Chart 1. The title is "Higher-Risk Loan Exposures Increased during 2001 among Insured Institutions in Metropolitan Areas That Have Experienced an Economic Slowdown." A scatter graph showing the percentage point change in high-risk loan types to capital ratio in 2001 and traditionally high-risk loans as a percentage of capital for various metropolitan areas. The U.S. metropolitan median percentage point change is about 20 percent, and high-risk loans as a percentage of capital are about 310 percent. For Greensboro, the metropolitan median percentage point change is about 70 percent, and high-risk loans as a percentage of capital are about 360 percent. For West Palm Beach, the metropolitan median percentage point change is about 60 percent, and high-risk loans as a percentage of capital are about 360 percent. For Charlotte, the metropolitan median percentage point change is about 50 percent, and high-risk loans as a percentage of capital are about 355 percent. For Northern Virginia, the metropolitan median percentage point change is about 30 percent, and high-risk loans as a percentage of capital are about 370 percent. For Richmond, the metropolitan median percentage point change is about 60 percent, and high-risk loans as a percentage of capital are about 375 percent. For Raleigh, the metropolitan median percentage point change is about 40 percent, and high-risk loans as a percentage of capital are about 390 percent. For Greenville, SC, the metropolitan median percentage point change is about 110 percent, and high-risk loans as a percentage of capital are about 430 percent. For Norfolk, the metropolitan median percentage point change is about 85 percent, and high-risk loans as a percentage of capital are about 410 percent. For Jacksonville, FL, the metropolitan median percentage point change is about 85 percent, and high-risk loans as a percentage of capital are about 415 percent. For Fort Lauderdale, the metropolitan median percentage point change is about 90 percent, and high-risk loans as a percentage of capital are about 450 percent. For Birmingham, the metropolitan median percentage point change is about 65 percent, and high-risk loans as a percentage of capital are about 440 percent. For Miami, the metropolitan median percentage point change is about 25 percent, and high-risk loans as a percentage of capital are about 460 percent. For Orlando, the metropolitan median percentage point change is about minus 10 percent, and high-risk loans as a percentage of capital are about 470 percent. For Sarasota, the metropolitan median percentage point change is about 55 percent, and high-risk loans as a percentage of capital are about 495 percent. For Naples, the metropolitan median percentage point change is about 200 percent, and high-risk loans as a percentage of capital are about 580 percent. For Atlanta, the metropolitan median percentage point change is about 60 percent, and high-risk loans as a percentage of capital are about 470 percent. For Tampa, the metropolitan median percentage point change is about 20 percent, and high-risk loans as a percentage of capital are about 510 percent. For Macon, the metropolitan median percentage point change is about 30 percent, and high-risk loans as a percentage of capital are about 630 percent.