Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of June 30, 2010
Dollar Amounts in Billions

Second Quarter 2010
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 7,830 6,676 1,154 20 4 1,579 4,265 745 83 293 779 62
Number of FDIC-Supervised 4,814 4,413 401 8 0 1,094 2,721 289 49 165 464 24
Total Assets $ 13,221 11,969 1,252 718 3,059 189 4,358 795 97 38 124 3,841
Total Loans $ 7,395 6,621 775 600 1,090 122 2,960 470 73 10 69 2,001
Domestic Deposits $ 7,668 6,769 898 242 977 155 3,257 529 80 28 103 2,296
Bank Net Income (QTR) $ 21.597 19.706 1.891 2.582 7.737 0.489 2.271 1.287 0.304 0.145 0.145 6.638
Percent Profitable (QTR) % 79.8 80.0 78.5 85.0 100.0 91.6 71.7 85.5 92.8 86.3 89.3 95.2
Average Return on Assets (QTR) % 0.65 0.66 0.60 1.41 1.00 1.04 0.21 0.65 1.27 1.53 0.47 0.70
Average Return on Equity (QTR) % 5.86 5.92 5.39 8.74 11.05 9.23 1.91 6.56 11.98 8.48 4.12 5.65
Net Interest Margin (QTR) % 3.76 3.81 3.32 11.19 2.72 3.95 3.76 3.09 4.50 2.82 3.71 3.27
Equity to Assets % 11.25 11.24 11.35 16.62 9.27 11.33 11.01 10.02 10.65 18.34 11.37 12.29
Noncurrent Loan Rate - Total Loans* % 5.22 5.34 4.17 2.62 6.75 1.97 4.65 4.57 1.25 2.15 2.11 6.61
Real Estate Loans % 7.32 7.76 4.70 4.89 10.63 2.38 5.81 4.81 1.15 2.66 2.38 9.99
C&I Loans % 2.91 2.90 3.10 2.95 5.25 2.34 2.51 3.02 0.72 1.38 2.35 2.34
Consumer Loans % 1.95 1.99 1.27 2.61 2.06 0.75 1.43 1.07 1.32 0.95 0.71 1.18
Coverage Ratio** % 65.13 67.05 44.13 377.17 59.77 78.84 55.95 33.05 227.76 82.92 67.10 44.45
Net Charge-Off Rate - All Loans (QTR) % 2.64 2.77 1.46 11.60 1.81 0.65 1.96 1.13 2.20 0.61 0.46 1.90
Real Estate Loans (QTR) % 1.94 2.09 1.02 6.33 2.11 0.59 2.03 1.04 1.61 0.60 0.39 2.19
C&I Loans (QTR) % 1.82 1.77 2.67 17.12 0.88 1.64 1.72 1.13 5.44 0.24 0.92 1.08
Consumer Loans (QTR) % 6.35 6.51 3.92 11.52 3.13 0.57 2.37 3.21 2.11 1.05 0.64 2.61
Second Quarter 2009
Number of FDIC-Insured 8,195 6,995 1,200 24 5 1,551 4,637 808 80 294 743 53
Number of FDIC-Supervised 5,039 4,632 407 9 0 1,073 2,948 319 40 166 464 20
Total Assets $ 13,300 11,894 1,406 485 3,204 170 5,947 933 84 36 102 2,339
Total Loans $ 7,625 6,714 911 350 1,195 113 4,124 606 68 9 57 1,105
Domestic Deposits $ 7,555 6,612 943 154 972 137 4,201 554 68 26 84 1,359
Bank Net Income (QTR) $ -4.376 -4.233 -0.144 -0.873 -4.296 0.330 -3.006 1.296 0.128 0.117 0.177 1.751
Percent Profitable (QTR) % 70.7 71.1 68.3 58.3 60.0 87.8 61.2 76.9 85.0 77.2 84.0 67.9
Average Return on Assets (QTR) % -0.13 -0.14 -0.04 -0.73 -0.54 0.78 -0.20 0.56 0.64 1.28 0.70 0.29
Average Return on Equity (QTR) % -1.26 -1.36 -0.40 -3.03 -6.36 7.01 -1.93 6.12 6.74 7.94 6.15 2.78
Net Interest Margin (QTR) % 3.46 3.49 3.23 10.44 2.93 3.90 3.60 3.24 4.13 2.70 3.74 2.45
Equity to Assets % 10.55 10.58 10.37 24.51 8.42 11.08 10.54 9.47 9.95 16.59 11.36 10.91
Noncurrent Loan Rate - Total Loans* % 4.35 4.36 4.31 3.41 5.64 1.75 4.21 4.11 1.38 2.34 1.76 4.50
Real Estate Loans % 5.64 5.82 4.72 2.13 7.76 2.11 5.43 4.33 1.18 2.88 1.99 6.48
C&I Loans % 2.80 2.78 3.07 5.05 4.83 2.18 2.20 1.55 0.39 2.55 1.86 2.55
Consumer Loans % 2.19 2.24 1.63 3.67 2.81 0.95 1.33 1.24 1.61 0.68 0.79 1.03
Coverage Ratio** % 63.62 66.68 40.75 264.41 67.63 79.57 53.39 34.95 214.81 60.62 74.31 56.51
Net Charge-Off Rate - All Loans (QTR) % 2.56 2.67 1.82 10.78 3.07 0.61 2.07 1.27 2.80 0.71 0.51 2.31
Real Estate Loans (QTR) % 2.06 2.21 1.24 1.73 3.05 0.44 1.97 1.18 1.36 0.38 0.37 2.57
C&I Loans (QTR) % 2.43 2.35 4.01 16.28 2.65 1.43 2.08 1.63 4.98 0.61 0.77 1.68
Consumer Loans (QTR) % 5.70 5.74 5.22 11.32 4.81 1.07 3.37 3.28 3.27 1.52 0.99 2.87

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

Last Updated 08/31/2010 Questions, Suggestions & Requests