
0.76 |
1.26 |
0.42 |
0.47 |
1.07 |
| Real Estate Loans (QTR) |
% |
1.20 |
1.28 |
0.65 |
22.92 |
2.38 |
0.23 |
0.86 |
0.76 |
1.49 |
0.38 |
0.44 |
1.48 |
| C&I Loans (QTR) |
% |
0.52 |
0.49 |
1.12 |
3.63 |
0.58 |
0.48 |
0.46 |
0.24 |
3.83 |
0.28 |
0.75 |
0.30 |
| Consumer Loans (QTR) |
% |
2.46 |
2.45 |
2.57 |
3.69 |
3.41 |
0.45 |
0.91 |
2.02 |
1.08 |
0.47 |
0.63 |
1.41 |
| Third Quarter 2011 |
| Number of FDIC-Insured |
|
7,437 |
6,352 |
1,085 |
18 |
5 |
1,552 |
3,855 |
713 |
71 |
363 |
801 |
59 |
| Number of FDIC-Supervised |
|
4,641 |
4,193 |
448 |
9 |
0 |
1,091 |
2,481 |
310 |
44 |
212 |
471 |
23 |
| Total Assets |
$ |
13,812 |
12,564 |
1,248 |
532 |
3,665 |
209 |
4,171 |
798 |
99 |
54 |
136 |
4,148 |
| Total Loans |
$ |
7,340 |
6,587 |
753 |
439 |
1,214 |
128 |
452 |
71 |
15 |
74 |
2,203 |
| Domestic Deposits |
$ |
8,505 |
7,582 |
923 |
231 |
1,309 |
173 |
3,183 |
579 |
85 |
43 |
113 |
2,791 |
| Bank Net Income (QTR) |
$ |
35.246 |
32.685 |
2.561 |
4.056 |
9.761 |
0.664 |
7.941 |
1.507 |
0.506 |
0.281 |
0.360 |
10.170 |
| Percent Profitable (QTR) |
% |
85.4 |
86.1 |
81.5 |
94.4 |
100.0 |
96.1 |
78.9 |
87.5 |
91.5 |
89.5 |
91.1 |
91.5 |
| Average Return on Assets (QTR) |
% |
1.03 |
1.05 |
0.83 |
3.04 |
1.07 |
1.28 |
0.77 |
0.76 |
2.07 |
2.12 |
1.06 |
0.99 |
| Average Return on Equity (QTR) |
% |
9.13 |
9.36 |
6.98 |
18.99 |
12.15 |
11.27 |
6.52 |
7.19 |
21.20 |
13.65 |
9.19 |
7.99 |
| Net Interest Margin (QTR) |
% |
3.56 |
3.57 |
3.44 |
10.70 |
2.77 |
3.95 |
3.85 |
3.02 |
4.51 |
2.97 |
3.74 |
3.00 |
| Equity to Assets |
% |
11.30 |
11.24 |
11.90 |
15.79 |
8.81 |
11.50 |
11.93 |
10.61 |
9.86 |
15.50 |
11.68 |
12.37 |
| Noncurrent Loan Rate - Total Loans * |
% |
4.28 |
4.36 |
3.63 |
1.71 |
4.36 |
1.86 |
3.74 |
4.07 |
1.49 |
2.35 |
2.40 |
5.77 |
| Real Estate Loans |
% |
6.61 |
7.00 |
4.26 |
4.81 |
8.96 |
2.40 |
4.87 |
4.34 |
1.17 |
2.89 |
2.79 |
9.59 |
| C&I Loans |
% |
1.48 |
1.46 |
1.96 |
1.98 |
1.54 |
2.17 |
1.73 |
1.78 |
0.87 |
1.56 |
2.04 |
1.06 |
| Consumer Loans |
% |
1.40 |
1.43 |
0.99 |
1.71 |
1.61 |
0.71 |
1.27 |
0.49 |
1.63 |
0.94 |
0.82 |
0.96 |
| Coverage Ratio ** |
% |
62.78 |
64.50 |
44.74 |
322.77 |
91.18 |
86.57 |
58.21 |
36.79 |
136.04 |
78.95 |
67.34 |
41.89 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
1.46 |
1.52 |
0.96 |
5.07 |
1.68 |
0.41 |
1.14 |
0.77 |
1.56 |
0.27 |
0.54 |
1.27 |
| Real Estate Loans (QTR) |
% |
1.27 |
1.37 |
0.69 |
6.03 |
1.61 |
0.40 |
1.23 |
0.78 |
1.31 |
0.37 |
0.51 |
1.47 |
| C&I Loans (QTR) |
% |
0.83 |
0.77 |
1.95 |
6.14 |
0.74 |
1.02 |
0.96 |
0.50 |
5.23 |
0.57 |
0.68 |
0.42 |
| Consumer Loans (QTR) |
% |
3.41 |
3.52 |
2.04 |
5.06 |
4.40 |
0.60 |
1.17 |
0.91 |
1.46 |
-0.73 |
0.91 |
2.48 |
|
* Nonaccruing loans and loans past due 90+ days ** Loss reserve as a percentage of noncurrent loans
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