Chart 1. The title is "Delinquency and Charge-Off Levels Vary among the Region’s Metropolitan Statistical Areas." A scatter graph showing the median past-due and nonaccrual (PDNA) loans and median net charge-offs for various metropolitan statistical areas as of December 31, 2001. For Cincinnati, PDNA was 2.5 percent and median net charge-offs were 0.02 percent. For Fort Wayne, PDNA was 1.75 percent and median net charge-offs were 0.03 percent. For Cleveland, PDNA was 1.25 percent and median net charge-offs were 0.02 percent. For Gary, PDNA was 1.75 percent and median net charge-offs were 0.04 percent. For Champaign-Urbana, PDNA was 2.75 percent and median net charge-offs were 0.07 percent. For Milwaukee, PDNA was 2.30 percent and median net charge-offs were 0.07 percent. For Appleton, PDNA was 1.9 percent and median net charge-offs were 0.07 percent. For Dayton, PDNA was 1.9 percent and median net charge-offs were 0.06 percent. For Ann Arbor, PDNA was 1.6 percent and median net charge-offs were 0.05 percent. For Madison, PDNA was 1.5 percent and median net charge-offs were 0.05 percent. For Columbus, PDNA was 1.9 percent and median net charge-offs were 0.07 percent. For Rockford, PDNA was 1.7 percent and median net charge-offs were 0.07 percent. For Chicago, PDNA was 1.4 percent and median net charge-offs were 0.08 percent. For St. Louis, PDNA was 1.4 percent and median net charge-offs were 0.09 percent. For Louisville, PDNA was 2.2 percent and median net charge-offs were 0.12 percent. For Peoria-Pekin, PDNA was 2 percent and median net charge-offs were 0.11 percent. For Grand Rapids, PDNA was 1.8 percent and median net charge-offs were 0.12 percent. For Detroit, PDNA was 2 percent and median net charge-offs were 0.13 percent. For Indianapolis, PDNA was 1.6 percent and median net charge-offs were 0.14 percent. For Decatur, PDNA was 3.1 percent and median net charge-offs were 0.14 percent. For Mansfield, PDNA was 2.7 percent and median net charge-offs were 0.17 percent. For Springfield, PDNA was 2.9 percent and median net charge-offs were 0.19 percent. For Davenport, PDNA was 2.9 percent and median net charge-offs were 0.23 percent.