Each depositor insured to at least $250,000 per insured bank



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Statistics at a Glance
As of March 31, 2009
Dollar Amounts in Billions

First Quarter 2009
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
Credit Card Lenders International Banks Agricultural Banks Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,246 7,037 1,209 25 5 1,524 4,681 836 80 305 745 45
Number of FDIC-Supervised 5,070 4,660 410 9 0 1,062 2,974 336 43 176 456 14
Total Assets $ 13,542 12,007 1,535 476 3,203 165 6,004 1,100 73 36 104 2,380
Total Loans $ 7,734 6,721 1,013 347 1,225 109 4,158 734 60 9 59 1,033
Domestic Deposits $ 7,538 6,567 971 174 978 134 4,168 612 61 27 86 1,299
Net Income (QTR) $ 7.560 7.663 -0.102 -1.669 5.069 0.312 -0.753 1.395 0.013 0.024 0.242 2.927
Percent Profitable (QTR) % 78.4 78.8 75.7 44.0 100.0 92.4 71.0 83.1 83.8 80.7 89.9 75.6
Average Return on Assets (QTR) % 0.22 0.25 -0.03 -1.36 0.61 0.75 -0.05 0.52 0.07 0.27 0.94 0.49
Average Return on Equity (QTR) % 2.26 2.58 -0.28 -6.18 7.96 6.84 -0.49 6.02 0.77 1.63 8.17 5.17
Net Interest Margin (QTR) % 3.39 3.43 3.17 10.44 3.00 3.81 3.53 3.16 4.51 2.87 3.78 2.21
Equity to Assets % 10.15 10.17 9.95 23.54 8.44 11.06 10.29 8.92 9.25 16.24 11.43 9.76
Noncurrent Loan Rate - Total Loans * % 3.77 3.72 4.06 3.53 4.86 1.84 3.54 4.16 1.17 1.73 1.50 3.66
Real Estate Loans % 4.89 4.99 4.42 1.46 6.77 2.19 4.58 4.39 1.09 2.09 1.65 5.71
C&I Loans % 2.23 2.20 2.81 4.77 3.72 2.19 1.81 1.19 0.65 1.60 1.66 1.83
Consumer Loans % 2.11 2.15 1.68 3.69 2.53 0.93 1.30 1.20 1.25 0.64 0.72 0.91
Coverage Ratio ** % 66.49 70.19 43.98 251.73 67.95 77.23 58.29 36.71 253.80 87.90 84.26 55.65
Net Charge-Off Rate - All Loans (QTR) % 1.94 2.01 1.50 8.57 2.42 0.52 1.44 1.12 2.56 0.43 0.30 1.87
Real Estate Loans (QTR) % 1.44 1.53 1.04 2.04 2.37 0.39 1.20 1.04 1.18 0.29 0.17 2.31
C&I Loans (QTR) % 1.82 1.73 3.32 12.31 2.23 0.84 1.56 0.57 7.83 0.51 0.51 0.97
Consumer Loans (QTR) % 4.88 4.92 4.45 8.75 4.17 0.86 3.30 3.52 2.80 0.44 0.87 2.52
First Quarter 2008
Number of FDIC-Insured 8,494 7,240 1,254 26 6 1,550 4,752 809 102 362 835 52
Number of FDIC-Supervised 5,176 4,753 423 10 0 1,071 2,961 332 53 212 517 20
Total Assets $ 13,369 11,495 1,875 448 3,086 158 5,272 1,364 66 38 112 2,824
Total Loans $ 7,968 6,666 1,301 326 1,252 103 3,705 976 56 9 63 1,478
Domestic Deposits $ 7,069 5,937 1,132 145 800 128 3,493 782 54 27 92 1,548
Net Income (QTR) $ 19.270 19.251 0.018 5.179 2.600 0.463 10.145 -0.727 0.211 0.206 0.281 0.912
Percent Profitable (QTR) % 85.8 86.8 79.7 92.3 83.3 96.5 82.1 82.9 90.2 74.0 93.9 86.5
Average Return on Assets (QTR) % 0.58 0.68 0.00 4.59 0.35 1.19 0.78 -0.21 1.30 2.20 1.01 0.13
Average Return on Equity (QTR) % 5.69 6.69 0.04 20.56 4.44 10.59 6.83 -2.59 14.31 10.70 8.94 1.36
Net Interest Margin (QTR) % 3.33 3.38 3.02 8.64 2.84 3.84 3.67 2.73 4.90 3.05 3.61 2.61
Equity to Assets % 10.18 10.08 10.81 22.85 7.57 11.22 11.36 8.09 9.01 20.28 11.32 9.61
Noncurrent Loan Rate - Total Loans * % 1.72 1.61 2.25 2.23 1.61 1.28 1.76 2.39 0.83 0.94 1.04 1.25
Real Estate Loans % 2.21 2.14 2.45 2.05 2.49 1.48 2.26 2.48 0.63 1.00 1.09 1.78
C&I Loans % 0.79 0.77 1.04 2.82 0.46 1.56 0.87 1.12 0.82 1.35 1.33 0.64
Consumer Loans % 1.47 1.51 1.04 2.35 2.07 0.75 0.81 1.02 0.97 0.57 0.73 0.71
Coverage Ratio ** % 88.47 95.73 61.82 223.61 108.65 102.59 77.14 54.99 209.09 144.78 114.70 90.27
Net Charge-Off Rate - All Loans (QTR) % % 0.99 0.95 1.19 4.97 1.13 0.17 0.71 1.14 1.78 0.21 0.17
Real Estate Loans (QTR) % 0.73 0.65 0.97 2.94 1.26 0.13 0.57 1.09 0.47 0.04 0.09 0.59
C&I Loans (QTR) % 0.68 0.64 1.41 6.65 0.29 0.30 0.65 1.09 4.55 0.01 0.20 0.41
Consumer Loans (QTR) % 3.07 3.02 3.52 5.16 3.08 0.52 2.17 2.50 2.33 0.63 0.64 1.66

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

Last Updated 05/27/2009 Questions, Suggestions & Requests