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Table A.1: Aggregate Statistics for Subsets of Markets
| |
Excluded
rural markets |
Included
rural markets |
Included
urban markets |
Excluded
urban markets |
| |
1994 |
1997 |
1994 |
1997 |
1994 |
1997 |
1994 |
1997 |
| |
|
|
|
|
|
|
|
|
| Population
(millions) |
19.4 |
20.0 |
34.1 |
35.1 |
126.3 |
131.2 |
83.4 |
86.3 |
| Domestic
deposits (billions of $2000) |
2,050.9 |
2,162.4 |
3,972.6 |
4,003.0 |
16,089.0 |
16,276.9 |
14,170.9 |
14,696.8 |
| Small
business loans (billions of $2000) |
283.9 |
328.5 |
576.2 |
622.9 |
1,802.1 |
1,930.7 |
1,107.6 |
1,226.7 |
| Percentage
of small business loans |
|
|
|
|
|
|
|
|
|
Held by community banks |
73.6 |
72.6 |
58.1 |
57.2 |
34.9 |
33.5 |
36.3 |
31.2 |
|
Acquired during subsequent three years |
13.9 |
15.1 |
16.2 |
19.0 |
21.8 |
22.2 |
21.4 |
22.1 |
|
Acquired by within-market acquirer |
1.2 |
1.0 |
2.8 |
3.9 |
11.0 |
9.7 |
16.1 |
13.6 |
| Mean
Herfendalh index |
4,656.7 |
4,574.4 |
2,262.4 |
2,239.4 |
1,627.7 |
1,626.4 |
1,364.8 |
1,476.7 |
| |
|
|
|
|
|
|
|
|
| Number
of markets |
1,522 |
1,521 |
760 |
760 |
292 |
292 |
25 |
25 |
Note: Statistics, except the mean Herfendahl
index, are computed as aggregates for each group of markets. All variables
except population are measured as of June 30 of the year. Small business
lending includes C&I and commercial real estate loans that had an original
denomination of less than $1 million as reported in the June 30 Call Reports
and is allocated to markets using methods described in this data appendix.
Community banks are organizations having beginning-of-period assets of less
than $1 billion (in 2000 dollars). Acquisitions refer to the acquisitions
of independent banks, savings institutions, and bank or thrift holding companies
by previously unaffiliated organizations, as described in this data appendix.
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