Table 1.
The title is "Loan Performance of Community Institutions Shows Some Weakening." This table shows that growth declined in the following loan categories from June 30, 2000, to June 30, 2001: commercial and industrial, from 18.1 percent to 9.4 percent; consumer, from 8.0 percent to minus 1.5 percent; 1-to-4 family residential, from 12.2 percent to 2.1 percent; agricultural, from 11.6 percent to 6.7 percent; and home equity lines, from 8.5 percent to 1.6 percent. Growth declined overall in commercial real estate loans, from 20.3 percent to 17.4 percent. However, the subcategory of construction and development increased, from 23.4 percent to 28.8 percent, as did the multifamily category, from 15.8 percent to 16.6 percent. The table shows that commercial real estate increased as a percentage of community institutions' loan mix, from 24.6 percent in 2000 to 26.9 percent in 2001. Over the same period, the percentage of past-due and nonaccrual loans in commercial real estate increased from 1.42 to 2.08. In construction and development loans, the percentage increased even more, from 1.89 to 2.64.