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Report on Underwriting Practices

The bar chart shows the percent of FDIC-supervised banks either frequently or commonly making consumer loans to borrowers who lacked demonstrable ability to repay. Five six-month reporting periods are shown, beginning with the six months ending September 30, 1999 through the six months ending September 30, 2001. For the underlying data of this chart, click here.

Last Updated 11/07/2001 insurance-research@fdic.gov