Table 3. The title is "The Percentage of Dallas Region Insured Institutions with Commercial Real Estate Concentrations Greater than 300 Percent of Tier 1 Capital Has Increased." A table showing the percentage of institutions with commercial real estate concentrations greater than 300 percent of Tier 1 capital in 1996 and 2001. In the Dallas, Texas, metropolitan statistical area, the percentage of institutions with commercial real estate concentrations greater than 300 percent of Tier 1 capital was 19.8 percent in 1996 and 53.0 percent in 2001. In the Boulder-Longmont, Colorado, metropolitan statistical area, the percentage of institutions with commercial real estate concentrations greater than 300 percent of Tier 1 capital was 33.3 percent in 1996 and 42.9 percent in 2001. In the Denver, Colorado, metropolitan statistical area, the percentage of institutions with commercial real estate concentrations greater than 300 percent of Tier 1 capital was 21.9 percent in 1996 and 33.9 percent in 2001. In the Austin-San Marcos, Texas, metropolitan statistical area, the percentage of institutions with commercial real estate concentrations greater than 300 percent of Tier 1 capital was 19.4 percent in 1996 and 31.8 percent in 2001. In the Oklahoma City, Oklahoma, metropolitan statistical area, the percentage of institutions with commercial real estate concentrations greater than 300 percent of Tier 1 capital was 10.5 percent in 1996 and 27.7 percent in 2001. The U.S. average percentage of institutions with commercial real estate concentrations greater than 300 percent of Tier 1 capital was 11.6 percent in 1996 and 22.4 percent in 2001.