Chart 2.
The title is "Allowance Coverage of Nonperforming Loans Declines among the Region's Community Banks." A combined bar and line chart showing the ratio of the median allowance for loans and lease losses to total loans and the ratio of the median allowance for loans and lease losses to nonperforming loans from June 1996 through June 2001. In June 1996, the ratio of the median allowance for loans and lease losses to total loans was 1.35, and the ratio of the median allowance for loans and lease losses to nonperforming loans was 194. In June 1997, the ratio of the median allowance for loans and lease losses to total loans was 1.30, and the ratio of the median allowance for loans and lease losses to nonperforming loans was 184. In June 1998, the ratio of the median allowance for loans and lease losses to total loans was 1.26, and the ratio of the median allowance for loans and lease losses to nonperforming loans was 175. In June 1999, the ratio of the median allowance for loans and lease losses to total loans was 1.23, and the ratio of the median allowance for loans and lease losses to nonperforming loans was 179. In June 2000, the ratio of the median allowance for loans and lease losses to total loans was 1.22, and the ratio of the median allowance for loans and lease losses to nonperforming loans was 171. In June 2001, the ratio of the median allowance for loans and lease losses to total loans was 1.24, and the ratio of the median allowance for loans and lease losses to nonperforming loans was 144.