Chart 1.
The title is "Past-Due and Nonaccrual Loan Rations Are Rising at Chicago Region's Insured Institutions." This chart shows that, among institutions with assets greater than $10 billion, past-due and nonaccrual loan ratios reached a high of 4.3 percent in 1991; declined to 1.5 percent in 1995; rose steadily to 2 percent in 2000; then rose steeply to 2.75 in June 2001. For institutions with assets of $1 billion to $10 billion, these loan ratios were 4 percent in 1991 and 2 percent in 1995. The ratios rose to 2.5 in 1996, then declined to 1.75 by 2000. In the past year they have risen again to nearly 2 percent. For established nonspecialty community institutions, past-due and nonaccrual loan ratios were 3.5 percent in 1991, then declined to 2 percent in 1995. The ratios stayed around 2 percent until this year, when they increased to 2.25 percent as of June 30.