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FDIC Banking Review
Table A.1 - FDIC-Insured Community Banks
Unit-Bank States vs. Non-Unit-Bank States, 1985 and 2003 |
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Number of Banks |
Percentage of Base Year (1985) |
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Total |
Unit-BankStates |
Non-Unit-BankStates |
Total |
Unit-BankStates |
Non-Unit-BankStates |
| Beginning 1985 |
14,349 |
6,061 |
8,288 |
100 |
42 |
58 |
| Additions for De Novo Entry |
2,458 |
527 |
1,931 |
17 |
9 |
23 |
| Other Additions/(Deductions) |
68 |
120 |
(52) |
0 |
2 |
1 |
| Deductions for Mergers |
(7,483) |
(2,800) |
(4,683) |
52 |
46 |
57 |
| Deductions for Failures |
(2,055) |
(1,043) |
(1,012) |
14 |
17 |
12 |
| Year-end 2003 |
7,337 |
2,865 |
4,472 |
51 |
47 |
54 |
| Total Decline 1985-2003 |
7,012 |
3,196 |
3,816 |
49 |
53 |
46 |
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Note: Community banks are defined as banking organizations (bank and thrift holding companies, independent banks, and independent thrifts) with aggregate bank or thrift assets of less than $1 billion (in 2002 dollars). Banks are classified geographically on the basis of the location of their headquarters.
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