Table 4
Performane of Stress Test in Atlanta |
| Worst Exam Rating |
REST Rating |
| 1.0–2.5 |
2.5–3.5 |
3.5–4.5 |
4.5–5.0 |
Total |
| A. Number of Banks |
| 1 or 2 |
2 |
7 |
7 |
4 |
20 |
| 3 |
3 |
3 |
4 |
4 |
14 |
| 4 or 5 |
0 |
2 |
6 |
4 |
12 |
| Failed |
0 |
0 |
1 |
0 |
1 |
| Total |
5 |
12 |
18 |
12 |
47 |
| B. Percentage by Worst Rating |
| 1 or 2 |
10 |
35 |
35 |
20 |
|
| 3 |
21.43 |
21.43 |
28.57 |
28.57 |
|
| 4 or 5 |
0 |
16.67 |
50 |
33.33 |
|
| Failed |
0 |
0 |
100 |
0 |
|
| Total |
10.64 |
25.53 |
38.3 |
25.53 |
|
| C. Percentage by REST Rating |
| 1 or 2 |
40 |
58.33 |
38.89 |
33.33 |
42.55 |
| 3 |
60 |
25 |
22.22 |
33.33 |
29.79 |
| 4 or 5 |
0 |
16.67 |
33.33 |
33.33 |
25.53 |
| Failed |
0 |
0 |
5.56 |
0 |
2.13 |
| Note: All banks were headquartered in the Atlanta MSA All banks had a 1 or 2 CAMELS composite rating as of December 1987 REST ratings are based on December 1987 Call Reports The worst rating was the worst CAMELS composite rating assigned between 1991 and 1994, and the failure occurred between 1991 and 1994 |
