|
Statistics at a Glance
| As of December 31, 2009 |
Dollar Amounts in Billions
Fourth Quarter 2009 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| Credit Card Lenders |
International Banks |
Agricultural Banks |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,012 |
6,839 |
1,173 |
23 |
4 |
1,564 |
4,456 |
767 |
82 |
289 |
771 |
56 |
| Number of FDIC-Supervised |
4,941 |
4,533 |
408 |
8 |
0 |
1,081 |
2,860 |
301 |
45 |
158 |
468 |
20 |
| Total Assets $ |
13,109 |
11,846 |
1,263 |
522 |
3,107 |
182 |
4,550 |
809 |
96 |
38 |
116 |
3,689 |
| Total Loans $ |
7,286 |
6,500 |
786 |
359 |
1,084 |
118 |
3,129 |
485 |
76 |
10 |
66 |
1,961 |
| Domestic Deposits $ |
7,697 |
6,803 |
894 |
241 |
962 |
149 |
3,377 |
527 |
77 |
28 |
97 |
2,238 |
| Net Income (QTR) $ |
0.914 |
0.278 |
0.636 |
0.697 |
2.307 |
0.261 |
-6.940 |
1.349 |
0.223 |
0.119 |
0.221 |
2.677 |
| Percent Profitable (QTR) % |
67.3 |
66.9 |
69.7 |
73.9 |
75.0 |
79.9 |
58.2 |
76.7 |
75.6 |
69.2 |
82.9 |
78.6 |
| Average Return on Assets (QTR) % |
0.03 |
0.01 |
0.20 |
0.55 |
0.29 |
0.58 |
-0.61 |
0.67 |
0.93 |
1.25 |
0.77 |
0.29 |
| Average Return on Equity (QTR) % |
0.25 |
0.09 |
1.88 |
2.19 |
3.41 |
5.23 |
-5.77 |
7.15 |
8.41 |
7.02 |
6.73 |
2.44 |
| Net Interest Margin (QTR) % |
3.49 |
3.53 |
3.21 |
9.64 |
2.82 |
4.00 |
3.64 |
3.07 |
4.23 |
2.78 |
3.82 |
3.11 |
| Equity to Assets % |
11.04 |
11.07 |
10.78 |
24.58 |
8.75 |
10.96 |
10.53 |
9.49 |
11.11 |
17.74 |
11.29 |
11.95 |
| Noncurrent Loan Rate - Total Loans * % |
5.37 |
5.53 |
4.06 |
3.36 |
7.40 |
1.83 |
4.69 |
4.54 |
1.73 |
1.91 |
1.77 |
6.40 |
| Real Estate Loans % |
7.10 |
7.53 |
4.51 |
5.44 |
10.65 |
2.22 |
5.83 |
4.78 |
2.29 |
2.39 |
2.03 |
9.28 |
| C&I Loans % |
3.44 |
3.47 |
2.96 |
4.55 |
6.30 |
2.35 |
2.63 |
1.94 |
0.90 |
1.33 |
1.73 |
3.23 |
| Consumer Loans % |
2.20 |
2.25 |
1.57 |
3.61 |
2.53 |
0.98 |
1.34 |
1.34 |
1.60 |
0.91 |
0.82 |
1.39 |
| Coverage Ratio ** % |
58.13 |
59.20 |
46.13 |
277.70 |
58.58 |
81.74 |
53.37 |
31.55 |
173.80 |
83.08 |
74.29 |
45.17 |
| Net Charge-Off Rate - All Loans (QTR) % |
2.89 |
3.02 |
1.84 |
9.50 |
3.18 |
1.01 |
2.50 |
1.23 |
2.63 |
0.77 |
0.80 |
2.80 |
| Real Estate Loans (QTR) % |
2.57 |
2.78 |
1.34 |
2.62 |
3.33 |
0.97 |
2.56 |
1.08 |
2.33 |
0.59 |
0.60 |
2.99 |
| C&I Loans (QTR) % |
2.67 |
2.62 |
3.60 |
15.77 |
2.80 |
2.25 |
2.47 |
1.45 |
6.62 |
1.28 |
1.64 |
1.93 |
| Consumer Loans (QTR) % |
5.30 |
5.38 |
4.37 |
10.02 |
4.68 |
1.57 |
2.61 |
4.16 |
2.39 |
0.96 |
1.28 |
3.83 |
| Fourth Quarter 2008 |
| Number of FDIC-Insured |
8,305 |
7,086 |
1,219 |
26 |
5 |
1,559 |
4,753 |
839 |
91 |
279 |
709 |
44 |
| Number of FDIC-Supervised |
5,097 |
4,688 |
409 |
10 |
0 |
1,085 |
3,000 |
344 |
49 |
163 |
434 |
12 |
| Total Assets $ |
13,841 |
12,309 |
1,532 |
513 |
3,410 |
169 |
5,461 |
997 |
122 |
34 |
95 |
3,040 |
| Total Loans $ |
7,874 |
6,838 |
1,035 |
385 |
1,288 |
112 |
3,824 |
665 |
97 |
8 |
54 |
1,440 |
| Domestic Deposits $ |
7,496 |
6,543 |
953 |
176 |
1,075 |
136 |
3,703 |
548 |
86 |
25 |
77 |
1,671 |
| Net Income (QTR) $ |
-37.773 |
-29.509 |
-8.264 |
-0.262 |
-0.320 |
0.277 |
-24.599 |
-4.439 |
-0.498 |
0.053 |
0.135 |
-8.121 |
| Percent Profitable (QTR) % |
65.4 |
65.6 |
64.2 |
53.8 |
80.0 |
81.8 |
55.9 |
71.6 |
72.5 |
71.7 |
83.1 |
50.0 |
| Average Return on Assets (QTR) % |
-1.10 |
-0.96 |
-2.18 |
-0.21 |
-0.04 |
0.67 |
-1.83 |
-1.80 |
-1.68 |
0.62 |
0.58 |
-1.07 |
| Average Return on Equity (QTR) % |
-11.59 |
-10.14 |
-23.87 |
-1.04 |
-0.53 |
6.05 |
-17.72 |
-23.52 |
-17.13 |
3.26 |
5.11 |
-11.50 |
| Net Interest Margin (QTR) % |
3.33 |
3.38 |
2.96 |
11.11 |
3.12 |
3.93 |
3.60 |
2.84 |
3.72 |
2.81 |
3.88 |
1.93 |
| Equity to Assets % |
9.33 |
9.38 |
8.93 |
20.47 |
7.01 |
10.99 |
10.04 |
7.45 |
9.85 |
18.63 |
11.28 |
9.11 |
| Noncurrent Loan Rate - Total Loans * % |
2.97 |
2.95 |
3.11 |
2.78 |
3.74 |
1.43 |
2.88 |
3.39 |
1.48 |
1.04 |
1.42 |
2.64 |
| Real Estate Loans % |
3.86 |
3.96 |
3.43 |
2.73 |
4.88 |
1.78 |
3.73 |
3.51 |
2.15 |
1.09 |
1.58 |
4.14 |
| C&I Loans % |
1.69 |
1.69 |
1.75 |
3.74 |
3.23 |
1.84 |
1.36 |
1.08 |
0.40 |
1.51 |
1.74 |
1.02 |
| Consumer Loans % |
1.77 |
1.81 |
1.34 |
2.82 |
2.12 |
0.82 |
1.13 |
1.31 |
1.00 |
0.51 |
0.75 |
0.84 |
| Coverage Ratio ** % |
74.42 |
0.00 |
53.55 |
255.14 |
74.61 |
92.94 |
64.99 |
40.48 |
165.23 |
131.80 |
88.21 |
66.17 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.95 |
1.94 |
2.00 |
6.96 |
1.85 |
0.74 |
1.89 |
1.80 |
2.14 |
0.52 |
0.56 |
1.16 |
| Real Estate Loans (QTR) % |
1.69 |
1.70 |
1.67 |
4.56 |
1.83 |
0.54 |
1.82 |
1.79 |
1.58 |
0.17 |
0.30 |
1.25 |
| C&I Loans (QTR) % |
1.62 |
1.53 |
3.42 |
9.96 |
1.01 |
2.12 |
1.82 |
0.90 |
3.61 |
0.52 |
1.19 |
0.88 |
| Consumer Loans (QTR) % |
4.12 |
4.13 |
4.09 |
7.09 |
3.96 |
1.12 |
3.01 |
2.87 |
2.62 |
1.15 |
1.33 |
1.78 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans.
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