Each depositor insured to at least $250,000 per insured bank



Home > Industry Analysis > Research & Analysis > FDIC Banking Review


Table 3
The Survey of Consumer Finances Public Data
Percentage of debt of all families, distributed by type of lending institution
1989, 1992, 1995, 1998, and 2001 surveys
Type of Institution 1989 1992 1995 1998 2001
Commercial Bank 28.1 33.1 35 32.8 34.1
Savings and loan or savings bank 26 16.9 10.8 9.7 6.2
Credit Union 3.8 4 4.5 4.2 5.5
Finance or loan company 3.7 3.2 3.2 4.1 4.3
Brokerage 2.5 3.2 1.9 3.8 3.1
Mortgage or real estate lender 20.8 27.2 32.7 35.5 37.9
Individual lender 7.8 4.3 5.1 3.4 2
Other nonfinancial 1.6 1.6 0.8 1.4 1.4
Government 2 1.9 1.2 0.6 1.1
Credit card and store card 2.8 3.3 3.9 3.9 3.7
Pension account 0.1 0.1 0.2 0.4 0.3
Other 0.9 1.1 0.7 0.3 0.4
TOTAL* 100 100 100 100 100

*Note: Totals may not sum to 100 due to rounding.

Source: Federal Reserve Board.


Last Updated 12/02/2004 Questions, Suggestions & Requests