Chart 1.
The title is "Carryover Debt Levels Escalated Dramatically in 1998 and 1999 and Continue to Slowly Rise." This bar graph shows the percentage of institutions examined in the past six months that showed a change in carryover debt. In March 1997, 28% showed a sharp or moderate decline in carryover debt, and 20% showed a sharp or moderate increase. In September 1997, 35% showed a decline and 15% increased. In March 1998, 28% decreased and 13% increased. In September 1998, 20% decreased and 25% increased. In March 1999, 10% decreased and 33% increased. In September 1999, 8% decreased and 43% increased. In March 2000, 13% decreased and 33% increased. In September 2000, 15% decreased and 33% increased. In March 2001, 15% decreased and 22% increased.