| Figure 2 Relationship between Probability of Failure and Actual Failures within Five Years of Failure-Probability Calculation |
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| Year-end | all FDIC insured banks | |||
|---|---|---|---|---|
| 1A1 Lowest Expected Rate of Failure | 1A2 | 1A3 Highest Expected Rate of Failure | ||
| 1985 | 0.46 | 0.85 | 7.05 | |
| 1986 | 0.48 | 0.45 | 5.48 | |
| 1987 | 0.53 | 0.53 | 3.58 | |
| 1988 | 0.30 | 0.30 | 2.54 | |
| 1989 | 0.19 | 0.19 | 1.90 | |
| 1990 | 0.04 | 0.00 | 0.67 | |
| 1991 | 0.04 | 0.00 | 0.27 | |
| 1992 | 0.00 | 0.00 | 0.09 | |
| 1993 | 0.04 | 0.00 | 0.13 | |
| 1994 | 0.08 | 0.04 | 0.08 | |
| 1995 | 0.00 | 0.17 | 0.17 | |
| 1996 | 0.04 | 0.09 | 0.04 | |
| 1997 | 0.05 | 0.09 | 0.14 | |