| Table 10 - Financial Ratios, Rural Banks in the Great Plains Compared with Rural Banks in the Rest of the United States, 1999-2003 |
| Statistics |
2003 |
2002 |
2001 |
2000 |
1999 |
| GP - Pretax ROA |
1.44 |
1.49 |
1.42 |
1.59 |
1.55 |
| Nation - Pretax ROA |
1.44 |
1.51 |
1.39 |
1.50 |
1.54 |
| GP - Net Interest Margin |
4.12 |
4.25 |
4.17 |
4.34 |
4.24 |
| Nation - Net Interest Margin |
4.05 |
4.24 |
4.08 |
4.24 |
4.23 |
| GP - Loans-to-Assets Ratio |
58.51 |
59.59 |
58.92 |
59.25 |
57.45 |
| Nation - Loans-to-Assets Ratio |
61.94 |
62.39 |
63.02 |
64.52 |
63.04 |
| GP - Total Past Due Loan Ratio |
2.59 |
2.89 |
2.86 |
2.53 |
2.50 |
| Nation - Total Past Due Loan Ratio |
2.59 |
2.82 |
2.92 |
2.62 |
2.29 |
| GP - Net Charged-off Loans |
0.31 |
0.34 |
0.46 |
0.30 |
0.30 |
| Nation - Net Charged-off Loans |
0.30 |
0.33 |
0.31 |
0.23 |
0.22 |
| GP - Equity Capital |
10.97 |
11.19 |
10.95 |
10.81 |
10.16 |
| Nation - Equity Capital |
10.52 |
10.59 |
10.25 |
10.34 |
10.05 |
| GP - Ag Loans/Total Loans |
40.33 |
40.68 |
40.84 |
40.35 |
40.81 |
| Nation - Ag Loans/Total Loans |
13.76 |
13.68 |
13.27 |
13.22 |
13.42 |
| GP - Ag Inst./Total Inst. |
79.97 |
80.08 |
80.44 |
81.22 |
82.21 |
| Nation - Ag Inst./Total Inst. |
28.46 |
28.55 |
28.07 |
28.62 |
29.03 |
Notes:
"GP" refers to banks and thrifts with less than $250 million in assets in rural counties in the Great Plains.
"Nation" refers to banks and thrifts with less than $250 million in assets in rural counties in the nation, excluding the Great Plains.
Source: Bank and Thrift Call Reports.
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