"The graph displays percentages of Personal Income Growth against the number of Bank Failures from 1970 to 1995. Data is represented for Personal Income Growth and for Bank Failures, by time in Years. According to the curves of the graph, the number of bank failures peaked in 1989, despite the fact that this year follows a period of positive personal income growth. In the years 1991-92, there were fewer bank failures than in preceding years, but personal income growth diminished."