A bar chart showing the nonperforming loan ratios of farm banks in areas of prolonged drought versus areas largely unaffected by drought, in June 2001 and June 2002. In June 2001, farm banks in areas of prolonged drought had a nonperforming loan ratio of 3.85 percent; those in areas largely unaffected by drought had a nonperforming loan ratio of 3.52 percent. In June 2002, farm banks in areas of prolonged drought had a nonperforming loan ratio of 4.47 percent; those in areas largely unaffected by drought had a nonperforming loan ratio of 3.67 percent.