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Statistics at a Glance
As of March 31, 2010
Dollar Amounts in Billions

First Quarter 2010 		All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 7,932 6,772 1,160 21 4 1,553 4,355 745 75 304 813 62
Number of FDIC-Supervised 4,890 4,485 405 8 0 1,073 2,793 296 41 173 485 21
Total Assets $ 13,357 12,087 1,270 745 3,157 181 4,498 777 95 41 126 3,736
Total Loans $ 7,503 6,720 783 641 1,112 116 3,064 464 72 10 71 1,953
Domestic Deposits $ 7,692 6,788 904 245 964 149 3,352 512 78 30 105 2,258
Bank Net Income (QTR) $ 18.010 15.841 2.169 1.071 5.842 0.438 2.084 1.525 0.331 0.121 0.276 6.321
Percent Profitable (QTR) % 81.3 81.6 79.9 81.0 100.0 92.7 74.2 86.4 86.7 83.6 90.9 91.9
Average Return on Assets (QTR) % 0.54 0.53 0.69 0.68 0.75 0.97 0.19 0.79 1.43 1.20 0.88 0.68
Average Return on Equity (QTR) % 4.96 4.82 6.27 3.48 8.52 8.71 1.74 8.21 13.49 7.05 7.88 5.61
Net Interest Margin (QTR) % 3.83 3.89 3.30 14.12 2.82 3.87 3.68 3.08 4.58 2.72 3.71 3.29
Equity to Assets % 10.93 10.92 11.10 15.83 8.77 11.24 10.77 9.76 10.54 16.96 11.21 12.15
Noncurrent Loan Rate - Total Loans * % 5.46 5.60 4.19 3.12 7.02 1.98 4.85 4.60 1.54 2.04 2.04 6.98
Real Estate Loans % 7.55 8.03 4.70 5.67 10.69 2.39 6.08 4.86 1.38 2.45 2.35 10.39
C&I Loans % 3.11 3.12 2.90 3.99 5.72 2.44 2.54 1.71 0.93 1.33 2.10 2.60
Consumer Loans % 2.27 2.32 1.41 3.18 2.37 0.76 1.37 1.20 1.63 0.91 0.70 1.26
Coverage Ratio ** % 64.23 65.88 45.29 330.14 59.55 78.41 53.83 32.46 194.25 86.89 68.70 42.89
Net Charge-Off Rate - All Loans (QTR) % 2.84 3.00 1.52 14.26 2.50 0.44 1.88 1.15 2.69 0.54 0.42 2.29
Real Estate Loans (QTR) % 2.04 2.22 1.01 3.54 2.73 0.35 1.87 1.04 1.98 0.33 0.33 2.60
C&I Loans (QTR) % 1.98 1.92 3.17 16.75 2.03 1.00 1.72 0.93 6.40 0.94 0.97 1.15
Consumer Loans (QTR) % 7.41 7.64 4.24 14.96 3.45 0.53 2.73 3.63 2.62 1.11 0.62 3.45
First Quarter 2009
Number of FDIC-Insured 8,247 7,038 1,209 25 5 1,524 4,680 838 80 305 745 45
Number of FDIC-Supervised 5,069 4,660 409 9 0 1,062 2,972 337 43 176 456 14
Total Assets $ 13,538 12,004 1,534 476 3,203 165 6,002 1,101 73 36 103 2,378
Total Loans $ 7,734 6,720 1,013 347 1,225 109 4,158 735 60 9 58 1,033
Domestic Deposits $ 7,539 6,568 971 174 978 134 4,168 612 61 27 86 1,299
Bank Net Income (QTR) $ 5.550 7.233 -1.683 -1.669 5.069 0.302 -2.784 1.454 0.013 0.027 0.236 2.902
Percent Profitable (QTR) % 77.7 78.2 74.7 44.0 100.0 91.9 70.1 82.6 83.8 80.7 89.8 75.6
Average Return on Assets (QTR) % 0.16 0.24 -0.44 -1.36 0.61 0.73 -0.18 0.54 0.08 0.30 0.92 0.48
Average Return on Equity (QTR) % 1.66 2.44 -4.56 -6.18 7.96 6.63 -1.83 6.27 0.80 1.80 8.10 5.13
Net Interest Margin (QTR) % 3.41 3.45 3.16 10.44 3.00 3.81 3.53 3.12 4.51 2.89 3.78 2.32
Equity to Assets % 10.13 10.16 9.89 23.55 8.44 11.05 10.26 8.92 9.25 16.24 11.34 9.77
Noncurrent Loan Rate - Total Loans * % 3.77 3.73 4.06 3.53 4.82 1.85 3.55 4.14 1.17 1.76 1.52 3.77
Real Estate Loans % 4.90 5.01 4.42 1.46 6.67 2.20 4.58 4.37 1.09 2.13 1.69 5.92
C&I Loans % 2.24 2.21 2.80 4.77 3.74 2.20 1.81 1.19 0.65 1.60 1.69 1.86
Consumer Loans % 2.11 2.15 1.68 3.69 2.53 0.93 1.30 1.22 1.25 0.64 0.73 0.91
Coverage Ratio ** % 66.57 70.21 44.40 251.73 68.58 77.77 58.56 37.35 253.80 86.84 83.83 54.04
Net Charge-Off Rate - All Loans (QTR) % 1.94 2.02 1.47 8.57 2.42 0.52 1.45 1.05 2.56 0.43 0.30 1.87
Real Estate Loans (QTR) % 1.44 1.54 1.00 2.04 2.37 0.39 1.22 0.97 1.18 0.29 0.19 2.31
C&I Loans (QTR) % 1.82 1.73 3.36 12.31 2.17 0.86 1.57 0.58 7.83 0.52 0.52 0.97
Consumer Loans (QTR) % 4.90 4.94 4.45 8.75 4.26 0.82 3.30 3.51 2.81 0.43 0.85 2.52

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

Last Updated 05/20/2010 Questions, Suggestions & Requests