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FDIC Banking Review
Community Bank Loan-to-asset Ratios, 1985-2003 (De novo banks excluded)
| Year |
Population growth |
Loan-asset-ratio |
| 1985 |
low |
54.75698233 |
| 1986 |
low |
52.09018341 |
| 1987 |
low |
51.87162867 |
| 1988 |
low |
52.20413941 |
| 1989 |
low |
52.23915462 |
| 1990 |
low |
51.52353389 |
| 1991 |
low |
50.42722028 |
| 1992 |
low |
49.48106888 |
| 1993 |
low |
50.75977525 |
| 1994 |
low |
54.06944533 |
| 1995 |
low |
55.34807987 |
| 1996 |
low |
57.51648927 |
| 1997 |
low |
59.38635964 |
| 1998 |
low |
58.74495046 |
| 1999 |
low |
60.5922751 |
| 2000 |
low |
61.88579893 |
| 2001 |
low |
60.92327136 |
| 2002 |
low |
60.17256138 |
| 2003 |
low |
59.89645681 |
| 1985 |
moderate |
60.89520576 |
| 1986 |
moderate |
59.63561832 |
| 1987 |
moderate |
61.40333808 |
| 1988 |
moderate |
62.69905692 |
| 1989 |
moderate |
63.22065446 |
| 1990 |
moderate |
62.60457736 |
| 1991 |
moderate |
60.03062049 |
| 1992 |
moderate |
58.0302689 |
| 1993 |
moderate |
58.03795399 |
| 1994 |
moderate |
60.02764569 |
| 1995 |
moderate |
60.44076393 |
| 1996 |
moderate |
62.37440273 |
| 1997 |
moderate |
62.92501053 |
| 1998 |
moderate |
61.98638877 |
| 1999 |
moderate |
64.52713307 |
| 2000 |
moderate |
66.25960423 |
| 2001 |
moderate |
65.02389042 |
| 2002 |
moderate |
64.10645072 |
| 2003 |
moderate |
63.82539402 |
| 1985 |
high |
64.80239399 |
| 1986 |
high |
62.95195148 |
| 1987 |
high |
63.44663552 |
| 1988 |
high |
63.21051369 |
| 1989 |
high |
62.8058343 |
| 1990 |
high |
62.13407225 |
| 1991 |
high |
60.08010068 |
| 1992 |
high |
57.68619803 |
| 1993 |
high |
57.72943855 |
| 1994 |
high |
59.16004764 |
| 1995 |
high |
59.23810021 |
| 1996 |
high |
61.15853725 |
| 1997 |
high |
61.93961979 |
| 1998 |
high |
60.49327195 |
| 1999 |
high |
64.13353973 |
| 2000 |
high |
66.10468932 |
| 2001 |
high |
67.19842373 |
| 2002 |
high |
66.85994637 |
| 2003 |
high |
66.76330202 |
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