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Statistics at a Glance
As of September 30, 2012
Dollar Amounts in Billions

Third Quarter 2012
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured   7,181 6,168 1,013 17 5 1,538 3,577 706 53 397 818 70
Number of FDIC-Supervised   4,510 4,062 448 9 0 1,064 2,337 324 31 227 489 29
Total Assets $ 14,223 13,070 1,153 580 3,774 224 4,126 822 117 63 143 4,374
Total Loans $ 7,578 6,901 677 463 1,281 137 2,751 443 81 18 78 2,324
Domestic Deposits $ 9,060 8,178 882 291 1,447 185 3,187 642 96 50 119 3,042
Bank Net Income (QTR) $ 37.589 34.715 2.874 4.580 9.249 0.759 9.421 1.531 0.480 0.225 0.373 10.971
Percent Profitable (QTR) % 89.5 90.1 85.7 100.0 100.0 96.9 86.1 88.1 90.6 88.4 91.6 91.4
Average Return on Assets (QTR) % 1.06 1.07 1.00 3.19 0.99 1.36 0.92 0.75 1.67 1.42 1.05 1.01
Average Return on Equity (QTR) % 9.38 9.46 8.49 21.59 10.86 11.76 7.76 6.97 16.80 9.49 8.89 8.11
Net Interest Margin (QTR) % 3.43 3.44 3.30 10.24 2.58 3.83 3.72 2.72 4.26 2.75 3.60 3.02
Equity to Assets % 11.39 11.34 11.88 14.83 9.17 11.68 11.87 10.83 9.96 15.05 11.87 12.44
Noncurrent Loan Rate - Total Loans * % 3.85 3.90 3.34 1.38 4.06 1.42 2.85 3.57 1.98 2.51 2.06 5.76
Real Estate Loans % 6.34 6.68 4.02 2.53 9.27 1.84 3.82 3.80 2.32 3.00 2.39 10.23
C&I Loans % 0.97 0.94 1.56 1.24 0.96 1.76 1.14 1.78 1.36 1.48 1.73 0.68
Consumer Loans % 1.23 1.24 1.08 1.40 1.36 0.58 1.28 0.95 1.90 1.09 0.72 0.80
Coverage Ratio ** % 57.16 58.28 43.80 307.41 76.99 110.22 64.84 36.30 101.57 80.10 76.78 33.88
Net Charge-Off Rate - All Loans (QTR) % 1.18 1.21 0.93 3.66 1.74 0.23 0.74 0.76 1.26 0.42 0.47 1.07
Real Estate Loans (QTR) % 1.20 1.28 0.65 22.92 2.38 0.23 0.86 0.76 1.49 0.38 0.44 1.48
C&I Loans (QTR) % 0.52 0.49 1.12 3.63 0.58 0.48 0.46 0.24 3.83 0.28 0.75 0.30
Consumer Loans (QTR) % 2.46 2.45 2.57 3.69 3.41 0.45 0.91 2.02 1.08 0.47 0.63 1.41
Third Quarter 2011
Number of FDIC-Insured   7,437 6,352 1,085 18 5 1,552 3,855 713 71 363 801 59
Number of FDIC-Supervised   4,641 4,193 448 9 0 1,091 2,481 310 44 212 471 23
Total Assets $ 13,812 12,564 1,248 532 3,665 209 4,171 798 99 54 136 4,148
Total Loans $ 7,340 6,587 753 439 1,214 128 452 71 15 74 2,203
Domestic Deposits $ 8,505 7,582 923 231 1,309 173 3,183 579 85 43 113 2,791
Bank Net Income (QTR) $ 35.246 32.685 2.561 4.056 9.761 0.664 7.941 1.507 0.506 0.281 0.360 10.170
Percent Profitable (QTR) % 85.4 86.1 81.5 94.4 100.0 96.1 78.9 87.5 91.5 89.5 91.1 91.5
Average Return on Assets (QTR) % 1.03 1.05 0.83 3.04 1.07 1.28 0.77 0.76 2.07 2.12 1.06 0.99
Average Return on Equity (QTR) % 9.13 9.36 6.98 18.99 12.15 11.27 6.52 7.19 21.20 13.65 9.19 7.99
Net Interest Margin (QTR) % 3.56 3.57 3.44 10.70 2.77 3.95 3.85 3.02 4.51 2.97 3.74 3.00
Equity to Assets % 11.30 11.24 11.90 15.79 8.81 11.50 11.93 10.61 9.86 15.50 11.68 12.37
Noncurrent Loan Rate - Total Loans * % 4.28 4.36 3.63 1.71 4.36 1.86 3.74 4.07 1.49 2.35 2.40 5.77
Real Estate Loans % 6.61 7.00 4.26 4.81 8.96 2.40 4.87 4.34 1.17 2.89 2.79 9.59
C&I Loans % 1.48 1.46 1.96 1.98 1.54 2.17 1.73 1.78 0.87 1.56 2.04 1.06
Consumer Loans % 1.40 1.43 0.99 1.71 1.61 0.71 1.27 0.49 1.63 0.94 0.82 0.96
Coverage Ratio ** % 62.78 64.50 44.74 322.77 91.18 86.57 58.21 36.79 136.04 78.95 67.34 41.89
Net Charge-Off Rate - All Loans (QTR) % 1.46 1.52 0.96 5.07 1.68 0.41 1.14 0.77 1.56 0.27 0.54 1.27
Real Estate Loans (QTR) % 1.27 1.37 0.69 6.03 1.61 0.40 1.23 0.78 1.31 0.37 0.51 1.47
C&I Loans (QTR) % 0.83 0.77 1.95 6.14 0.74 1.02 0.96 0.50 5.23 0.57 0.68 0.42
Consumer Loans (QTR) % 3.41 3.52 2.04 5.06 4.40 0.60 1.17 0.91 1.46 -0.73 0.91 2.48

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 12/04/2012 Questions, Suggestions & Requests