Chart 8. The title is "The Number of Thinly Capitalized Institutions Has Declined Dramatically over the Past Decade." The line chart shows that the percentage of Federal Deposit Insurance Corporation (FDIC)-insured institutions with equity and reserves-to-assets of less than 6 percent was about 17 percent in 1984, 15 percent in 1987, 13 percent in 1989, 8 percent in 1991, 2 percent in 1993, 0.8 percent in 1995, 0.5 percent in 1997, 1.4 percent in 1999, and 0.5 percent in 2001. The percentage of FDIC-insured institutions with equity and reserves-to-assets of less than 4 percent was about 10 percent in 1984, 7 percent in 1987, 6 percent in 1989, 2 percent in 1991, 0.6 percent in 1993, and close to 0 from that time until 2001. The percentage of FDIC-insured institutions with equity and reserves-to-assets of less than 2 percent was about 5 percent in 1984, 4 percent in 1987, 3 percent in 1989, 0.9 percent in 1991, 0.4 percent in 1993, and close to 0 from that time until 2001. The percentage of FDIC-insured institutions with equity and reserves-to-assets of 0.0 percent was about 2 percent in 1984, 2 percent in 1987, 2 percent in 1989, 0.5 percent in 1991, 0.4 percent in 1993, and close to 0 from that time until 2001.