Chart 2. The title is "Percentage of Insured Institutions with CRE Concentrations Has Increased in the Dallas Region during the Past 15 Years." A bar chart showing the percentage of FDIC-insured institutions with construction and commercial real estate loans to Tier 1 capital in various ranges in each of the years 1984 through 2001. In 1984, the percentage in the 300 to 400 range was 5 percent; the percentage in the 400 to 500 range was 2 percent; and the percentage in the 500-plus range was 1.2 percent. In 1985, the percentage in the 300 to 400 range was 7 percent; the percentage in the 400 to 500 range was 2 percent; and the percentage in the 500-plus range was 2.1 percent. In 1986, the percentage in the 300 to 400 range was 7 percent; the percentage in the 400 to 500 range was 3 percent; and the percentage in the 500-plus range was 3.7 percent. In 1987, the percentage in the 300 to 400 range was 6 percent; the percentage in the 400 to 500 range was 2 percent; and the percentage in the 500-plus range was 5.9 percent. In 1988, the percentage in the 300 to 400 range was 6 percent; the percentage in the 400 to 500 range was 2 percent; and the percentage in the 500-plus range was 5.0 percent. In 1989, the percentage in the 300 to 400 range was 4 percent; the percentage in the 400 to 500 range was 2 percent; and the percentage in the 500-plus range was 4.1 percent. In 1990, the percentage in the 300 to 400 range was 6 percent; the percentage in the 400 to 500 range was 3 percent; and the percentage in the 500-plus range was 4.4 percent. In 1991, the percentage in the 300 to 400 range was 6 percent; the percentage in the 400 to 500 range was 2 percent; and the percentage in the 500-plus range was 3.2 percent. In 1992, the percentage in the 300 to 400 range was 4 percent; the percentage in the 400 to 500 range was 2 percent; and the percentage in the 500-plus range was 2.0 percent. In 1993, the percentage in the 300 to 400 range was 4 percent; the percentage in the 400 to 500 range was 2 percent; and the percentage in the 500-plus range was 1.4 percent. In 1994, the percentage in the 300 to 400 range was 4 percent; the percentage in the 400 to 500 range was 3 percent; and the percentage in the 500-plus range was 1.3 percent. In 1995, the percentage in the 300 to 400 range was 4 percent; the percentage in the 400 to 500 range was 3 percent; and the percentage in the 500-plus range was 1.3 percent. In 1996, the percentage in the 300 to 400 range was 7 percent; the percentage in the 400 to 500 range was 3 percent; and the percentage in the 500-plus range was 2.1 percent. In 1997, the percentage in the 300 to 400 range was 7 percent; the percentage in the 400 to 500 range was 4 percent; and the percentage in the 500-plus range was 1.6 percent. In 1998, the percentage in the 300 to 400 range was 7 percent; the percentage in the 400 to 500 range was 5 percent; and the percentage in the 500-plus range was 2.1 percent. In 1999, the percentage in the 300 to 400 range was 8 percent; the percentage in the 400 to 500 range was 5 percent; and the percentage in the 500-plus range was 3.0 percent. In 2000, the percentage in the 300 to 400 range was 9 percent; the percentage in the 400 to 500 range was 5 percent; and the percentage in the 500-plus range was 3.6 percent. In 2001, the percentage in the 300 to 400 range was 10 percent; the percentage in the 400 to 500 range was 7 percent; and the percentage in the 500-plus range was 4.7 percent.