| Chart 2 | ||
| Basel II Capital - Still Investment Grade? | ||
| Year | Estimated Basel II Capital Requirement | Actual Leverage Capital Ratio |
|---|---|---|
| 2003 | 6.72% | |
| 2002 | 3.85% | 6.67% |
| 2001 | 3.98% | 6.81% |
| 2000 | 3.96% | 6.66% |
| 1999 | 3.61% | 6.96% |
| 1998 | 3.49% | 6.44% |
| 1997 | 3.10% | 6.37% |
| 1996 | 3.24% | 6.38% |
| 1995 | 3.35% | 6.29% |
| 1994 | 3.58% | 6.33% |
| 1993 | 4.02% | 6.62% |
| 1992 | 4.30% | 5.94% |
| 1991 | 4.47% | 4.85% |
| 1990 | 4.37% | 4.70% |
| 1989 | 4.26% | 4.51% |
| 1988 | 4.14% | 4.75% |
| 1987 | 4.01% | 3.96% |
| 1986 | 4.07% | 5.08% |
| 1985 | 4.01% | 4.97% |
| 1984 | 3.96% | 4.71% | Source: Bank Call Reports; estimated requirements based on Quarterly Reports of Condition and Income, all FDIC insured Call Report filers |