Each depositor insured to at least $250,000 per insured bank



Home > Industry Analysis > Bank Data & Statistics > Statistics at a Glance




Statistics at a Glance
As of March 31, 2008
Dollar Amounts in Billions

First Quarter 2008
All Insured Institutions Commercial Banks Savings Institutions Asset Concentration Group
International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1Billion All Other > $1Billion
Number of FDIC-Insured 8,494 7,240 1,254 6 1,550 26 4,749 807 102 364 838 52
Number of FDIC-Supervised 5,176 4,753 423 0 1,071 10 2,960 330 53 214 518 20
Total Assets $ 13,369 11,495 1,875 3,086 158 449 5,271 1,363 66 39 113 2,824
Total Loans $ 7,968 6,666 1,301 1,252 103 326 3,705 975 56 9 63 1,478
Domestic Deposits $ 7,069 5,937 1,132 800 128 145 3,492 781 54 28 93 1,548
Net Income (QTR) $ 19.347 19.302 0.045 2.600 0.466 5.189 10.197 -0.720 0.211 0.209 0.284 0.911
Percent Profitable (QTR) % 86.1 87.1 80.1 83.3 96.6 92.3 82.5 83.0 90.2 73.9 94.3 86.5
Average Return on Assets (QTR) % 0.59 0.68 0.01 0.35 1.20 4.60 0.78 -0.21 1.30 2.18 1.02 0.13
Average Return on Equity (QTR) % 5.72 6.71 0.09 4.44 10.66 20.59 6.87 -2.57 14.31 10.74 9.00 1.36
Net Interest Margin (QTR) % 3.33 3.38 3.02 2.83 3.84 8.64 3.67 2.73 4.90 3.07 3.61 2.61
Equity to Assets % 10.18 10.08 10.81 7.57 11.22 22.86 11.36 8.09 9.01 19.97 11.33 9.61
Noncurrent Loan Rate - Total Loans * % 1.71 1.60 2.24 1.55 1.27 2.22 1.76 2.39 0.83 0.93 1.04 1.25
Real Estate Loans % 2.19 2.12 2.44 2.33 1.46 2.05 2.25 2.48 0.63 0.97 1.09 1.77
C&I Loans % 0.79 0.78 1.06 0.47 1.55 2.82 0.87 1.14 0.81 1.35 1.33 0.65
Consumer Loans % 1.47 1.51 1.04 2.06 0.75 2.35 0.81 1.01 0.97 0.60 0.72 0.71
Coverage Ratio ** % 88.88 96.24 61.96 112.56 103.49 222.70 77.12 54.97 209.06 146.56 114.53 90.28
Net Charge-Off Rate - All Loans (QTR) % 0.99 0.95 1.19 1.13 0.14 4.97 0.70 1.15 1.78 0.23 0.17 0.64
Real Estate Loans (QTR) % 0.73 0.65 0.98 1.26 0.09 2.94 0.56 1.09 0.47 0.04 0.08 0.59
C&I Loans (QTR) % 0.67 0.63 1.40 0.29 0.30 6.65 0.65 1.11 4.50 0.02 0.22 0.41
Consumer Loans (QTR) % 3.07 3.02 3.51 3.08 0.51 5.16 2.17 2.50 2.33 0.76 0.62 1.66
First Quarter 2007
Number of FDIC-Insured 8,649 7,379 1,270 4 1,617 26 4,719 798 115 403 906 61
Number of FDIC-Supervised 5,215 4,782 433 0 1,120 10 2,903 315 61 238 542 26
Total Assets $ 11,982 10,135 1,847 2,436 149 407 4,758 1,507 99 46 119 2,461
Total Loans $ 7,278 5,972 1,306 1,056 99 297 3,315 1,040 77 10 67 1,316
Domestic Deposits $ 6,695 5,523 1,172 683 122 102 3,295 956 76 32 98 1,331
Net Income (QTR) $ 35.644 31.173 4.471 5.564 0.442 3.977 13.603 3.437 0.433 0.229 0.293 7.666
Percent Profitable (QTR) % 91.0 91.9 85.7 100.0 96.0 88.5 90.5 86.0 92.2 77.4 94.3 98.4
Average Return on Assets (QTR) % 1.20 1.24 0.97 0.93 1.19 3.84 1.15 0.91 1.77 2.03 0.99 1.25
Average Return on Equity (QTR) % 11.33 12.07 7.94 12.10 11.02 15.93 10.20 9.07 17.24 9.94 8.77 12.76
Net Interest Margin (QTR) % 3.32 3.38 3.02 2.46 3.91 8.18 3.72 2.71 5.03 3.15 3.63 2.89
Equity to Assets % 10.58 10.27 12.29 7.67 10.87 24.50 11.33 10.15 10.25 20.27 11.26 9.75
Noncurrent Loan Rate - Total Loans * % 0.84 0.83 0.89 0.87 1.04 1.82 0.77 0.84 0.68 0.66 0.85 0.78
Real Estate Loans % 0.91 0.91 0.91 1.13 1.05 2.08 0.86 0.86 0.35 0.63 0.87 1.01
C&I Loans % 0.62 0.61 0.78 0.41 1.55 1.97 0.64 0.73 1.06 1.19 1.20 0.55
Consumer Loans % 1.17 1.22 0.77 1.55 0.70 2.00 0.65 0.56 0.81 0.50 0.62 0.60
Coverage Ratio ** % 127.97 139.88 77.16 125.21 130.87 212.70 145.46 59.61 210.26 200.85 143.19 94.32
Net Charge-Off Rate - All Loans (QTR) % 0.45 0.48 0.33 0.57 0.14 3.86 0.23 0.21 1.43 0.18 0.17 0.31
Real Estate Loans (QTR) % 0.10 0.11 0.08 0.21 0.04 1.57 0.10 0.09 0.14 0.03 0.06
C&I Loans (QTR) % 0.35 0.32 0.76 0.07 0.47 3.96 0.30 0.28 3.11 0.27 0.30 0.33
Consumer Loans (QTR) % 2.43 2.38 2.83 2.65 0.59 4.17 1.19 2.72 1.87 0.51 0.65 1.53

* Nonaccruing loans and loans past due 90+ days.

** Loss reserve as a percentage of noncurrent loans.

Last Updated 07/25/2008 Questions, Suggestions & Requests