|
Statistics at a Glance
| As of December 31, 2012 |
Dollar Amounts in Billions
Fourth Quarter 2012 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
|
7,083 |
6,096 |
987 |
19 |
5 |
1,537 |
3,497 |
660 |
51 |
414 |
827 |
73 |
| Number of FDIC-Supervised |
|
4,460 |
4,020 |
440 |
10 |
0 |
1,066 |
2,281 |
300 |
33 |
239 |
500 |
31 |
| Total Assets |
$ |
14,451 |
13,391 |
1,060 |
601 |
3,808 |
240 |
4,339 |
628 |
102 |
65 |
146 |
4,522 |
| Total Loans |
$ |
7,696 |
7,048 |
648 |
479 |
1,296 |
145 |
2,901 |
379 |
71 |
18 |
79 |
2,327 |
| Domestic Deposits |
$ |
9,447 |
8,644 |
803 |
313 |
1,555 |
200 |
3,373 |
481 |
84 |
52 |
124 |
3,265 |
| Bank Net Income (QTR) |
$ |
34.667 |
31.996 |
2.670 |
4.551 |
6.667 |
0.665 |
9.621 |
1.349 |
0.296 |
0.172 |
0.300 |
11.047 |
| Percent Profitable (QTR) |
% |
86.0 |
86.6 |
82.5 |
100.0 |
100.0 |
91.0 |
84.6 |
82.7 |
84.3 |
82.9 |
86.1 |
93.2 |
| Average Return on Assets (QTR) |
% |
0.97 |
0.96 |
1.01 |
3.08 |
0.70 |
1.13 |
0.90 |
0.86 |
1.18 |
1.05 |
0.83 |
0.99 |
| Average Return on Equity (QTR) |
% |
8.59 |
8.60 |
8.45 |
20.88 |
7.77 |
9.96 |
7.45 |
7.69 |
12.08 |
7.24 |
7.12 |
8.26 |
| Net Interest Margin (QTR) |
% |
3.32 |
3.33 |
3.24 |
8.90 |
2.52 |
3.71 |
3.65 |
2.97 |
3.96 |
2.60 |
3.53 |
2.91 |
| Equity to Assets |
% |
11.17 |
11.11 |
11.94 |
14.68 |
8.93 |
11.14 |
11.93 |
11.09 |
9.58 |
14.28 |
11.46 |
11.85 |
| Noncurrent Loan Rate - Total Loans * |
% |
3.60 |
3.62 |
3.32 |
1.39 |
3.82 |
1.27 |
2.54 |
3.82 |
1.17 |
2.44 |
2.07 |
5.49 |
| Real Estate Loans |
% |
6.00 |
6.25 |
4.08 |
3.93 |
8.69 |
1.67 |
3.50 |
4.10 |
2.12 |
2.98 |
2.34 |
9.75 |
| C&I Loans |
% |
0.87 |
0.85 |
1.42 |
1.33 |
0.95 |
1.47 |
1.00 |
1.74 |
1.51 |
1.56 |
1.78 |
0.57 |
| Loans to Individuals |
% |
1.16 |
1.16 |
1.11 |
1.40 |
1.33 |
0.57 |
0.73 |
0.95 |
0.83 |
0.74 |
0.93 |
1.06 |
| Coverage Ratio ** |
% |
58.54 |
59.59 |
46.02 |
293.66 |
78.07 |
118.67 |
69.15 |
36.98 |
156.85 |
79.85 |
75.84 |
33.21 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
0.97 |
0.99 |
0.83 |
3.55 |
1.04 |
0.34 |
0.70 |
0.59 |
1.50 |
0.64 |
0.46 |
0.85 |
| Real Estate Loans (QTR) |
% |
0.84 |
0.89 |
0.53 |
3.26 |
0.96 |
0.36 |
0.78 |
0.58 |
2.25 |
0.56 |
0.42 |
1.00 |
| C&I Loans (QTR) |
% |
0.42 |
0.39 |
1.26 |
3.38 |
0.03 |
0.78 |
0.49 |
0.67 |
1.29 |
0.95 |
0.75 |
0.29 |
| Loans to Individuals (QTR) |
% |
2.48 |
2.49 |
2.31 |
3.58 |
3.24 |
0.54 |
1.02 |
1.57 |
1.23 |
0.63 |
0.72 |
1.69 |
| Fourth Quarter 2011 |
| Number of FDIC-Insured |
|
7,357 |
6,291 |
1,066 |
18 |
4 |
1,545 |
3,770 |
731 |
59 |
377 |
790 |
63 |
| Number of FDIC-Supervised |
|
4,598 |
4,151 |
447 |
9 |
0 |
1,080 |
2,424 |
322 |
36 |
231 |
473 |
23 |
| Total Assets |
$ |
13,892 |
12,649 |
1,243 |
539 |
3,456 |
216 |
4,087 |
825 |
97 |
56 |
139 |
4,477 |
| Total Loans |
$ |
7,474 |
6,719 |
755 |
444 |
1,251 |
130 |
2,716 |
481 |
71 |
16 |
76 |
2,289 |
| Domestic Deposits |
$ |
8,758 |
7,829 |
929 |
248 |
1,359 |
180 |
3,137 |
606 |
83 |
44 |
116 |
2,986 |
| Bank Net Income (QTR) |
$ |
25.323 |
23.660 |
1.663 |
4.192 |
5.198 |
0.551 |
3.907 |
0.990 |
0.337 |
0.296 |
0.291 |
9.561 |
| Percent Profitable (QTR) |
% |
79.8 |
80.1 |
78.0 |
94.4 |
100.0 |
88.8 |
73.5 |
82.2 |
83.1 |
83.0 |
86.5 |
96.8 |
| Average Return on Assets (QTR) |
% |
0.73 |
0.75 |
0.54 |
3.13 |
0.60 |
1.04 |
0.38 |
0.48 |
1.39 |
2.11 |
0.84 |
0.86 |
| Average Return on Equity (QTR) |
% |
6.52 |
6.73 |
4.52 |
20.28 |
6.78 |
9.12 |
3.27 |
4.63 |
13.97 |
14.42 |
7.34 |
7.05 |
| Net Interest Margin (QTR) |
% |
3.57 |
3.59 |
3.42 |
10.51 |
2.92 |
3.86 |
3.81 |
2.92 |
4.56 |
2.95 |
3.70 |
3.05 |
| Equity to Assets |
% |
11.16 |
11.10 |
11.84 |
15.11 |
8.89 |
11.22 |
11.69 |
10.39 |
9.82 |
14.51 |
11.45 |
12.08 |
| Noncurrent Loan Rate - Total Loans * |
% |
4.19 |
4.25 |
3.67 |
1.71 |
4.22 |
1.70 |
3.53 |
3.89 |
1.68 |
2.59 |
2.13 |
5.81 |
| Real Estate Loans |
% |
6.60 |
6.98 |
4.34 |
5.14 |
8.90 |
2.19 |
4.66 |
4.14 |
1.75 |
3.04 |
2.47 |
9.91 |
| C&I Loans |
% |
1.29 |
1.26 |
1.88 |
1.92 |
1.37 |
1.99 |
1.49 |
1.50 |
0.75 |
1.85 |
1.87 |
0.94 |
| Loans to Individuals |
% |
1.41 |
1.45 |
1.01 |
1.71 |
1.56 |
0.64 |
1.42 |
0.54 |
1.69 |
1.09 |
0.75 |
0.96 |
| Coverage Ratio ** |
% |
61.01 |
62.50 |
45.59 |
297.84 |
88.71 |
93.73 |
59.35 |
37.18 |
120.95 |
82.74 |
73.86 |
39.72 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
1.38 |
1.43 |
0.99 |
4.34 |
1.72 |
0.51 |
1.12 |
0.90 |
1.88 |
0.65 |
0.73 |
1.10 |
| Real Estate Loans (QTR) |
% |
1.26 |
1.33 |
0.79 |
7.65 |
1.45 |
0.57 |
1.25 |
0.88 |
2.37 |
0.69 |
0.70 |
1.38 |
| C&I Loans (QTR) |
% |
0.78 |
0.77 |
1.01 |
5.56 |
0.73 |
0.93 |
0.85 |
1.36 |
5.62 |
1.12 |
1.01 |
0.46 |
| Loans to Individuals (QTR) |
% |
2.91 |
2.96 |
2.28 |
4.31 |
4.25 |
0.68 |
1.28 |
1.17 |
1.55 |
-0.65 |
0.95 |
1.48 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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