Chart 7.
The title is "Most of the At-Risk Markets' Community Banks Have Higher Median C&D Loan-to-Asset Ratios at 3/31/00 than at Peak of Last Cycle (12/31/88)." This is a bar chart that shows that 11 of the 15 at-risk markets had higher loan-to-asset ratios on March 31, 2000, than they did on December 31, 1988.