- Chart 3: Estimates Indicate that Only 13 Percent of Remittance Activity Is Conducted through Mainstream Financial Institutions

	Percent of Remittance Activity
Wire Transfer	70
Bank	11
By Hand	10
Mail	7
Credit Union	2
Sources: Roberto Suro, "Remittance Senders and Receivers: Tracking the Transnational Channels," Multilateral Investment Fund and Pew Hispanic Center, November 2003.