|
Statistics at a Glance
| As of June 30, 2009 |
Dollar Amounts in Billions
Second Quarter 2009 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,195 |
6,995 |
1,200 |
24 |
5 |
1,551 |
4,637 |
809 |
81 |
294 |
742 |
52 |
| Number of FDIC-Supervised |
5,039 |
4,632 |
407 |
9 |
0 |
1,073 |
2,948 |
320 |
40 |
166 |
463 |
20 |
| Total Assets $ |
13,301 |
11,895 |
1,406 |
485 |
3,204 |
170 |
5,947 |
933 |
86 |
36 |
102 |
2,338 |
| Total Loans $ |
7,625 |
6,714 |
911 |
350 |
1,195 |
113 |
4,124 |
606 |
69 |
9 |
57 |
1,103 |
| Domestic Deposits $ |
7,555 |
6,611 |
943 |
154 |
972 |
137 |
4,201 |
554 |
70 |
26 |
84 |
1,357 |
| Net Income (QTR) $ |
-3.712 |
-3.694 |
-0.018 |
-0.873 |
-4.296 |
0.336 |
-2.429 |
1.299 |
0.119 |
0.110 |
0.188 |
1.833 |
| Percent Profitable (QTR) % |
71.7 |
72.1 |
69.4 |
58.3 |
60.0 |
88.5 |
62.4 |
78.2 |
84.0 |
77.2 |
84.5 |
69.2 |
| Average Return on Assets (QTR) % |
-0.11 |
-0.12 |
-0.01 |
-0.73 |
-0.54 |
0.79 |
-0.16 |
0.56 |
0.57 |
1.21 |
0.75 |
0.30 |
| Average Return on Equity (QTR) % |
-1.07 |
-1.19 |
-0.05 |
-3.03 |
-6.36 |
7.14 |
-1.56 |
6.13 |
6.07 |
7.51 |
6.55 |
2.91 |
| Net Interest Margin (QTR) % |
3.48 |
3.51 |
3.23 |
10.44 |
2.93 |
3.90 |
3.60 |
3.24 |
4.10 |
2.68 |
3.74 |
2.61 |
| Equity to Assets % |
10.56 |
10.58 |
10.38 |
24.51 |
8.42 |
11.08 |
10.55 |
9.47 |
9.96 |
16.58 |
11.37 |
10.91 |
| Noncurrent Loan Rate - Total Loans * % |
4.35 |
4.36 |
4.32 |
3.41 |
5.64 |
1.75 |
4.21 |
4.16 |
1.48 |
2.34 |
1.76 |
4.50 |
| Real Estate Loans % |
5.64 |
5.82 |
4.73 |
2.13 |
7.76 |
2.11 |
5.43 |
4.39 |
1.46 |
2.88 |
1.98 |
6.49 |
| C&I Loans % |
2.79 |
2.78 |
3.06 |
5.05 |
4.83 |
2.18 |
2.20 |
1.53 |
0.60 |
2.56 |
1.86 |
2.55 |
| Consumer Loans % |
2.20 |
2.24 |
1.63 |
3.67 |
2.81 |
0.95 |
1.33 |
1.24 |
1.61 |
0.68 |
0.79 |
1.03 |
| Coverage Ratio ** % |
63.54 |
66.60 |
40.80 |
264.41 |
67.63 |
79.22 |
53.30 |
34.89 |
203.44 |
60.53 |
73.77 |
56.43 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.55 |
2.66 |
1.77 |
10.78 |
3.07 |
0.60 |
2.04 |
1.27 |
2.85 |
0.71 |
0.49 |
2.30 |
| Real Estate Loans (QTR) % |
2.04 |
2.20 |
1.19 |
1.73 |
3.05 |
0.43 |
1.94 |
1.18 |
1.52 |
0.38 |
0.37 |
2.56 |
| C&I Loans (QTR) % |
2.44 |
2.36 |
3.96 |
16.28 |
2.73 |
1.44 |
2.07 |
1.62 |
4.86 |
0.61 |
0.78 |
1.68 |
| Consumer Loans (QTR) % |
5.68 |
5.71 |
5.22 |
11.32 |
4.69 |
1.07 |
3.37 |
3.29 |
3.31 |
1.52 |
0.99 |
2.86 |
| Second Quarter 2008 |
| Number of FDIC-Insured |
8,451 |
7,203 |
1,248 |
27 |
6 |
1,585 |
4,788 |
844 |
98 |
306 |
754 |
43 |
| Number of FDIC-Supervised |
5,163 |
4,744 |
419 |
10 |
0 |
1,101 |
2,993 |
347 |
52 |
179 |
466 |
15 |
| Total Assets $ |
13,301 |
11,426 |
1,875 |
450 |
2,981 |
166 |
5,363 |
1,376 |
71 |
33 |
99 |
2,763 |
| Total Loans $ |
7,996 |
6,681 |
1,315 |
327 |
1,211 |
111 |
3,786 |
985 |
60 |
8 |
55 |
1,452 |
| Domestic Deposits $ |
7,029 |
5,879 |
1,150 |
140 |
760 |
133 |
3,533 |
804 |
58 |
22 |
81 |
1,499 |
| Net Income (QTR) $ |
4.750 |
10.026 |
-5.276 |
2.680 |
1.977 |
0.483 |
3.251 |
-5.023 |
0.146 |
0.151 |
0.243 |
0.841 |
| Percent Profitable (QTR) % |
81.9 |
82.7 |
77.2 |
77.8 |
66.7 |
94.6 |
76.0 |
82.9 |
85.7 |
78.4 |
91.9 |
81.4 |
| Average Return on Assets (QTR) % |
0.14 |
0.35 |
-1.13 |
2.39 |
0.26 |
1.17 |
0.24 |
-1.46 |
0.82 |
1.82 |
0.99 |
0.12 |
| Average Return on Equity (QTR) % |
1.40 |
3.47 |
-10.58 |
10.64 |
3.38 |
10.60 |
2.15 |
-18.29 |
8.85 |
8.59 |
8.77 |
1.28 |
| Net Interest Margin (QTR) % |
3.37 |
3.41 |
3.16 |
9.07 |
2.87 |
3.87 |
3.65 |
2.98 |
4.61 |
3.05 |
3.68 |
2.63 |
| Equity to Assets % |
10.16 |
10.11 |
10.46 |
21.98 |
7.86 |
10.94 |
11.31 |
7.90 |
9.39 |
20.93 |
11.16 |
9.42 |
| Noncurrent Loan Rate - Total Loans * % |
2.08 |
1.92 |
2.90 |
2.30 |
1.98 |
1.33 |
2.07 |
3.13 |
0.91 |
0.92 |
1.11 |
1.56 |
| Real Estate Loans % |
2.73 |
2.58 |
3.19 |
1.96 |
2.89 |
1.63 |
2.68 |
3.27 |
0.89 |
0.99 |
1.16 |
2.35 |
| C&I Loans % |
1.05 |
1.05 |
1.12 |
3.00 |
1.20 |
1.49 |
1.01 |
1.19 |
0.72 |
1.21 |
1.49 |
0.76 |
| Consumer Loans % |
1.46 |
1.48 |
1.20 |
2.36 |
1.94 |
0.77 |
0.83 |
1.17 |
0.97 |
0.46 |
0.77 |
0.69 |
| Coverage Ratio ** % |
86.96 |
92.28 |
69.09 |
234.08 |
104.33 |
96.12 |
72.92 |
65.68 |
217.24 |
152.19 |
108.65 |
92.71 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.32 |
1.24 |
1.73 |
5.87 |
1.27 |
0.26 |
1.00 |
1.82 |
1.75 |
0.66 |
0.29 |
0.94 |
| Real Estate Loans (QTR) % |
1.16 |
1.03 |
1.59 |
3.15 |
1.60 |
0.24 |
0.91 |
1.79 |
0.58 |
0.27 |
0.15 |
1.07 |
| C&I Loans (QTR) % |
0.87 |
0.82 |
1.67 |
8.13 |
0.23 |
0.45 |
0.90 |
1.61 |
4.28 |
0.40 |
0.50 |
0.56 |
| Consumer Loans (QTR) % |
3.31 |
3.29 |
3.47 |
6.05 |
3.22 |
0.73 |
2.21 |
2.83 |
2.25 |
0.53 |
0.74 |
1.58 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans.
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