|
Statistics at a Glance
| As of March 31, 2012 |
Dollar Amounts in Billions
First Quarter 2012 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
|
7,307 |
6,263 |
1,044 |
18 |
5 |
1,491 |
3,681 |
714 |
52 |
426 |
851 |
69 |
| Number of FDIC-Supervised |
|
4,571 |
4,127 |
444 |
9 |
0 |
1,035 |
2,389 |
322 |
30 |
255 |
509 |
22 |
| Total Assets |
$ |
13,926 |
12,781 |
1,145 |
559 |
3,661 |
212 |
4,070 |
811 |
98 |
68 |
152 |
4,295 |
| Total Loans |
$ |
7,411 |
6,738 |
673 |
450 |
1,261 |
125 |
2,672 |
446 |
70 |
19 |
82 |
2,286 |
| Domestic Deposits |
$ |
8,826 |
7,948 |
878 |
276 |
1,371 |
177 |
3,140 |
623 |
85 |
54 |
128 |
2,970 |
| Bank Net Income (QTR) |
$ |
35.332 |
32.535 |
2.797 |
4.709 |
7.814 |
0.667 |
8.513 |
1.617 |
0.430 |
0.287 |
0.376 |
10.918 |
| Percent Profitable (QTR) |
% |
89.7 |
90.2 |
86.2 |
100.0 |
100.0 |
96.0 |
86.2 |
88.8 |
90.4 |
91.3 |
92.9 |
91.3 |
| Average Return on Assets (QTR) |
% |
1.02 |
1.02 |
0.99 |
3.33 |
0.85 |
1.27 |
0.84 |
0.81 |
1.78 |
1.73 |
1.00 |
1.02 |
| Average Return on Equity (QTR) |
% |
9.07 |
9.12 |
8.52 |
21.86 |
9.45 |
11.21 |
7.25 |
7.61 |
18.59 |
12.42 |
8.86 |
8.29 |
| Net Interest Margin (QTR) |
% |
3.52 |
3.54 |
3.31 |
10.02 |
2.76 |
3.76 |
3.74 |
2.78 |
4.48 |
2.86 |
3.58 |
3.15 |
| Equity to Assets |
% |
11.27 |
11.24 |
11.56 |
15.17 |
9.14 |
11.29 |
11.67 |
10.63 |
9.56 |
13.80 |
11.24 |
12.32 |
| Noncurrent Loan Rate - Total Loans * |
% |
4.11 |
4.17 |
3.59 |
1.60 |
4.21 |
1.68 |
3.36 |
3.71 |
1.59 |
2.70 |
2.19 |
5.80 |
| Real Estate Loans |
% |
6.56 |
6.90 |
4.26 |
6.15 |
9.10 |
2.15 |
4.45 |
3.96 |
1.07 |
3.26 |
2.51 |
9.95 |
| C&I Loans |
% |
1.16 |
1.14 |
1.84 |
1.63 |
1.18 |
1.96 |
1.36 |
1.79 |
0.61 |
1.67 |
1.92 |
0.81 |
| Consumer Loans |
% |
1.37 |
1.39 |
1.04 |
1.61 |
1.58 |
0.58 |
1.42 |
0.72 |
1.79 |
0.99 |
0.62 |
0.87 |
| Coverage Ratio ** |
% |
60.04 |
61.55 |
42.45 |
294.26 |
85.35 |
97.43 |
59.43 |
37.54 |
121.59 |
76.88 |
73.63 |
39.04 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
1.17 |
1.17 |
1.19 |
4.18 |
1.48 |
0.17 |
0.76 |
0.95 |
1.55 |
0.25 |
0.37 |
1.01 |
| Real Estate Loans (QTR) |
% |
1.08 |
1.09 |
0.96 |
1.33 |
1.63 |
0.20 |
0.86 |
0.95 |
1.47 |
0.24 |
0.36 |
1.30 |
| C&I Loans (QTR) |
% |
0.56 |
0.52 |
1.52 |
4.29 |
0.33 |
0.30 |
0.54 |
0.83 |
5.49 |
0.08 |
0.51 |
0.39 |
| Consumer Loans (QTR) |
% |
2.69 |
2.71 |
2.45 |
4.20 |
3.73 |
0.30 |
0.98 |
1.23 |
1.40 |
0.47 |
0.44 |
1.30 |
| First Quarter 2011 |
| Number of FDIC-Insured |
|
7,574 |
6,453 |
1,121 |
21 |
4 |
1,531 |
3,983 |
699 |
72 |
354 |
844 |
66 |
| Number of FDIC-Supervised |
|
4,663 |
4,266 |
397 |
8 |
0 |
1,069 |
2,546 |
258 |
42 |
206 |
509 |
25 |
| Total Assets |
$ |
13,414 |
12,157 |
1,257 |
676 |
3,165 |
200 |
4,085 |
796 |
118 |
52 |
137 |
4,186 |
| Total Loans |
$ |
7,249 |
6,485 |
764 |
575 |
1,053 |
121 |
2,731 |
454 |
86 |
15 |
75 |
2,139 |
| Domestic Deposits |
$ |
7,991 |
7,064 |
927 |
267 |
1,045 |
168 |
3,108 |
567 |
96 |
41 |
115 |
2,585 |
| Bank Net Income (QTR) |
$ |
28.753 |
26.944 |
1.809 |
6.364 |
4.643 |
0.519 |
6.066 |
0.960 |
0.387 |
0.171 |
0.272 |
9.373 |
| Percent Profitable (QTR) |
% |
84.3 |
85.0 |
80.6 |
95.2 |
100.0 |
94.1 |
78.5 |
84.5 |
93.1 |
88.4 |
90.3 |
92.4 |
| Average Return on Assets (QTR) |
% |
0.86 |
0.89 |
0.58 |
3.68 |
0.60 |
1.04 |
0.59 |
0.48 |
1.33 |
1.34 |
0.80 |
0.90 |
| Average Return on Equity (QTR) |
% |
7.68 |
7.98 |
4.96 |
23.80 |
6.79 |
9.56 |
5.16 |
4.69 |
12.28 |
8.81 |
7.17 |
7.39 |
| Net Interest Margin (QTR) |
% |
3.66 |
3.69 |
3.42 |
10.92 |
2.53 |
3.80 |
3.78 |
3.06 |
4.36 |
2.81 |
3.70 |
3.23 |
| Equity to Assets |
% |
11.25 |
11.22 |
11.57 |
16.03 |
8.72 |
10.95 |
11.60 |
10.30 |
10.81 |
15.07 |
11.17 |
12.22 |
| Noncurrent Loan Rate - Total Loans * |
% |
4.72 |
4.80 |
4.03 |
2.02 |
5.54 |
1.95 |
4.20 |
4.43 |
1.49 |
2.28 |
2.28 |
6.14 |
| Real Estate Loans |
% |
7.03 |
7.42 |
4.68 |
5.94 |
9.88 |
2.48 |
5.38 |
4.65 |
1.50 |
2.76 |
2.61 |
9.84 |
| C&I Loans |
% |
1.89 |
1.85 |
2.65 |
2.19 |
2.27 |
2.11 |
2.04 |
2.23 |
0.61 |
1.60 |
2.08 |
1.47 |
| Consumer Loans |
% |
1.62 |
1.67 |
1.05 |
2.08 |
1.72 |
0.69 |
1.23 |
0.48 |
1.54 |
0.78 |
0.81 |
1.14 |
| Coverage Ratio ** |
% |
63.90 |
66.05 |
42.19 |
374.40 |
66.41 |
83.97 |
57.97 |
33.68 |
159.99 |
82.04 |
68.43 |
43.72 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
1.83 |
1.91 |
1.17 |
6.67 |
1.96 |
0.31 |
1.34 |
0.98 |
1.77 |
0.76 |
0.39 |
1.40 |
| Real Estate Loans (QTR) |
% |
1.47 |
1.57 |
0.86 |
6.09 |
2.12 |
0.33 |
1.43 |
0.94 |
1.37 |
0.53 |
0.33 |
1.58 |
| C&I Loans (QTR) |
% |
1.14 |
1.08 |
2.29 |
8.16 |
1.40 |
0.55 |
1.12 |
1.91 |
4.26 |
1.22 |
0.74 |
0.49 |
| Consumer Loans (QTR) |
% |
4.30 |
4.43 |
2.59 |
6.81 |
3.77 |
0.45 |
1.59 |
1.48 |
1.73 |
0.60 |
0.53 |
2.68 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans.
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