Chart 1. The title is "The title is Noncurrent Loan Rates among the Region's Insured Institutions Have Yet to Improve."

A combined line and bar chart. In third quarter 1999, the percentage of noncurrent construction and industrial loans was 1.42 percent; the percentage of noncurrent construction and development loans was 0.88 percent; and the percentage of total noncurrent loans was 0.76 percent.

In fourth quarter 1999, the percentage of noncurrent construction and industrial loans was 1.18 percent; the percentage of noncurrent construction and development loans was 0.62 percent; and the percentage of total noncurrent loans was 0.67 percent.

In first quarter 2000, the percentage of noncurrent construction and industrial loans was 1.24 percent; the percentage of noncurrent construction and development loans was 0.74 percent; and the percentage of total noncurrent loans was 0.70 percent.

In second quarter 2000, the percentage of noncurrent construction and industrial loans was 1.33 percent; the percentage of noncurrent construction and development loans was 0.57 percent; and the percentage of total noncurrent loans was 0.69 percent.

In third quarter 2000, the percentage of noncurrent construction and industrial loans was 1.41 percent; the percentage of noncurrent construction and development loans was 0.70 percent; and the percentage of total noncurrent loans was 0.74 percent.

In fourth quarter 2000, the percentage of noncurrent construction and industrial loans was 1.39 percent; the percentage of noncurrent construction and development loans was 0.69 percent; and the percentage of total noncurrent loans was 0.74 percent.

In first quarter 2001, the percentage of noncurrent construction and industrial loans was 1.36 percent; the percentage of noncurrent construction and development loans was 0.87 percent; and the percentage of total noncurrent loans was 0.80 percent.

In second quarter 2001, the percentage of noncurrent construction and industrial loans was 1.51 percent; the percentage of noncurrent construction and development loans was 1.02 percent; and the percentage of total noncurrent loans was 0.88 percent.

In third quarter 2001, the percentage of noncurrent construction and industrial loans was 1.63 percent; the percentage of noncurrent construction and development loans was 1.13 percent; and the percentage of total noncurrent loans was 0.95 percent.

In fourth quarter 2001, the percentage of noncurrent construction and industrial loans was 1.58 percent; the percentage of noncurrent construction and development loans was 1.33 percent; and the percentage of total noncurrent loans was 1.01 percent.

In first quarter 2002, the ratio of mortgage-backed securities to securities was 12.15 percent; the ratio of pass-throughs to securities was 16.15 percent; and the percentage of pass-throughs with earliest repricing or maturity over five years was 72.52 percent.

In second quarter 2002, the ratio of mortgage-backed securities to securities was 11.97 percent; the ratio of pass-throughs to securities was 16.29 percent; and the percentage of pass-throughs with earliest repricing or maturity over five years was 74.17 percent.