|
Statistics at a Glance
| As of June 30, 2012 |
Dollar Amounts in Billions
Second Quarter 2012 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
|
7,246 |
6,222 |
1,024 |
18 |
5 |
1,542 |
3,636 |
712 |
51 |
402 |
815 |
65 |
| Number of FDIC-Supervised |
|
4,551 |
4,101 |
450 |
9 |
0 |
1,064 |
2,378 |
326 |
31 |
236 |
484 |
23 |
| Total Assets |
$ |
14,031 |
12,890 |
1,141 |
567 |
3,711 |
220 |
4,160 |
825 |
97 |
65 |
144 |
4,241 |
| Total Loans |
$ |
7,513 |
6,838 |
675 |
462 |
1,280 |
134 |
2,766 |
454 |
69 |
19 |
78 |
2,251 |
| Domestic Deposits |
$ |
8,914 |
8,038 |
876 |
288 |
1,423 |
182 |
3,201 |
636 |
83 |
51 |
121 |
2,928 |
| Bank Net Income (QTR) |
$ |
34.452 |
31.560 |
2.893 |
4.183 |
6.506 |
0.704 |
10.008 |
1.751 |
0.441 |
0.180 |
0.327 |
10.351 |
| Percent Profitable (QTR) |
% |
89.1 |
89.6 |
85.6 |
94.4 |
100.0 |
95.7 |
85.5 |
89.0 |
94.1 |
90.0 |
91.7 |
89.2 |
| Average Return on Assets (QTR) |
% |
0.99 |
0.98 |
1.02 |
2.97 |
0.71 |
1.28 |
0.96 |
0.85 |
1.81 |
1.08 |
0.91 |
0.98 |
| Average Return on Equity (QTR) |
% |
8.73 |
8.73 |
8.70 |
19.86 |
7.77 |
11.23 |
8.13 |
7.98 |
18.90 |
7.65 |
7.94 |
7.97 |
| Net Interest Margin (QTR) |
% |
3.46 |
3.47 |
3.32 |
9.90 |
2.65 |
3.77 |
3.74 |
2.77 |
4.40 |
2.74 |
3.58 |
3.06 |
| Equity to Assets |
% |
11.32 |
11.29 |
11.77 |
14.76 |
9.04 |
11.50 |
11.91 |
10.75 |
9.69 |
14.67 |
11.51 |
12.38 |
| Noncurrent Loan Rate - Total Loans * |
% |
3.89 |
3.93 |
3.45 |
1.38 |
3.97 |
1.53 |
3.00 |
3.57 |
1.84 |
2.76 |
2.13 |
5.78 |
| Real Estate Loans |
% |
6.32 |
6.63 |
4.16 |
4.12 |
8.87 |
1.98 |
4.01 |
3.83 |
2.10 |
3.35 |
2.46 |
10.09 |
| C&I Loans |
% |
1.09 |
1.06 |
1.66 |
1.41 |
1.05 |
1.92 |
1.26 |
1.56 |
0.77 |
1.38 |
1.91 |
0.81 |
| Consumer Loans |
% |
1.20 |
1.22 |
0.94 |
1.38 |
1.37 |
0.54 |
1.19 |
0.80 |
1.81 |
1.05 |
0.64 |
0.78 |
| Coverage Ratio ** |
% |
60.40 |
61.95 |
42.65 |
314.56 |
83.93 |
103.76 |
63.79 |
37.24 |
108.06 |
78.06 |
75.32 |
38.11 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
1.10 |
1.12 |
0.87 |
4.05 |
1.37 |
0.21 |
0.76 |
0.64 |
1.52 |
0.54 |
0.43 |
0.92 |
| Real Estate Loans (QTR) |
% |
0.96 |
1.02 |
0.58 |
5.54 |
1.34 |
0.19 |
0.84 |
0.63 |
1.38 |
0.36 |
0.37 |
1.18 |
| C&I Loans (QTR) |
% |
0.58 |
0.54 |
1.71 |
4.16 |
0.40 |
0.46 |
0.56 |
0.66 |
5.00 |
0.47 |
0.82 |
0.41 |
| Consumer Loans (QTR) |
% |
2.58 |
2.61 |
2.19 |
4.07 |
3.69 |
0.36 |
0.85 |
1.26 |
1.42 |
0.55 |
0.55 |
1.20 |
| Second Quarter 2011 |
| Number of FDIC-Insured |
|
7,513 |
6,413 |
1,100 |
20 |
4 |
1,544 |
3,953 |
716 |
72 |
347 |
794 |
63 |
| Number of FDIC-Supervised |
|
4,632 |
4,240 |
392 |
8 |
0 |
1,083 |
2,533 |
267 |
44 |
197 |
476 |
24 |
| Total Assets |
$ |
13,603 |
12,369 |
1,234 |
656 |
3,328 |
204 |
4,132 |
774 |
98 |
50 |
129 |
4,231 |
| Total Loans |
$ |
7,316 |
6,565 |
751 |
557 |
1,121 |
125 |
2,760 |
445 |
70 |
14 |
70 |
2,154 |
| Domestic Deposits |
$ |
8,226 |
7,315 |
910 |
230 |
1,182 |
170 |
3,142 |
556 |
83 |
39 |
107 |
2,717 |
| Bank Net Income (QTR) |
$ |
28.534 |
26.352 |
2.182 |
6.589 |
3.729 |
0.571 |
7.282 |
1.072 |
0.408 |
0.248 |
0.257 |
8.378 |
| Percent Profitable (QTR) |
% |
84.3 |
85.1 |
79.8 |
100.0 |
100.0 |
96.2 |
77.8 |
86.0 |
91.7 |
87.9 |
88.9 |
93.7 |
| Average Return on Assets (QTR) |
% |
0.85 |
0.86 |
0.71 |
3.96 |
0.46 |
1.12 |
0.71 |
0.55 |
1.67 |
1.94 |
0.80 |
0.80 |
| Average Return on Equity (QTR) |
% |
7.50 |
7.66 |
6.04 |
23.82 |
5.41 |
10.11 |
6.02 |
5.29 |
17.12 |
12.91 |
7.04 |
6.50 |
| Net Interest Margin (QTR) |
% |
3.61 |
3.64 |
3.42 |
10.83 |
2.47 |
3.89 |
3.82 |
3.03 |
4.53 |
2.81 |
3.71 |
3.17 |
| Equity to Assets |
% |
11.29 |
11.24 |
11.82 |
17.21 |
8.28 |
11.26 |
11.86 |
10.56 |
9.93 |
15.65 |
11.51 |
12.29 |
| Noncurrent Loan Rate - Total Loans * |
% |
4.39 |
4.46 |
3.80 |
1.78 |
4.76 |
1.91 |
3.93 |
4.07 |
1.30 |
2.41 |
2.42 |
5.85 |
| Real Estate Loans |
% |
6.72 |
7.11 |
4.43 |
4.91 |
9.26 |
2.43 |
5.07 |
4.33 |
1.26 |
2.96 |
2.81 |
9.58 |
| C&I Loans |
% |
1.64 |
1.61 |
2.24 |
1.94 |
1.78 |
2.09 |
1.87 |
1.79 |
1.04 |
1.58 |
2.18 |
1.22 |
| Consumer Loans |
% |
1.42 |
1.46 |
0.93 |
1.78 |
1.59 |
0.67 |
1.23 |
0.48 |
1.31 |
0.83 |
0.76 |
0.99 |
| Coverage Ratio ** |
% |
64.67 |
66.72 |
43.63 |
384.01 |
71.13 |
85.04 |
58.91 |
38.00 |
176.52 |
80.46 |
67.22 |
44.38 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
1.59 |
1.64 |
1.09 |
5.58 |
1.43 |
0.37 |
1.27 |
1.03 |
1.79 |
0.41 |
0.48 |
1.24 |
| Real Estate Loans (QTR) |
% |
1.42 |
1.52 |
0.83 |
8.47 |
1.76 |
0.36 |
1.39 |
1.03 |
1.38 |
0.40 |
0.46 |
1.58 |
| C&I Loans (QTR) |
% |
0.89 |
0.84 |
1.78 |
6.02 |
0.61 |
0.65 |
1.02 |
0.96 |
5.65 |
0.06 |
0.76 |
0.44 |
| Consumer Loans (QTR) |
% |
3.43 |
3.50 |
2.42 |
5.67 |
3.07 |
0.36 |
1.37 |
1.05 |
1.72 |
0.58 |
0.60 |
1.72 |
* Nonaccruing loans and loans past due 90+ days** Loss reserve as a percentage of noncurrent loans |
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