Each depositor insured to at least $250,000 per insured bank



Home > Industry Analysis > Bank Data & Statistics > Statistics at a Glance




Statistics at a Glance

As of March 31, 2002

Dollar Amounts in Billions

Commercial Banks

Savings Institutions

Total

1st Qtr 2002 1st Qtr 2001 1st Qtr 2002 1st Qtr 2001 1st Qtr 2002
Number of FDIC-Insured 8,005 8,238 1,515 1,584 9,520
Number of FDIC-Supervised 4,932 5,055 508 525 5,440
Total Assets $ 6,505 6,316 1,318 1,255 7,823
Total Loans $ 3,893 3,831 860 848 4,753
Domestic Deposits $ 3,749 3,515 820 762 4,569
Net Income $ 21.732 19.836 3.637 2.923 25.369
Percent Profitable % 93.3 93.0 92.2 89.8 93.1
Average Return on Assets % 1.33 1.26 1.11 0.95 1.29
Assets under $1 Billion % 1.17 1.20 0.32 0.70 0.99
Assets over $1 Billion % 1.36 1.28 1.33 1.03 1.36
Average Return on Equity % 14.46 14.71 12.83 11.27 14.20
Net Interest Margin % 4.19 3.83 3.52 3.03 4.07
Equity to Assets % 9.30 8.67 8.89 8.48 9.22
Noncurrent Loans * % 1.47 1.20 0.92 0.74 1.37
Real Estate Loans % 1.00 0.87 0.89 0.69 0.96
C&I Loans % 2.61 1.82 2.21 1.66 2.59
Consumer Loans % 1.49 1.41 0.60 0.85 1.41
Coverage Ratio ** % 130.88 140.38 99.39 119.32 126.98
Net Charge-Off Rate % 1.14 0.73 0.26 0.25 0.98
Real Estate Loans % 0.15 0.11 0.06 0.04 0.12
C&I Loans % 1.45 0.90 1.39 1.37 1.44
Consumer Loans % 3.98 2.44 1.92 1.93 3.78

* Nonaccruing loans and loans past due 90+ days

** Loss reserve as a percentage of noncurrent loans

All Insured Institutions 1st Qtr 2002 YTD 2001 2000 1999 1998
Credit Card Loans
Held on Balance Sheet $ 248 233 249 212 242
Securitized and Sold $ 358 341 299 291 261
Unused Commitments $ 3,170 2,876 2,528 2,116 2,042
Total Credit Card Lines $ 3,776 3,450 3,076 2,619 2,554
Credit Card Loss Rate $ 8.19 5.14 4.28 4.39 5.15
No of Personal Bankruptcies 369,237 1,451,575 1,217,628 1,281,360 1,397,695



Last Updated 05/27/2004 Questions, Suggestions & Requests