FDIC: Banking Review


		Home > Industry Analysis > Research & Analysis > FDIC Banking Review

FDIC Banking Review

Worst Exam Rating	1.0�2.5	2.5�3.5	3.5�4.5	4.5�5.0	Total
Table 3 Performane of Stress Test in Southern California
Worst Exam Rating	REST Rating
A. Number of Banks
1 or 2	12	12	18	4	46
3	12	17	19	5	53
4 or 5	4	14	17	21	56
Failed	1	2	8	4	15
Total	29	45	62	34	170
B. Percentage by Worst Rating
1 or 2	26.09	26.09	39.13	8.7
3	22.64	32.08	35.85	9.43
4 or 5	7.14	25	30.36	37.5
Failed	6.67	13.33	53.33	26.67
Total	17.06	26.47	36.47	20
C. Percentage by REST Rating
1 or 2	41.38	26.67	29.03	11.76	27.06
3	41.38	37.78	30.65	14.71	31.18
4 or 5	13.79	31.11	27.42	61.76	32.94
Failed	3.45	4.44	12.9	11.76	8.82
Note: All banks were California banks supervised from the FDIC�s Los Angeles East, Los Angeles West, and Orange County field offices All banks had a 1 or 2 CAMELS composite rating as of December 1988 REST ratings are based on December 1988 Call Reports The worst rating was the worst CAMELS composite rating assigned between 1992 and 1995, and all failures occurred between 1992 and 1995.

Last Updated 12/16/2003

Each depositor insured to at least $250,000 per insured bank