|
Statistics at a Glance
| As of September 30, 2009 |
Dollar Amounts in Billions
Third Quarter 2009 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,099 |
6,911 |
1,188 |
24 |
4 |
1,578 |
4,541 |
796 |
81 |
284 |
732 |
59 |
| Number of FDIC-Supervised |
4,981 |
4,573 |
408 |
9 |
0 |
1,090 |
2,894 |
314 |
43 |
161 |
447 |
23 |
| Total Assets $ |
13,247 |
11,866 |
1,381 |
500 |
3,183 |
177 |
5,185 |
852 |
96 |
38 |
103 |
3,112 |
| Total Loans $ |
7,415 |
6,537 |
878 |
340 |
1,133 |
118 |
3,575 |
547 |
76 |
9 |
58 |
1,558 |
| Domestic Deposits $ |
7,553 |
6,631 |
923 |
226 |
946 |
143 |
3,717 |
509 |
77 |
28 |
84 |
1,823 |
| Net Income (QTR) $ |
2.833 |
1.457 |
1.377 |
0.416 |
-0.310 |
0.419 |
-3.318 |
0.583 |
0.048 |
0.096 |
0.189 |
4.711 |
| Percent Profitable (QTR) % |
73.5 |
73.5 |
72.9 |
66.7 |
50.0 |
89.4 |
64.0 |
79.9 |
81.5 |
79.9 |
87.3 |
76.3 |
| Average Return on Assets (QTR) % |
0.09 |
0.05 |
0.40 |
0.34 |
-0.04 |
0.95 |
-0.26 |
0.27 |
0.20 |
1.01 |
0.74 |
0.60 |
| Average Return on Equity (QTR) % |
0.80 |
0.46 |
3.79 |
1.36 |
-0.46 |
8.48 |
-2.37 |
2.94 |
1.90 |
5.86 |
6.32 |
5.45 |
| Net Interest Margin (QTR) % |
3.51 |
3.53 |
3.30 |
10.11 |
2.88 |
4.01 |
3.57 |
3.22 |
4.12 |
2.70 |
3.80 |
3.07 |
| Equity to Assets % |
10.90 |
10.92 |
10.70 |
25.25 |
8.45 |
11.32 |
10.98 |
9.31 |
10.87 |
17.57 |
11.85 |
11.26 |
| Noncurrent Loan Rate - Total Loans * % |
4.94 |
5.00 |
4.50 |
3.08 |
6.96 |
1.89 |
4.61 |
4.25 |
1.56 |
1.60 |
1.81 |
5.43 |
| Real Estate Loans % |
6.41 |
6.69 |
4.94 |
2.72 |
9.52 |
2.32 |
5.75 |
4.43 |
1.80 |
2.00 |
2.06 |
8.03 |
| C&I Loans % |
3.56 |
3.57 |
3.43 |
4.43 |
6.95 |
2.40 |
2.81 |
2.01 |
0.85 |
1.76 |
1.95 |
2.90 |
| Consumer Loans % |
2.08 |
2.12 |
1.63 |
3.35 |
2.67 |
0.97 |
1.26 |
1.42 |
1.55 |
0.48 |
0.83 |
1.28 |
| Coverage Ratio ** % |
60.08 |
62.35 |
41.27 |
299.84 |
59.07 |
75.41 |
51.27 |
34.40 |
190.18 |
89.10 |
73.39 |
53.13 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.71 |
2.79 |
2.07 |
10.67 |
3.18 |
0.59 |
2.12 |
1.59 |
2.64 |
0.79 |
0.57 |
2.63 |
| Real Estate Loans (QTR) % |
2.21 |
2.33 |
1.59 |
1.99 |
3.19 |
0.47 |
2.02 |
1.50 |
1.89 |
0.58 |
0.41 |
2.75 |
| C&I Loans (QTR) % |
2.60 |
2.51 |
4.30 |
17.87 |
2.35 |
1.27 |
2.32 |
1.45 |
5.34 |
1.42 |
1.22 |
2.06 |
| Consumer Loans (QTR) % |
5.73 |
5.82 |
4.64 |
11.30 |
5.40 |
1.20 |
2.60 |
3.83 |
2.69 |
0.76 |
0.99 |
3.96 |
| Third Quarter 2008 |
| Number of FDIC-Insured |
8,384 |
7,146 |
1,238 |
26 |
4 |
1,588 |
4,810 |
827 |
100 |
298 |
691 |
40 |
| Number of FDIC-Supervised |
5,134 |
4,715 |
419 |
9 |
0 |
1,109 |
3,020 |
346 |
54 |
172 |
413 |
11 |
| Total Assets $ |
13,573 |
12,050 |
1,523 |
468 |
3,263 |
168 |
6,078 |
1,060 |
71 |
36 |
94 |
2,335 |
| Total Loans $ |
7,990 |
6,942 |
1,048 |
344 |
1,396 |
114 |
4,255 |
739 |
60 |
8 |
53 |
1,020 |
| Domestic Deposits $ |
7,222 |
6,273 |
949 |
154 |
1,013 |
134 |
4,014 |
602 |
58 |
25 |
76 |
1,147 |
| Net Income (QTR) $ |
0.879 |
7.908 |
-7.029 |
0.412 |
3.702 |
0.420 |
-1.947 |
-3.545 |
0.164 |
0.010 |
0.141 |
1.521 |
| Percent Profitable (QTR) % |
75.4 |
76.9 |
66.7 |
80.8 |
100.0 |
91.2 |
68.5 |
73.8 |
86.0 |
78.9 |
87.0 |
65.0 |
| Average Return on Assets (QTR) % |
0.03 |
0.27 |
-1.85 |
0.36 |
0.49 |
1.01 |
-0.13 |
-1.34 |
0.94 |
0.12 |
0.61 |
0.27 |
| Average Return on Equity (QTR) % |
0.27 |
2.73 |
-20.01 |
1.68 |
6.59 |
9.13 |
-1.20 |
-17.24 |
10.10 |
0.59 |
5.38 |
3.02 |
| Net Interest Margin (QTR) % |
3.37 |
3.40 |
3.17 |
9.28 |
2.69 |
4.00 |
3.64 |
2.99 |
4.81 |
3.01 |
3.87 |
2.45 |
| Equity to Assets % |
9.62 |
9.66 |
9.31 |
20.85 |
7.13 |
11.07 |
10.66 |
7.95 |
9.14 |
19.61 |
11.25 |
8.61 |
| Noncurrent Loan Rate - Total Loans * % |
2.34 |
2.27 |
2.82 |
2.35 |
2.49 |
1.40 |
2.40 |
2.87 |
0.91 |
0.91 |
1.24 |
1.78 |
| Real Estate Loans % |
3.14 |
3.14 |
3.13 |
2.22 |
3.68 |
1.69 |
3.19 |
3.03 |
0.84 |
0.97 |
1.35 |
2.74 |
| C&I Loans % |
1.18 |
1.17 |
1.28 |
3.10 |
1.35 |
1.76 |
1.09 |
0.84 |
0.68 |
1.54 |
1.59 |
0.96 |
| Consumer Loans % |
1.49 |
1.52 |
1.11 |
2.44 |
1.80 |
0.76 |
0.93 |
0.72 |
1.01 |
0.49 |
0.75 |
0.67 |
| Coverage Ratio ** % |
83.50 |
86.92 |
65.30 |
248.15 |
94.57 |
91.41 |
70.76 |
59.33 |
217.25 |
146.08 |
97.55 |
83.23 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.43 |
1.45 |
1.34 |
6.24 |
1.44 |
0.43 |
1.23 |
1.02 |
2.04 |
0.43 |
0.38 |
1.11 |
| Real Estate Loans (QTR) % |
1.20 |
1.24 |
1.02 |
3.38 |
1.74 |
0.31 |
1.16 |
0.98 |
0.85 |
0.11 |
0.16 |
1.30 |
| C&I Loans (QTR) % |
1.06 |
0.97 |
2.74 |
8.94 |
0.67 |
1.13 |
1.00 |
0.33 |
4.26 |
0.02 |
0.66 |
0.58 |
| Consumer Loans (QTR) % |
3.56 |
3.56 |
3.55 |
6.37 |
2.78 |
1.03 |
2.76 |
2.23 |
2.57 |
1.25 |
1.07 |
1.89 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans.
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