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5th Annual Banking Research Conference
Financial Sector Integrity and Emerging Risks in Banking
A Conference sponsored by
The Federal Deposit Insurance Corporation Center for Financial Research and the Journal of Financial Services Research
Order hard copy of conference papers

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September 22 – 23, 2005


Thursday, September 22, 2005

8:00 – 8:25 --- Registration ---
8:25 – 8:30 Welcoming Remarks
8:30 – 10:00 Session I: Deposit Insurance

Session Chair: Art Murton, FDIC

Is Deposit Insurance a Good Thing, and If So, Who Should Pay for It? 310kb
Conference Presentation PPT
Alan Morrison, Saïd Business School, University of Oxford and Lucy White, Harvard Business School

Determinants of Deposit-Insurance Adoption and Design 940kb
Conference Presentation PPT
Asli Demirgüç-Kunt, World Bank, Edward J. Kane, Boston College and NBER and Luc Laeven, World Bank and CEPR

Deposit Insurance, Bank Regulation, and Financial System Risks 376kb
Conference Presentation PPT
George Pennacchi, University of Illinois

Conference Presentation PPT
Discussant: Mark Flannery, University of Florida

10:00 – 10:30 --- Coffee Break ---
10:30 – 12:00 Session II: International Banking

Session Chair: Robert DeYoung, Federal Reserve Bank of Chicago

How Bank Regulation, Supervision and Lender Identity Impact Loan Pricing: a Cross-country Comparison 305kb
Conference Presentation PPT
Li Hao, Debarshi Nandy, and Gordon Roberts, Schulich School of Business, York University Toronto Canada

Foreign Entry and Bank Competition 279kb
Rajdeep Sengupta, Vanderbilt University

Competition versus agency costs: An analysis of charter values in European banking 296kb
Conference Presentation PPT
Olivier De Jonghe, and Rudi Vander Vennet, Ghent University

Financial Sector Integrity and Emerging Risks in Banking PPT
Discussant: João Santos, Federal Reserve Bank of New York

12:00 – 1:00 --- Lunch ---
1:00 – 2:30 Session III: Emerging Risks

Session Chair: Paul Kupiec, FDIC

Credit and Identity Theft 204kb
Conference Presentation PPT
Charles Kahn, University of Illinois and William Roberds, Federal Reserve
Bank of Atlanta

Identity Verification and Fraud Detection PPT
Darren Baldwin, IBM Entity Analytic Solutions

Controlling Fraud Risk Exposure and Loss PPT
Sherri Goodman, Capital One

2:30 – 3:15 Session IV: JMCB-FDIC Invited Lecture

Is Financial Globalization Beneficial? 127kb
Frederic Mishkin, Columbia University

3:15 – 3:30 --- Break ---
3:30 – 5:00 Session V: Loan Pricing and Performance

Session Chair: Rich Brown, FDIC

Asset-Backed Securities: Costs and Benefits of "Bankruptcy Remoteness" 487kb
Conference Presentation PPT
Kenneth Ayotte and Stav Gaon, Columbia Business School

Borrower-Lender Distance, Credit Scoring, and the Performance of Small Business Loans 395kb
Conference Presentation PPT
Robert DeYoung, Federal Reserve Bank of Chicago, Dennis Glennon, Office of the Comptroller of the Currency, Peter Nigro, Bryant University

Discussant: Anthony Saunders, New York University

5:15 – 7:00 --- Reception Hotel Terrace ---


Friday, September 23, 2005

8:00 – 8:30 --- Coffee and Breakfast ---
8:30 – 10:30 Session VI: Informational Efficiency of Markets

Session Chair: Haluk Ünal, University of Maryland

Using Price Information as an Instrument of Market Discipline in Regulating Bank Risk 204kb
Alfred Lehar, University of Vienna, Duane Seppi, Carnegie Mellon University, and Günter Strobl, University of North Carolina Kenan-Flagler Business School

Banking Relationships and Conflicts of Interest: Market Reactions to Lending Decisions by Korean Banks 329kb
Conference Presentation PPT
Wook Sohn, KDI School of Public Policy and Management

The Informational Efficiency of the Equity Market As Compared to the Syndicated Bank Loan Market 475kb
Conference Presentation PPT
Linda Allen, Baruch College, CUNY and Aron Gottesman, Lubin School of Business, Pace University

Informational Efficiency of Markets PPT
Discussant: Joel Houston, University of Florida

10:30 – 10:45 --- Break ---
10:45 – 12:15 Session VII: Bank Failures

Session Chair: Edward Kane, Boston College

Interbank Contagion: Evidence from Real Transactions 160kb
Conference Presentation PPT
Rajkamal Iyer, INSEAD and José Peydró-Alcalde, European Central Bank

Do Bank Failures Affect Real Economic Activity? State-Level Evidence from the Pre-Depression Era 245kb
Carlos Ramirez, George Mason University and Philip Shively, FDIC

An Analysis of Closure Policy under Alternative Regulatory Structures 834kb
Conference Presentation PPT
Greg Caldwell, Bank of Canada

Comments PPT
Discussant: Joseph Mason, LeBow College of Business, Drexel University

12:15 – 2:00 --- Lunch and Adjournment ---


Last Updated 01/11/2006 cfr@fdic.gov