Figure 4 Years to Failure for Institutions Established between 1985 and 1994 (Failure Data through 2002)
Years after Establishment That Institution Failed	Percentage of Failures	Average Failure Rate of Seasoned Institutions, 1985–2002a
<=1	0.00	0.85
11–20	0.07	0.85
21–30	1.18	0.85
31–40	1.80	0.85
41–50	2.29	0.85
51–60	0.83	0.85
61–70	0.97	0.85
71–80	0.21	0.85
aSeasoned institutions are institutions that have been in operation for at least five years