Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of December 31, 2012
Dollar Amounts in Billions

Fourth Quarter 2012
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured   7,083 6,096 987 19 5 1,537 3,497 660 51 414 827 73
Number of FDIC-Supervised   4,460 4,020 440 10 0 1,066 2,281 300 33 239 500 31
Total Assets $ 14,451 13,391 1,060 601 3,808 240 4,339 628 102 65 146 4,522
Total Loans $ 7,696 7,048 648 479 1,296 145 2,901 379 71 18 79 2,327
Domestic Deposits $ 9,447 8,644 803 313 1,555 200 3,373 481 84 52 124 3,265
Bank Net Income (QTR) $ 34.667 31.996 2.670 4.551 6.667 0.665 9.621 1.349 0.296 0.172 0.300 11.047
Percent Profitable (QTR) % 86.0 86.6 82.5 100.0 100.0 91.0 84.6 82.7 84.3 82.9 86.1 93.2
Average Return on Assets (QTR) % 0.97 0.96 1.01 3.08 0.70 1.13 0.90 0.86 1.18 1.05 0.83 0.99
Average Return on Equity (QTR) % 8.59 8.60 8.45 20.88 7.77 9.96 7.45 7.69 12.08 7.24 7.12 8.26
Net Interest Margin (QTR) % 3.32 3.33 3.24 8.90 2.52 3.71 3.65 2.97 3.96 2.60 3.53 2.91
Equity to Assets % 11.17 11.11 11.94 14.68 8.93 11.14 11.93 11.09 9.58 14.28 11.46 11.85
Noncurrent Loan Rate - Total Loans * % 3.60 3.62 3.32 1.39 3.82 1.27 2.54 3.82 1.17 2.44 2.07 5.49
Real Estate Loans % 6.00 6.25 4.08 3.93 8.69 1.67 3.50 4.10 2.12 2.98 2.34 9.75
C&I Loans % 0.87 0.85 1.42 1.33 0.95 1.47 1.00 1.74 1.51 1.56 1.78 0.57
Loans to Individuals % 1.16 1.16 1.11 1.40 1.33 0.57 0.73 0.95 0.83 0.74 0.93 1.06
Coverage Ratio ** % 58.54 59.59 46.02 293.66 78.07 118.67 69.15 36.98 156.85 79.85 75.84 33.21
Net Charge-Off Rate - All Loans (QTR) % 0.97 0.99 0.83 3.55 1.04 0.34 0.70 0.59 1.50 0.64 0.46 0.85
Real Estate Loans (QTR) % 0.84 0.89 0.53 3.26 0.96 0.36 0.78 0.58 2.25 0.56 0.42 1.00
C&I Loans (QTR) % 0.42 0.39 1.26 3.38 0.03 0.78 0.49 0.67 1.29 0.95 0.75 0.29
Loans to Individuals (QTR) % 2.48 2.49 2.31 3.58 3.24 0.54 1.02 1.57 1.23 0.63 0.72 1.69
Fourth Quarter 2011
Number of FDIC-Insured   7,357 6,291 1,066 18 4 1,545 3,770 731 59 377 790 63
Number of FDIC-Supervised   4,598 4,151 447 9 0 1,080 2,424 322 36 231 473 23
Total Assets $ 13,892 12,649 1,243 539 3,456 216 4,087 825 97 56 139 4,477
Total Loans $ 7,474 6,719 755 444 1,251 130 2,716 481 71 16 76 2,289
Domestic Deposits $ 8,758 7,829 929 248 1,359 180 3,137 606 83 44 116 2,986
Bank Net Income (QTR) $ 25.323 23.660 1.663 4.192 5.198 0.551 3.907 0.990 0.337 0.296 0.291 9.561
Percent Profitable (QTR) % 79.8 80.1 78.0 94.4 100.0 88.8 73.5 82.2 83.1 83.0 86.5 96.8
Average Return on Assets (QTR) % 0.73 0.75 0.54 3.13 0.60 1.04 0.38 0.48 1.39 2.11 0.84 0.86
Average Return on Equity (QTR) % 6.52 6.73 4.52 20.28 6.78 9.12 3.27 4.63 13.97 14.42 7.34 7.05
Net Interest Margin (QTR) % 3.57 3.59 3.42 10.51 2.92 3.86 3.81 2.92 4.56 2.95 3.70 3.05
Equity to Assets % 11.16 11.10 11.84 15.11 8.89 11.22 11.69 10.39 9.82 14.51 11.45 12.08
Noncurrent Loan Rate - Total Loans * % 4.19 4.25 3.67 1.71 4.22 1.70 3.53 3.89 1.68 2.59 2.13 5.81
Real Estate Loans % 6.60 6.98 4.34 5.14 8.90 2.19 4.66 4.14 1.75 3.04 2.47 9.91
C&I Loans % 1.29 1.26 1.88 1.92 1.37 1.99 1.49 1.50 0.75 1.85 1.87 0.94
Loans to Individuals % 1.41 1.45 1.01 1.71 1.56 0.64 1.42 0.54 1.69 1.09 0.75 0.96
Coverage Ratio ** % 61.01 62.50 45.59 297.84 88.71 93.73 59.35 37.18 120.95 82.74 73.86 39.72
Net Charge-Off Rate - All Loans (QTR) % 1.38 1.43 0.99 4.34 1.72 0.51 1.12 0.90 1.88 0.65 0.73 1.10
Real Estate Loans (QTR) % 1.26 1.33 0.79 7.65 1.45 0.57 1.25 0.88 2.37 0.69 0.70 1.38
C&I Loans (QTR) % 0.78 0.77 1.01 5.56 0.73 0.93 0.85 1.36 5.62 1.12 1.01 0.46
Loans to Individuals (QTR) % 2.91 2.96 2.28 4.31 4.25 0.68 1.28 1.17 1.55 -0.65 0.95 1.48

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

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