Each depositor insured to at least $250,000 per insured bank



Home > About FDIC > Financial Reports > 2010 Annual Report


2010 Annual Report

Previous | Contents | Next
Appendices

Estimated Insured Deposits and the Deposit Insurance Fund,

A. Key Statistics

FDIC EXPENDITURES 2001 – 2010
OUTSTANDING TLGP DEBT BY MONTH Chart

The FDIC's Strategic Plan and Annual Performance Plan provide the basis for annual planning and budgeting for needed resources. The 2010 aggregate budget (for corporate, receivership, and investment spending) was $4.0 billion, while actual expenditures for the year were $3.4 billion, about $1.1 billion more than 2009 expenditures.

Over the past decade, the FDIC's expenditures have varied in response to workload. During the last two years, expenditures have risen, largely due to increasing resolution and receivership activity. To a lesser extent, increased expenses have resulted from supervision-related costs associated with the oversight of more troubled institutions.

Estimated Insured Deposits and the Deposit Insurance Fund, December 31, 1934, through December 31, 2010

Dollars in Millions (except Insurance Coverage)

 
 
Deposits in Insured Institutions
Insurance Fund as a Percentage of
Year Insurance Coverage 1 Total Domestic Deposits Est. Insured Deposits 2 Percentage of Insured Deposits Deposit Insurance Fund Total Domestic Deposits Est. Insured Deposits
2010
2009
2008
2007
2006
2005
$250,000
250,000
100,000
100,000
100,000
100,000
$7,887,730
7,705,329
7,505,409
6,921,678
6,640,097
6,229,823
$6,221,127
5,407,733
4,750,783
4,292,211
4,153,808
3,891,000
78.9
70.2
63.3
62.0
62.6
62.5
$(7,352.2)
(20,861.8)
17,276.3
52,413.0
50,165.3
48,596.6
(0.09)
(0.27)
0.23
0.76
0.76
0.78
(0.12)
(0.39)
0.36
1.22
1.21
1.25
2004
2003
2002
2001
2000
100,000
100,000
100,000
100,000
100,000
5,724,775
5,224,030
4,916,200
4,565,068
4,211,895
3,622,213
3,452,606
3,383,720
3,216,585
3,055,108
63.3
66.1
68.8
70.5
72.5
47,506.8
46,022.3
43,797.0
41,373.8
41,733.8
0.83
0.88
0.89
0.91
0.99
1.31
1.33
1.29
1.29
1.37
1999
1998
1997
1996
1995
100,000
100,000
100,000
100,000
100,000
3,885,826
3,817,150
3,602,189
3,454,556
3,318,595
2,869,208
2,850,452
2,746,477
2,690,439
2,663,873
73.8
74.7
76.2
77.9
80.3
39,694.9
39,452.1
37,660.8
35,742.8
28,811.5
1.02
1.03
1.05
1.03
0.87
1.38
1.38
1.37
1.33
1.08
1994
1993
1992
1991
1990
100,000
100,000
100,000
100,000
100,000
3,184,410
3,220,302
3,275,530
3,331,312
3,415,464
2,588,619
2,602,781
2,677,709
2,733,387
2,784,838
81.3
80.8
81.7
82.1
81.5
23,784.5
14,277.3
178.4
(6,934.0)
4,062.7
0.75
0.44
0.01
(0.21)
0.12
0.92
0.55
0.01
(0.25)
0.15
1989
1988
1987
1986
1985
100,000
100,000
100,000
100,000
100,000
3,412,503
2,337,080
2,198,648
2,162,687
1,975,030
2,755,471
1,756,771
1,657,291
1,636,915
1,510,496
80.7
75.2
75.4
75.7
76.5
13,209.5
14,061.1
18,301.8
18,253.3
17,956.9
0.39
0.60
0.83
0.84
0.91
0.48
0.80
1.10
1.12
1.19
1984
1983
1982
1981
1980
100,000
100,000
100,000
100,000
100,000
1,805,334
1,690,576
1,544,697
1,409,322
1,324,463
1,393,421
1,268,332
1,134,221
988,898
948,717
77.2
75.0
73.4
70.2
71.6
16,529.4
15,429.1
13,770.9
12,246.1
11,019.5
0.92
0.91
0.89
0.87
0.83
1.19
1.22
1.21
1.24
1.16
1979
1978
1977
1976
1975
40,000
40,000
40,000
40,000
40,000
$1,226,943
1,145,835
1,050,435
941,923
875,985
$808,555
760,706
692,533
628,263
569,101
65.9
66.4
65.9
66.7
65.0
$9,792.7
8,796.0
7,992.8
7,268.8
6,716.0
0.80
0.77
0.76
0.77
0.77
1.21
1.16
1.15
1.16
1.18
1974
1973
1972
1971
1970
40,000
20,000
20,000
20,000
20,000
833,277
766,509
697,480
610,685
545,198
520,309
465,600
419,756
374,568
349,581
62.4
60.7
60.2
61.3
64.1
6,124.2
5,615.3
5,158.7
4,739.9
4,379.6
0.73
0.73
0.74
0.78
0.80
1.18
1.21
1.23
1.27
1.25
1969
1968
1967
1966
1965
10,000
10,000
10,000
10,000
10,000
495,858
491,513
448,709
401,096
377,400
313,085
296,701
261,149
234,150
209,690
63.1
60.4
58.2
58.4
55.6
4,051.1
3,749.2
3,485.5
3,252.0
3,036.3
0.82
0.76
0.78
0.81
0.80
1.29
1.26
1.33
1.39
1.45
1964
1963
1962
1961
1960
10,000
10,000
10,000
10,000
10,000
348,981
313,304
297,548
281,304
260,495
191,787
177,381
170,210
160,309
149,684
55.0
56.6
57.0
57.0
57.5
2,844.7
2,667.9
2,502.0
2,353.8
2,222.2
0.82
0.85
0.84
0.84
0.85
1.48
1.50
1.47
1.47
1.48
1959
1958
1957
1956
1955
10,000
10,000
10,000
10,000
10,000
247,589
242,445
225,507
219,393
212,226
142,131
137,698
127,055
121,008
116,380
57.4
56.8
56.3
55.2
54.8
2,089.8
1,965.4
1,850.5
1,742.1
1,639.6
0.84
0.81
0.82
0.79
0.77
1.47
1.43
1.46
1.44
1.41
1954
1953
1952
1951
1950
10,000
10,000
10,000
10,000
10,000
203,195
193,466
188,142
178,540
167,818
110,973
105,610
101,841
96,713
91,359
54.6
54.6
54.1
54.2
54.4
1,542.7
1,450.7
1,363.5
1,282.2
1,243.9
0.76
0.75
0.72
0.72
0.74
1.39
1.37
1.34
1.33
1.36
1949
1948
1947
1946
1945
5,000
5,000
5,000
5,000
5,000
156,786
153,454
154,096
148,458
157,174
76,589
75,320
76,254
73,759
67,021
48.8
49.1
49.5
49.7
42.6
1,203.9
1,065.9
1,006.1
1,058.5
929.2
0.77
0.69
0.65
0.71
0.59
1.57
1.42
1.32
1.44
1.39
1944
1943
1942
1941
1940
5,000
5,000
5,000
5,000
5,000
134,662
111,650
89,869
71,209
65,288
56,398
48,440
32,837
28,249
26,638
41.9
43.4
36.5
39.7
40.8
804.3
703.1
616.9
553.5
496.0
0.60
0.63
0.69
0.78
0.76
1.43
1.45
1.88
1.96
1.86
1939
1938
1937
1936
1935
5,000
5,000
5,000
5,000
5,000
57,485
50,791
48,228
50,281
45,125
24,650
23,121
22,557
22,330
20,158
42.9
45.5
46.8
44.4
44.7
452.7
420.5
383.1
343.4
306.0
0.79
0.83
0.79
0.68
0.68
1.84
1.82
1.70
1.54
1.52
1934
5,000
40,060 18,075 45.1 291.7 0.73 1.61
  1. The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) temporarily provides unlimited coverage for noninterest-bearing transaction accounts for two years beginning December 31, 2010. Coverage limits do not reflect temporary increases authorized by the Emergency Economic Stabilization Act of 2008. Coverage for certain retirement accounts increased to $250,000 in 2006. Initial coverage limit was $2,500 from January 1 to June 30, 1934. back
  2. Beginning in the fourth quarter of 2010, estimates of insured deposits include the Dodd-Frank Act temporary unlimited coverage for noninterest-bearing transaction accounts. Prior to 1989, figures are for the Bank Insurance Fund (BIF) only and exclude insured branches of foreign banks. For 1989 to 2005, figures represent sum of the BIF and Savings Association Insurance Fund (SAIF) amounts; for 2006 to 2010, figures are for DIF. Amounts for 1989 - 2010 include insured branches of foreign banks. Prior to year-end 1991, insured deposits were estimated using percentages determined from June Call and Thrift Financial Reports. back

Income and Expenses, Deposit Insurance Fund, from Beginning of Operations, September 11, 1933, through December 31, 2010

Dollars in Millions


Income Expenses and Losses
Year   Total Assessment Income Assessment Credits Investment and Other Effective Assessment Rate 1 Total Provision for Ins. Losses Administrative and Operating Expenses 2 Interest & Other Ins. Expenses Funding Transfer from the FSLIC Resolution Fund Net Income/ (Loss)
Total $155,776.5 $101,879.8 $11,391.8 $65,877.3
$164,345.5 $134,894.6 $19,731.5 $9,719.4 $139.5 $(8,429.5)
2010 2009 2008 2007 2006 2005 13,379.9 24,706.4 7,306.3 3,196.2 2,643.5 2,420.5 13,611.2 17,865.4 4,410.4 3,730.9
31.9
60.9
0.8
148.0 1,445.9 3,088.0
0.0
0.0
(230.5) 6,989.0 4,341.8 2,553.3 2,611.6 2,359.6 0.1772% 0.2330% 0.0418% 0.0093% 0.0005% 0.0010% 75.0 60,709.0
44,339.5
1,090.9
904.3
809.3
(847.8) 57,711.8 41,838.8 95.0
(52.1) (160.2)
1,592.6
1,271.1
1,033.5
992.6
950.6
965.7
(669.8) 1,726.1 1,467.2 3.3
5.8
3.8
0
0
0
0
0
0
13,304.9 (36,002.6) (37,033.2) 2,105.3 1,739.2 1,611.2
2004 2003 2002 2001 2000 2,240.3 2,173.6 1,795.9 2,730.1 2,570.1 104.2
94.8
107.8
83.2
64.3
0.0
0.0
0.0
0.0
0.0
2,136.1 2,078.8 2,276.9 2,646.9 2,505.8 0.0019% 0.0019% 0.0023% 0.0019% 0.0016% 607.6 (67.7) 719.6 3,123.4 945.2 (353.4) (1,010.5) (243.0) 2,199.3 28.0 941.3
935.5
945.1
887.9
883.9
19.7
7.3
17.5
36.2
33.3
0
0
0
0
0
1,632.7 2,241.3 1,076.3 (393.3) 1,624.9
1999 1998 1997 1996 1995 2,416.7 2,584.6 2,165.5 7,156.8 5,229.2 48.4
37.0
38.6
5,294.2 3,877.0
0.0
0.0
0.0
0.0
0.0
2,368.3 2,547.6 2,126.9 1,862.6 1,352.2 0.0013% 0.0010% 0.0011% 0.1622% 0.1238% 2,047.0
817.5
247.3
353.6
202.2
1,199.7 (5.7) (505.7) (417.2) (354.2) 823.4
782.6
677.2
568.3
510.6
23.9
40.6
75.8
202.5
45.8
0
0
0
0
0
369.7 1,767.1 1,918.2 6,803.2 5,027.0
1994 1993 1992 1991 1990 7,682.1 7,354.5 6,479.3 5,886.5 3,855.3 6,722.7 6,682.0 5,758.6 5,254.0 2,872.3 0.0
0.0
0.0
0.0
0.0
959.4
672.5
720.7
632.5
983.0
0.2192% 0.2157% 0.1815% 0.1613% 0.0868% (1,825.1) (6,744.4) (596.8) 16,925.3 13,059.3 (2,459.4) (7,660.4) (2,274.7) 15,496.2 12,133.1 443.2
418.5
614.8 3
326.1
275.6
191.1 497.5 1,063.1 1,103.0 650.6 0
0
35.4
42.4
56.1
9,507.2 14,098.9 7,111.5 (10,996.4) (9,147.9)
1989 1988 1987 1986 1985 3,496.6 3,347.7 3,319.4 3,260.1 3,385.5 1,885.0 1,773.0 1,696.0 1,516.9 1,433.5 0.0
0.0
0.0
0.0
0.0
1,611.6 1,574.7 1,623.4 1,743.2 1,952.0 0.0816% 0.0825% 0.0833% 0.0787% 0.0815% 4,352.2 7,588.4 3,270.9 2,963.7 1,957.9 3,811.3 6,298.3 2,996.9 2,827.7 1,569.0 219.9
223.9
204.9
180.3
179.2
321.0
1,066.2
69.1
(44.3)
209.7
5.6
0
0
0
0
(850.0) (4,240.7) 48.5 296.4 1,427.6
1984 1983 1982 1981 1980 3,099.5 2,628.1 2,524.6 2,074.7 1,310.4 1,321.5 1,214.9 1,108.9 1,039.0 951.9 0.0
164.0
96.2
117.1
521.1
1,778.0 1,577.2 1,511.9 1,152.8 879.6 0.0800% 0.0714% 0.0769% 0.0714% 0.0370% 1,999.2
969.9
999.8
848.1
83.6
1,633.4
675.1
126.4
320.4
(38.1)
151.2
135.7
129.9
127.2
118.2
214.6 159.1 743.5 400.5
3.5
0
0
0
0
0
1,100.3 1,658.2 1,524.8 1,226.6 1,226.8
1979 1978 1977 1976 1975 1,090.4
952.1
837.8
764.9
689.3
881.0
810.1
731.3
676.1
641.3
524.6
443.1
411.9
379.6
362.4
734.0
585.1
518.4
468.4
410.4
0.0333% 0.0385% 0.0370% 0.0370% 0.0357% 93.7
148.9
113.6
212.3
97.5
(17.2)
36.5
20.8
28.0
27.6
106.8
103.3
89.3
180.4 4
67.7
4.1
9.1
3.5
3.9
2.2
0
0
0
0
0
996.7 803.2 724.2 552.6 591.8
1974 1973 1972 1971 1970 668.1
561.0
467.0
415.3 382.7
587.4
529.4
468.8
417.2
369.3
285.4
283.4
280.3
241.4
210.0
366.1
315.0
278.5
239.5
223.4
0.0435% 0.0385% 0.0333% 0.0345% 0.0357% 159.2
108.2
65.7
60.3
46.0
97.9
52.5
10.1
13.4
3.8
59.2
54.4
49.6
46.9
42.2
2.1
1.3
6.0 5
0.0
0.0
0
0
0
0
0
508.9 452.8 401.3 355.0 336.7
1969 1968 1967 1966 1965 335.8
295.0
263.0
241.0
214.6
364.2
334.5
303.1
284.3
260.5
220.2
202.1
182.4
172.6
158.3
191.8
162.6
142.3
129.3
112.4
0.0333% 0.0333% 0.0333% 0.0323% 0.0323% 34.5
29.1
27.3
19.9
22.9
1.0
0.1
2.9
0.1
5.2
33.5
29.0
24.4
19.8
17.7
0.0
0.0
0.0
0.0
0.0
0
0
0
0
0
301.3 265.9 235.7 221.1 191.7
1964 1963 1962 1961 1960 197.1
181.9
161.1
147.3
144.6
238.2
220.6
203.4
188.9
180.4
145.2
136.4
126.9
115.5
100.8
104.1
 97.7
84.6
73.9
65.0
0.0323% 0.0313% 0.0313% 0.0323% 0.0370% 18.4
15.1
13.8
14.8
12.5
2.9
0.7
0.1
1.6
0.1
15.5
14.4
13.7
13.2
12.4
0.0
0.0
0.0
0.0
0.0
0
0
0
0
0
178.7 166.8 147.3 132.5 132.1
1959 1958 1957 1956 1955 136.5
126.8
117.3
111.9
105.8
178.2
166.8
159.3
155.5
151.5
99.6
93.0
90.2
87.3
85.4
57.9
53.0
48.2
43.7
39.7
0.0370% 0.0370% 0.0357% 0.0370% 0.0370% 12.1
11.6
9.7
9.4
9.0
0.2
0.0
0.1
0.3
0.3
11.9
11.6
9.6
9.1
8.7
0.0
0.0
0.0
0.0
0.0
0
0
0
0
0
124.4
115.2
107.6
102.5
96.8
1954 1953 1952 1951 1950 99.7
94.2
88.6
83.5
84.8
144.2
138.7
131.0
124.3
122.9
81.8
78.5
73.7
70.0
68.7
37.3
34.0
31.3
29.2
30.6
0.0357% 0.0357% 0.0370% 0.0370% 0.0370% 7.8
7.3
7.8
6.6
7.8
0.1
0.1
0.8
0.0
1.4
7.7
7.2
7.0
6.6
6.4
0.0
0.0
0.0
0.0
0.0
0
0
0
0
0
91.9
86.9
80.8
76.9
77.0
1949 1948 1947 1946 1945 151.1
145.6
157.5
130.7
121.0
122.7
119.3
114.4
107.0
93.7
0.0
0.0
0.0
0.0
0.0
28.4
26.3
43.1
23.7
27.3
0.0833% 0.0833% 0.0833% 0.0833% 0.0833% 6.4
7.0
9.9
10.0
9.4
0.3
0.7
0.1
0.1
0.1
6.1
6.3 6
9.8
9.9
9.3
0.0
0.0
0.0
0.0
0.0
0
0
0
0
0
144.7 138.6 147.6 120.7 111.6
1944 1943 1942 1941 1940 99.3
86.6
69.1
62.0
55.9
80.9
70.0
56.5
51.4
46.2
0.0
0.0
0.0
0.0
0.0
18.4
16.6
12.6
10.6
9.7
0.0833% 0.0833% 0.0833% 0.0833% 0.0833% 9.3
9.8
10.1
10.1
12.9
0.1
0.2
0.5
0.6
3.5
9.2
9.6
9.6
9.5
9.4
0.0
0.0
0.0
0.0
0.0
0
0
0
0
0
90.0
76.8
59.0
51.9
43.0
1939 1938 1937 1936 1935 1933-34 51.2
47.7
48.2
43.8
20.8
7.0
40.7
38.3
38.8
35.6
11.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10.5
9.4
9.4
8.2
9.3
7.0
0.0833% 0.0833% 0.0833% 0.0833%
0.0833%
N/A
16.4
11.3
12.2
10.9
11.3
10.0
7.2
2.5
3.7
2.6
2.8
0.2
9.2
8.8
8.5
8.3
8.5
9.8
0.0
0.0
0.0
0.0
0.0
0.0
0
0
0
0
0
0
34.8
36.4
36.0
32.9
9.5
(3.0)
  1. Figures represent only BIF-insured institutions prior to 1990, BIF- and SAIF-insured institutions from 1990 through 2005, and DIF-insured institutions beginning in 2006. After 1995, all thrift closings became the reponsibility of the FDIC and amounts are reflected in the SAIF. The effective assessment rate is calculated from annual assessment income (net of assessment credits), excluding transfers to the Financing Corporation (FICO), Resolution Funding Corporation (REFCORP) and FSLIC Resolution Fund, divided by the four quarter average assessment base. The effective rates from 1950 through 1984 varied from the statutory rate of 0.0833 percent due to assessment credits provided in those years. The statutory rate increased to 0.12 percent in 1990 and to a minimum of 0.15 percent in 1991. The effective rates in 1991 and 1992 varied because the FDIC exercised new authority to increase assessments above the statutory minimum rate when needed. Beginning in 1993, the effective rate was based on a risk-related premium system under which institutions paid assessments in the range of 0.23 percent to 0.31 percent. In May 1995, the BIF reached the mandatory recapitalization level of 1.25 percent. As a result, BIF assessment rates were reduced to a range of 0.04 percent to 0.31 percent of assessable deposits, effective June 1995, and assessments totaling $1.5 billion were refunded in September 1995. Assessment rates for the BIF were lowered again to a range of 0 to 0.27 percent of assessable deposits, effective the start of 1996. In 1996, the SAIF collected a one-time special assessment of $4.5 billion. Subsequently, assessment rates for the SAIF were lowered to the same range as the BIF, effective October 1996. This range of rates remained unchanged for both funds through 2006. As part of the implementation of the Federal Deposit Insurance Reform Act of 2005, assessment rates were increased to a range of 0.05 percent to 0.43 percent of assessable deposits effective at the start of 2007, but many institutions received a one-time assessment credit ($4.7 billion in total) to offset the new assessments. On December 16, 2008, the FDIC Board of Directors (the “Board”) adopted a final rule to temporarily increase assessment rates for the first quarter of 2009 to a range of 0.12 percent to 0.50 percent of assessable deposits. On February 27, 2009, the Board adopted a final rule effective April 1, 2009, setting initial base assessment rates to a range of 0.12 percent to 0.45 percent of assessable deposits. On June 30, 2009, a special assessment was imposed on all insured banks and thrifts, which amounted in aggregate to approximately $5.4 billion. For 8,106 institutions, with $9.3 trillion in assets, the special assessment was 5 basis points of each institution’s assets minus tier one capital; 89 other institutions, with assets of $4.0 trillion, had their special asssessment capped at 10 basis points of their second quarter assessment base. back
  2. These expenses, which are presented as operating expenses in the Statement of Income and Fund Balance, pertain to the FDIC in its corporate capacity only and do not include costs that are charged to the failed bank receiverships that are managed by the FDIC. The receivership expenses are presented as part of the “Receivables from Resolutions, net” line on the Balance Sheet. The narrative and graph presented in the “Corporate Planning and Budget” section of this report (page 132) show the aggregate (corporate and receivership) expenditures of the FDIC. back
  3. Includes $210 million for the cumulative effect of an accounting change for certain postretirement benefits.back
  4. Includes a $106 million net loss on government securities. back
  5. This amount represents interest and other insurance expenses from 1933 to 1972. back
  6. Includes the aggregate amount of $81 million of interest paid on capital stock between 1933 and 1948. back

Number, Assets, Deposits, Losses, and Loss To Funds of Insured
Thrifts Taken Over or Closed Because of Financial Difficulties,
1989 Through 19951

Dollars in Thousands

Year Total Assets Deposits Estimated Receivership Loss2 Loss to Funds3
Total 748 $393,986,574 $317,501,978 $75,318,843 $81,580,645
1995
1994
1993
1992
1991
1990
1989 4
2
2
10
59
144
213
318
423,819
136,815
6,147,962
44,196,946
78,898,904
129,662,498
134,519,630
414,692
127,508
4,881,461
34,773,224
65,173,122
98,963,962
113,168,009
28,192
11,472
267,595
3,234,883
8,627,894
16,063,762
47,085,045
27,750
14,599
65,212
3,780,121
9,126,190
19,258,655
49,308,118
  1. Beginning in 1989 through July 1, 1995, all thrift closings were the responsibility of the Resolution Trust Corporation (RTC). Since the RTC was terminated on December 31, 1995, and all assets and liabilities transferred to the FSLIC Resolution Fund (FRF), all the results of the thrift closing activity from 1989 through 1995 are now reflected on FRF’s books. Year is the year of failure, not the year of resolution. back
  2. The estimated losses represent the projected loss at the fund level from receiverships for unreimbursed subrogated claims of the FRF and unpaid advances to receiverships from the FRF. back
  3. The Loss to Funds represents the total resolution cost of the failed thrifts in the FRF-RTC fund, which includes corporate revenue and expense items such as interest expense on Federal Financing Bank debt, interest expense on escrowed funds, and interest revenue on advances to receiverships, in addition to the estimated losses for receiverships. back
  4. Total for 1989 excludes nine failures of the former FSLIC. back

FDIC-Insured Institutions Closed During 2010

Dollars in Thousands

Name and Location Bank
Class
Number
of Deposit
Accounts
Total
Assets1
Total
Deposits1
Insured
Deposit Funding
and Other
Disbursements
Estimated
Loss to
the DIF2
Date of
Closing or
Acquisition
Receiver/Assuming Bank
and Location

Purchase and Assumption - All Deposits

Bank of Leeton
Leeton, MO
NM
1,662
$20,128
$20,335
$20,091
$9,046
01/22/10
Sunflower Bank, N.A.
Salina, KS
Citizens Bank Trust Company of Chicago
Chicago, IL
NM
2,259
$73,490
$74,519 $71,552
$42,861
04/23/10
Republic Bank of Chicago
Oak Brook, IL
The Bank of Bonifay
Bonifay, FL
NM
10,577
$242,871
$230,190 $225,391
$78,605
05/07/10
First Federal Bank of Florida
Lake City, FL
Towne Bank of Arizona
Mesa, AZ
NM
1,018
$120,246
$113,243
$98,547
$44,096
05/07/10 Commerce Bank of Arizona
Tucson, AZ
First National Bank
Savannah, GA
N
3,856
$252,520
$231,857
$211,261
$93,989
06/25/10
The Savannah Bank, N.A.
Savannah, GA
The Gordon Bank
Gordon, GA
NM
2,548
$29,259
$26,867
$29,273
$8,882
10/22/10
Morris Bank
Dublin, GA

Whole Bank Purchase and Assumption - All Deposits

Horizon Bank
Bellingham, WA
NM
39,716
$1,188,956
$1,049,063
$1,040,135
$383,684
01/08/10
Washington FS&LA
Seattle, WA
St. Stephen State Bank
St. Stephen, MN
NM
2,347
$22,895
$23,912
$23,371
$12,197
01/15/10
First State Bank of St. Joseph
St. Joseph, MN
Town Community Bank & Trust
Antioch, IL
NM
1,717
$70,758
$68,323
$69,557
$26,642
01/15/10
First American Bank
Elk Grove Village, IL
Evergreen Bank
Seattle, WA
NM
11,116
$395,980
$340,378 $315,121
$109,168
01/22/10
Umpqua Bank
Roseburg, OR
Premier American Bank
Miami, FL
NM
4,865
$299,225
$285,554
$268,053
$112,344
01/22/10
Premier American Bank, N.A.
Miami, FL
Charter Bank
Santa Fe, NM
SB
19,945
$1,201,922
$859,933
$821,503
$246,120
01/22/10
Charter Bank
Albuquerque, NM
Columbia River Bank
The Dalles, OR
NM
49,744
$955,112
$908,132
$891,998
$167,875
01/22/10
Columbia State Bank
Tacoma, WA
First Regional Bank
Los Angeles, CA
NM
17,633
$2,082,684
$1,664,450
$1,540,091
$545,163
01/29/10
First-Citizens Bank & Trust Company
Raleigh, NC
American Marine Bank
Bainbridge Island, WA
NM
22,622
$329,246
$287,443
$269,735
$81,369
01/29/10
Columbia State Bank
Tacoma, WA
First National Bank of Georgia
Carrollton, GA
N
49,467
$840,633
$780,196
$751,253
$197,132
01/29/10
Community & Southern Bank
Carrollton, GA
Community Bank and Trust
Cornelia, GA
NM
99,016
$1,181,717
$1,067,957
$1,020,389 $363,060
01/29/10
SCBT, N.A.
Orangeburg, SC
Florida Community Bank
Immokalee, FL
NM
25,340
$835,701
$776,556
$794,414
$331,055
01/29/10
Premier American Bank, N.A.
Miami, FL
Marshall Bank National Association
Hallock, MN
N
3,837
$58,566
$55,662
$49,297
$14,524
01/29/10
United Valley Bank
Cavalier, ND
1st American State Bank of Minnesota
Hancock, MN
NM
1,375
$18,155
$16,327
$14,452
$5,042
02/05/10
Community Development
Bank, FSB
Ogema, MN
George Washington Savings Bank
Orland Park, IL
SI
15,015
$413,673
$395,310
$398,398
$91,528
02/19/10
FirstMerit Bank, N.A.
Akron, OH
La Jolla Bank, FSB
La Jolla, CA
SB
43,243
$3,646,071
$2,799,362
$2,879,761
$1,035,182
02/19/10
OneWest Bank, FSB
Pasadena, CA
The La Coste National Bank
La Coste, TX
N
3,052
$53,936
$49,275
$49,068
$3,684
02/19/10
Community National Bank
Hondo, TX
Marco Community Bank
Marco Island, FL
SM 4,326
$119,578
$117,097
$120,435
$33,844
02/19/10
Mutual of Omaha Bank
Omaha, NE
Carson River Community Bank
Carson City, NV
NM
937 $51,095
$50,024
$51,024
$19,057 02/26/10
Heritage Bank of Nevada
Reno, NV
Rainier Pacific Bank
Tacoma, WA
SI
38,259
$717,806
$446,192
$429,154
$184,644
02/26/10
Umpqua Bank
Roseburg, OR
Bank of Illinois
Normal, IL
SM
8,050
$211,711
$198,487
$185,977
$41,856
03/05/10
Heartland Bank and Trust
Company
Bloomington, IL
Sun American Bank
Boca Raton, FL
SM
9,845
$535,724
$443,481
$438,042
$149,588
03/05/10
First-Citizens Bank & Trust
Company
Raleigh, NC
LibertyPointe Bank
New York, NY
NM 4,809
$216,500
$209,477
$198,442
$39,489
03/11/10
Valley National Bank
Wayne, NJ
The Park Avenue Bank
New York, NY
NM 8,771
$520,146
$494,505
$477,584
$107,539
03/12/10
Valley National Bank
Wayne, NJ
Statewide Bank
Covington, LA
NM 9,696
$243,215
$207,821
$206,074
$59,955
03/12/10
Home Bank
Lafayette, LA
Old Southern Bank
Orlando, FL
SM
6,110
$336,390
$319,746
$328,893
$87,984
03/12/10
Centennial Bank
Conway, AR
Century Security Bank
Duluth, GA
NM 1,256 $96,535
$93,967
$95,230
$39,269
03/19/10 Bank of Upson
Thomaston, GA
Appalachian Community Bank
Ellijay, GA
NM 40,289
$1,010,075
$917,575
$924,510
$309,652
03/19/10
Community & Southern Bank
Carrollton, GA
American National Bank
Parma, OH
N
1,173
$70,318
$66,752
$67,496 $26,511
03/19/10
The National Bank & Trust
Company
Wilmington, OH
Bank of Hiawassee
Hiawassee, GA
NM 17,119
$377,779
$339,597
$329,792
$116,484
03/19/10 Citizens South Bank
Gastonia, NC
State Bank of Aurora
Aurora, MN
NM 2,641
$27,801
$28,159
$26,502 $8,693
03/19/10
Northern State Bank
Ashland, WI
First Lowndes Bank
Fort Deposit, AL
NM 8,621
$137,175
$131,117
$122,594
$35,314
03/19/10
First Citizens Bank
Luverne, AL
Desert Hills Bank
Phoenix, AZ
NM 9,393
$496,552
$426,473
$410,763
$108,310 03/26/10
New York Community Bank
Westbury, NY
Key West Bank
Key West, FL
SB 1,477
$88,031
$67,662 $76,254
$25,370
03/26/10
Centennial Bank
Conway, AR
McIntosh Commercial Bank
Carrollton, GA
NM 7,785
$363,405
$343,339 $315,912
$141,844
03/26/10
CharterBank
West Point, GA
Unity National Bank
Cartersville, GA
N
13,028
$300,590
$264,286
$244,923
$70,961
03/26/10
Bank of the Ozarks
Little Rock, AR
Beach First National Bank
Myrtle Beach, SC
N 12,329
$590,024
$516,026
$518,344
$119,396
04/09/10
Bank of North Carolina
Thomasville, NC
AmericanFirst Bank
Clermont, FL
NM
2,684
$104,034
$81,887
$92,563
$19,084
04/16/10
TD Bank, N.A.
Wilmington, DE
Butler Bank
Lowell, MA
SI
8,010
$245,534
$233,222
$225,408
$27,738
04/16/10 People’s United Bank
Bridgeport, CT
City Bank
Lynwood, WA
NM
26,952
$981,913
$1,020,494
$903,819
$264,329
04/16/10
Whidbey Island Bank
Coupeville, WA
First Federal Bank of North Florida
Palatka, FL
SB
16,768
$440,122
$324,198 $371,552
$13,095
04/16/10
TD Bank, N.A.
Wilmington, DE
Innovative Bank
Oakland, CA
NM
4,349 $266,816
$225,241
$211,111
$44,817
04/16/10
Center Bank
Los Angeles, CA
Riverside National Bank of Florida
Fort Pierce, FL
N
235,048
$3,393,818
$2,724,623
$2,861,518
$605,501
04/16/10
TD Bank, N.A.
Wilmington, DE
Tamalpais Bank
San Rafael, CA
NM
12,006
$611,504
$487,582
$462,814
$76,525
04/16/10
Union Bank, N.A.
San Francisco, CA
Amcore Bank, N.A.
Rockford, IL
N
154,667
$3,066,240
$3,421,194
$2,774,842
$320,947
04/23/10
Harris National Association
Chicago, IL
Broadway Bank
Chicago, IL
NM 8,086
$1,059,194
$1,113,959
$1,021,203
$391,357
04/23/10
MB Financial Bank, N.A.
Chicago, IL
Lincoln Park Savings Bank
Chicago,IL
SI
11,153
$194,618
$162,627
$162,662
$52,020
04/23/10
Northbrook Bank and Trust Company
Northbrook, IL
New Century Bank
Chicago, IL
NM
6,612
$447,239
$492,046
$427,045
$125,868
04/23/10
MB Financial Bank, N.A.
Chicago, IL
Peotone Bank and Trust Company
Peotone, IL
NM
8,405 $130,165
$124,676
$124,317
$46,514
04/23/10
First Midwest Bank
Itasca, IL

Wheatland Bank
Naperville, IL
NM
8,011 $441,694
$438,502
$445,153
$136,915
04/23/10
Wheaton Bank and Trust
Wheaton, IL
BC National Bank
Butler, MO
N
3,382
$52,204
$43,635
$40,180
$15,798
04/30/10
Community First Bank
Butler, MO
CF Bancorp
Port Huron, MI
SI
73,727
$1,599,122
$1,418,445 $1,732,557
$487,779
04/30/10
First Michigan Bank
Troy, MI
Champion Bank
Creve Coeur, MO
NM
4,242
$195,510
$153,763
$160,292
$68,999
04/30/10
BankLiberty
Liberty, MO
Frontier Bank
Everett, WA
NM 96,539 $3,250,734
$2,846,886
$2,759,290
$1,096,211 04/30/10
Union Bank, N.A.
San Francisco, CA
Eurobank
San Juan, PR
NM 23,521
$2,453,138
$1,970,724 $2,313,651
$1,187,775
04/30/10 Oriental Bank and Trust
San Juan, PR
R-G Premier Bank of Puerto Rico
Hato Rey, PR
NM
325,495 $5,681,177
$4,220,108
$5,496,730
$1,455,166
04/30/10
Scotiabank de Puerto Rico
San Juan, PR
Westernbank Puerto Rico
Mayaguez, PR
NM
302,338
$10,797,345
$8,619,969
$10,274,407
$4,249,644
04/30/10 Banco Popular de Puerto Rico
San Juan, PR
1st Pacific Bank of California
San Diego, CA
SM
4,299
$335,798
$291,173
$267,981
$80,457
05/07/10
City National Bank
Los Angeles, CA
Access Bank
Champlin, MN
NM
1,602
$31,996
$31,969
$29,681
$8,644
05/07/10 Prinsbank
Prinsburg, MN
Midwest Bank and Trust Company
Elmwood Park, IL
SM
78,283
$3,172,915
$2,420,738
$2,265,630
$221,301
05/14/10 FirstMerit Bank, N.A.
Akron, OH
New Liberty Bank
Plymouth, MI
NM
3,125
$111,239
$101,884
$99,290
$28,640
05/14/10 Bank of Ann Arbor
Ann Arbor, MI
Satilla Community Bank
Saint Marys, GA
NM
2,348
$135,688
$134,005
$122,425
$32,822
05/14/10
Ameris Bank
Moultrie, GA
Southwest Community Bank
Springfield, MO
NM 1,505
$100,659
$102,463
$97,449
$32,114
05/14/10
Simmons First National Bank
Pine Bluff, AR
Pinehurst Bank
St. Paul, MN
NM 1,597
$61,215
$58,288
$54,630
$11,474
05/21/10
Coulee Bank
La Crosse, WI
Bank of Florida–Southeast
Ft. Lauderdale, FL
NM 7,333
$595,318
$531,752
$477,614
$77,586
05/28/10
Everbank
Jacksonville, FL
Bank of Florida–Southwest
Naples, FL
NM 11,061
$640,894
$559,897
$567,536
$106,905
05/28/10
Everbank
Jacksonville, FL
Bank of Florida–Tampa Bay
Tampa, FL
NM 2,628
$240,513
$224,024
$244,489
$40,273
05/28/10
Everbank
Jacksonville, FL
Granite Community Bank
Granite Bay, CA
N
2,920
$102,913
$94,252
$94,825
$21,447
05/28/10
Tri Counties Bank
Chico, CA
Sun West Bank
Las Vegas, NV
NM 6,753
$360,662
$353,943
$331,949
$96,693
05/28/10
City National Bank
Los Angeles, CA
First National Bank
Rosedale, MS
N
2,122
$60,449
$63,483
$72,828
$25,123
06/04/10
The Jefferson Bank
Fayette, MS
TierOne Bank
Lincoln, NE
SB
176,888
$2,824,737
$2,185,817
$1,897,433
$313,755
06/04/10
Great Western Bank
Sioux Falls, SD
Washington First International Bank
Seattle, WA
NM
10,035
$520,887
$441,362
$396,237
$136,118
06/11/10
East West Bank
Pasadena, CA
Nevada Security Bank
Reno, NV
NM 9,846
$492,491
$479,759
$475,638
$87,810
06/18/10
Umpqua Bank
Roseburg, OR
High Desert State Bank
Albuquerque, NM
NM 2,026
$80,343
$80,985
$73,025
$24,829
06/25/10
First American Bank
Artesia, NM
Peninsula Bank
Englewood, FL
NM 13,339
$630,179
$580,140
$605,285
$226,929
06/25/10
Premier American Bank
Miami, FL
USA Bank
Port Chester, NY
NM 2,985
$190,678
$188,644
$190,006
$65,243
07/09/10
New Century Bank
Phoenixville, PA
Bay National Bank
Lutherville, MD
N
2,661
$217,743
$212,612
$205,167
$23,368
07/09/10
Bay Bank, FSB
Lutherville, MD
Home National Bank
Blackwell, OK
N
25,726
$585,445
$514,038
$512,769
$83,213
07/09/10
RCB Bank
Claremore, OK
Mainstreet Savings Bank, FSB
Hastings, MI
SB
8,132
$96,584
$63,291
$62,759
$15,690
07/16/10
Commercial Bank
Alma, MI
Metro Bank of Dade County
Miami, FL
SM
8,766
$399,441
$375,522
$369,253
$75,556 07/16/10
NAFH National Bank
Miami, FL
Olde Cypress Community Bank
Clewiston, FL
SB
8,110
$161,355
$157,997
$160,183
$38,643
07/16/10 CenterState Bank of
Florida, N.A.
Winter Haven, FL
Turnberry Bank
Aventura, FL
SB 3,888
$240,250
$179,169
$177,459
$40,535
07/16/10
NAFH National Bank
Miami, FL
Woodlands Bank
Bluffton, SC
SB 6,554
$382,803
$364,808
$360,454
$120,068
07/16/10
Bank of the Ozarks
Little Rock, AR
First National Bank of the South
Spartanburg, SC
N
20,097
$619,374
$550,891
$540,575
$83,037
07/16/10
NAFH National Bank
Miami, FL
Community Security Bank
New Prague, MN
NM
4,984
$100,649
$95,100
$94,987
$21,438
07/23/10
Roundbank
Waseca, MN
Crescent Bank & Trust Company
Jasper, GA
NM
28,701
$970,235
$932,809
$918,107
$279,759
07/23/10
Renasant Bank
Tupelo, MS
Home Valley Bank
Cave Junction, OR
SM
13,230
$250,488
$227,935
$227,449
$44,651
07/23/10
South Valley Bank & Trust
Klamath Falls, OR
Southwest USA Bank
Las Vegas, NV
NM
2,068
$203,690
$183,985
$178,885
$79,904
07/23/10
Plaza Bank
Irvine, CA
Sterling Bank
Lantana, FL
SM
7,533
$354,966
$329,541
$317,657
$54,119
07/23/10
IBERIABANK
Lafayette, LA
Thunder Bank
Sylvan Grove, KS
SM
1,454 $28,248
$27,048
$25,813
$8,007
07/23/10
The Bennington State Bank
Salina, KS
Williamsburg First National Bank
Kingstree, SC
N
8,801
$130,411
$126,993
$117,906
$10,103
07/23/10
First Citizens Bank and Trust
Company, Inc.
Columbia, SC
Bayside Savings Bank
Port Saint Joe, FL
SB
2,191
$64,344
$52,720
$49,891
$19,966
07/30/10
Centennial Bank
Conway, AR
Coastal Community Bank
Panama City Beach, FL
NM
12,152
$377,469
$370,016
$372,707
$106,767
07/30/10
Centennial Bank
Conway, AR
Liberty Bank
Eugene, OR
NM 30,465
$714,574
$692,670
$679,600
$200,197
07/30/10
Home Federal Bank
Nampa, ID
NorthWest Bank and Trust
Acworth, GA
NM 3,861 $160,763
$155,531
$152,916
$39,380
07/30/10
State Bank and Trust Company
Macon, GA
The Cowlitz Bank
Longview, WA
NM 10,709
$489,019
$474,742
$448,186
$82,180
07/30/10
Heritage Bank
Olympia, WA
Ravenswood Bank
Chicago, IL
NM 4,472
$264,628
$269,448
$265,043
$104,994
08/06/10
Northbrook Bank and
Trust Company
Northbrook, IL
Palos Bank and Trust Company
Palos Heights, IL
NM 26,165
$493,391
$467,784
$462,086
$86,611
08/13/10
First Midwest Bank
Itasca, IL
Butte Community Bank
Chico, CA
NM 45,195                  
$498,751
$471,256
$461,309
$34,729
08/20/10
Rabobank, N.A.
El Centro, CA
Community National Bank at Bartow
Bartow, FL
N 2,804
$67,918 $63,708
$60,308
$15,429
08/20/10
CenterState Bank of Florida, N.A.
Winter Haven, FL
Imperial Savings & Loan Association
Martinsville, VA
SB 1,363
$9,448
$10,090
$9,374
$5,062
08/20/10
River Community Bank, N.A.
Martinsville, VA
Independent National Bank
Ocala, FL
N
10,146
$156,218
$141,877
$143,569
$32,403 08/20/10
CenterState Bank of Florida, N.A.
Winter Haven, FL
Los Padres Bank
Solvang, CA
SB
22,198
$866,459
$770,899
$754,140
$120,143
08/20/10
Pacific Western Bank
San Diego, CA
Pacific State Bank
Stockton, CA
SM
9,957
$312,077
$278,832
$254,769
$38,909
08/20/10
Rabobank, N.A.
El Centro, CA
ShoreBank
Chicago, IL
NM 39,039
$2,166,431
$1,547,403
$2,147,161
$570,625
08/20/10
Urban Partnership Bank
Chicago, IL
Sonoma Valley Bank
Sonoma, CA
NM
12,728
$337,113
$255,501
$251,413
$19,076
08/20/10
Westamerica Bank
San Rafael, CA
Horizon Bank
Bradenton, FL
SM
6,284
$187,819
$164,594
$162,893
$68,863
09/10/10
Bank of the Ozarks
Little Rock, AR
Bank of Ellijay
Ellijay, GA
NM
4,524
$168,820
$160,718
$172,102
$60,270
09/17/10
Community & Southern Bank
Carrollton, GA
Bramble Savings Bank
Milford, OH
SI
1,936
$47,523
$41,551
$41,548
$17,588
09/17/10
Foundation Bank
Cincinnati, OH
First Commerce Community Bank
Douglasville, GA
NM 4,173
$248,151
$242,831
$228,416
$77,233
09/17/10
Community & Southern Bank
Carrollton, GA
ISN Bank
Cherry Hill, NJ
NM
1,106
$81,564
$79,652
$76,930
$27,799
09/17/10
New Century Bank
Phoenixville, PA
Maritime Savings Bank
West Allis, WI
SB 12,973
$350,488
$248,134
$344,476
$105,372
09/17/10
North Shore Bank, FSB
Brookfield, WI
The Peoples Bank
Winder, GA
NM
24,437
$447,185
$398,181
$373,755
$100,169
09/17/10
Community & Southern Bank
Carrollton, GA
Haven Trust Bank Florida
Ponte Vedra Beach, FL
NM
2,223
$148,575
$133,561
$130,909 $36,793
09/24/10
First Southern Bank
Boca Raton, FL
North County Bank
Arlington, WA
NM
7,602
$288,776
$276,081
$258,513 $80,531
09/24/10
Whidbey Island Bank
Coupeville, WA
Shoreline Bank
Shoreline, WA
NM
4,649
$92,980
$90,644
$90,930
$40,381
10/01/10
GBC International Bank
Los Angeles, CA
Wakulla Bank
Crawfordville, FL
NM
26,383
$402,205
$367,228
$394,803
$109,487
10/01/10
Centennial Bank
Conway, AR
Premier Bank
Jefferson City, MO
NM 28,804
$989,382
$869,367
$965,935
$404,596
10/15/10
Providence Bank
Columbia, MO
Security Savings Bank
Olathe, KS
SA
18,336
$453,349
$347,080
$339,787 $80,362
10/15/10
Simmons First National Bank
Pine Bluff, AR
Westbridge Bank and Trust
Chesterfield, MO
NM
1,261
$87,782
$70,131
$67,242
$18,588
10/15/10
Midland States Bank
Effingham, IL
First Bank of Jacksonville
Jacksonville, FL
NM
1,814
$73,922
$72,198
$72,037
$16,098
10/22/10
Ameris Bank
Moultrie, GA
First Suburban National Bank
Maywood, IL
N 6,482
$143,451
$135,475
$137,665
$28,974
10/22/10
Seaway Bank and Trust
Company
Chicago, IL
Hillcrest Bank
Overland Park, KS
NM
38,922
$1,583,611
$1,488,785
$1,476,695
$318,195
10/22/10
Hillcrest Bank, N.A.
Overland Park, KS
Progress Bank of Florida
Tampa, FL
SM
1,882
$94,823
$86,861
$85,294
$24,996
10/22/10
Bay Cities Bank
Tampa, FL
The First National Bank of Barnesville
Barnesville, GA
N
6,835
$126,622
$122,880
$123,943
$32,885
10/22/10
United Bank
Zebulon, GA
First Vietnamese American Bank
Westminster, CA
NM
721
$48,000
$47,012
$38,028
$9,635
11/05/10
Grandpoint Bank
Los Angeles, CA
K Bank
Randallstown, MD
NM
23,944
$538,258
$500,056
$498,567
$196,706
11/05/10
Manufacturers & Traders Trust Co. (M&T Bank)
Buffalo, NY
Pierce Commercial Bank
Tacoma, WA
SM
3,356
$221,082
$193,473
$181,310
$19,814 11/05/10
Heritage Bank
Olympia, WA
Western Commercial Bank
Woodland Hills, CA
NM
1,241
$98,635
$101,127
$105,176
$24,310
11/05/10
First California Bank
Westlake Village, CA
Cooper Star Bank
Scottsdale, AZ
NM
3,321
$203,955
$190,182
$194,655
$43,169
11/12/10
Stearns Bank, N.A.
St. Cloud, MN
Darby Bank & Trust Co.
Vidalia, GA
NM
19,886
$654,714
$587,626
$582,144
$129,590
11/12/10
Ameris Bank
Moultrie, GA
Tifton Banking Company
Tifton, GA
NM
2,685
$143,729
$141,573
$132,992 $24,576 11/12/10
Ameris Bank
Moultrie, GA
Allegiance Bank of America
Bala Cynwyd, PA
NM
2,765
$106,595
$91,996
$96,741
$14,235
11/19/10
VIST Bank
Wyomissing, PA
First Banking Center
Burlington, WI
SM
44,356
$750,724
$664,752
$676,743
$139,746
11/19/10
First Michigan Bank
Troy, MI
Gulf State Community Bank
Carrabelle, FL
NM
7,338
$112,144 $112,193 $108,568
$42,279
11/19/10
Centennial Bank
Conway, AR
Earthstar Bank
Southhampton, PA
NM
4,313
$112,643 $104,505
$98,170
$22,926
12/10/10
Polonia Bank
Huntingdon Valley, PA
Paramount Bank
Farmington Hills, MI
SM
4,725
$252,744 $213,550 $187,403 $89,354
12/10/10
Level One Bank
Farmington Hills, MI
Appalachian Community Bank, F.S.B.
McCaysville, GA
SA
2,639
$68,201
$76,360 $68,552
$25,876
12/17/10
Peoples Bank of
East Tennessee
Madisonville, TN
Chestatee State Bank
Dawsonville, GA
NM
10,740
$244,376
$244,476
$234,908
$75,136
12/17/10
Bank of the Ozarks
Little Rock, AR
Community National Bank
Lino Lakes, MN
N
2,604
$31,569
$28,916
$27,269
$3,717
12/17/10
Farmers & Merchants
Savings Bank
Manchester, IA
First Southern Bank
Batesville, AR
NM
3,746
$191,764
$172,514
$141,827
$22,751
12/17/10
Southern Bank
Poplar Bluff, MO
United Americas Bank, N.A.
Atlanta, GA
N
3,851
$242,339 $244,172
$198,466
$75,294
12/17/10
State Bank and Trust Company
Macon, GA
The Bank of Miami
Coral Gables, FL
N
3,595
$448,150 $374,218
$344,755
$59,267
12/17/10
1st United Bank
Boca Raton, FL

Insured Deposit Transfer

Barnes Banking Company
Kaysville, UT
SM 31,597
$709,171
$697,109
$660,026
$207,813
01/15/10
Deposit Insurance National Bank
of Kaysville
Kaysville, UT

Insured Deposit Payoff

Centennial Bank
Ogden, UT
NM
3,809
$212,839
$205,076 $222,567
$78,843
03/05/10
Federal Deposit Insurance
Corporation
Advanta Bank Corp.
Draper, UT
NM
1,920
$1,525,931
$1,519,471
$1,335,574
$606,732 03/19/10
Federal Deposit Insurance
Corporation
Lakeside Community Bank
Sterling Heights, MI
NM
1,920
$49,173
$52,290
$58,990
$21,471
04/16/10 Federal Deposit Insurance
Corporation
Arcola Homestead Savings Bank
Arcola, IL
SI
613
$17,028
$18,092
$17,115 $10,829
06/04/10
Federal Deposit Insurance
Corporation
Ideal Federal Savings Bank
Baltimore, MD
SB
807
$6,177 $5,803
$5,378
$5,370
07/09/10
Federal Deposit Insurance
Corporation
First Arizona Savings, FSB Scottsdale, AZ SA 11,574 $255,920 $190,615 $265,711 $32,316 10/22/10 Federal Deposit Insurance Corporation

Insured Deposit Transfer/Purchase & Assumption

Waterfield Bank Germantown, MD SB 5,987 $155,566 $156,188 $562,273 $41,733 03/05/10 Federal Deposit Insurance Corporation

Codes for Bank Class:
NM = State-chartered bank that is not a member of the Federal Reserve System  
N = National Bank
SB = Savings Bank
SI = Stock and Mutual Savings Bank
SM = State-chartered bank that is a member of the Federal Reserve System
SA = Savings Association

  1. Total Assets and Total Deposits data is based upon the last Call Report filed by the institution prior to failure. Estimated losses are as of 12/31/10. back
  2. Estimated losses are routinely adjusted with updated information from new appraisals and asset sales, which ultimately affect the asset values and projected recoveries. Represents the estimated loss to the DIF from deposit insurance obligations. This amount does not include the estimated loss allocable to the Transaction Account Guarantee claim. back

Recoveries and Losses by the Deposit Insurance Fund on Disbursements for the Protection of Depositors, 1934 – 2010

Dollars in Thousands

Bank and Thrift Failures 1
Year 2 Number of Banks/ Thrifts Total Assets 3 Total Deposits 3 Insured Deposit Funding and Other Disbursements Recoveries Estimated Additional Recoveries Estimated Losses

2,417 $879,080,555 $653,997,204 $529,207,216 $381,767,253 $31,024,200 $116,415,763
20104
20094
20084
20074
20064
20054
157
140
25
3
0
0
92,084,987 169,709,160 371,945,480 2,614,928
0
0
79,548,141 137,067,132 234,321,715 2,424,187
0
0
82,015,397
135,769,886
205,407,426
1,914,177
0
0
45,848,906 82,055,693 181,587,856 1,364,131
0
0
11,342,867 14,902,675 4,199,157 365,827
0
0
24,823,624
38,811,518
19,620,413
184,219
0
0
2004
2003
2002
2001
2000
4
3
11
4
7
170,099
947,317
2,872,720
1,821,760
410,160
156,733
901,978
2,512,834
1,661,214
342,584
138,895
883,772
2,126,922
1,605,147
297,313
134,978
812,933
1,689,034 1,128,577
265,175
0
8,192
14,415
166,110
0
3,917
62,647
423,473
310,460
32,138
1999
1998
1997
1996
1995
8
3
1
6
6
1,592,189
290,238
27,923
232,634
802,124
1,320,573
260,675
27,511
230,390
776,387
1,307,045
292,678
25,546
201,533
609,043
685,154
58,248
20,520
140,918
524,571
7,557
11,600
0
0
0
614,334
222,830
5,026
60,615
84,472
1994
1993
1992
1991
1990
13
41
120
124
168
1,463,874
3,828,939
45,357,237
64,556,512 16,923,462
1,397,018
3,509,341
39,921,310
52,972,034
15,124,454
1,224,769
3,841,658
14,540,771
21,499,236
10,812,484
1,045,718
3,209,012
10,866,745
15,500,130
8,040,995
0
0
14
5,786
0
179,051
632,646
3,674,012
5,993,320
2,771,489
1989
1988
1987
1986
1985
206
200
184
138
116
28,930,572
38,402,475
6,928,889
7,356,544
3,090,897
24,152,468
26,524,014
6,599,180
6,638,903
2,889,801
11,443,281
10,432,655
4,876,994
4,632,121
2,154,955
5,247,995
5,055,158
3,014,502
2,949,583
1,506,776
0
0
0
0
0
6,195,286
5,377,497
1,862,492
1,682,538
648,179
1984
1983
1982
1981
1980
78
44
32
7
10
2,962,179
3,580,132
1,213,316
108,749
239,316
2,665,797
2,832,184
1,056,483
100,154
219,890
2,165,036
3,042,392
545,612
114,944
152,355
1,641,157
1,973,037
419,825
105,956
121,675
0
0
0
0
0
523,879
1,069,355
125,787
8,988
30,680
1934-1979 558 8,615,743 5,842,119 5,133,173 4,752,295 0 380,878
Assistance Transactions
Year 2 Number of Banks/ Thrifts Total Assets 3 Total Deposits 3 Insured Deposit Funding and Other Disbursements Recoveries Estimated Additional Recoveries Estimated Losses

154 $3,317,099,253 $1,442,173,417 $11,630,356 $6,199,875 $0 $5,430,481
2010 5
2009 5
2008 5
2007
2006
2005
0
8
5
0
0
0
0
1,917,482,183 1,306,041,994
0
0
0
0
1,090,318,282 280,806,966
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2004
2003
2002
2001
2000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1999
1998
1997
1996
1995
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1994
1993
1992
1991
1990
0
0
2
3
1
0
0
33,831
78,524
14,206
0
0
33,117
75,720
14,628
0
0
1,486
6,117
4,935
0
0
1,236
3,093
2,597
0
0
0
0
0
0
0
250
3,024
2,338
1989
1988
1987
1986
1985
1
80
19
7
4
4,438
15,493,939
2,478,124
712,558
5,886,381
6,396
11,793,702
2,275,642
585,248
5,580,359
2,548
1,730,351
160,877
158,848
765,732
252
189,709
713
65,669
406,676
0
0
0
0
0
2,296
1,540,642
160,164
93,179
359,056
1984
1983
1982
1981
1980
2
4
10
3
1
40,470,332
3,611,549
10,509,286
4,838,612
7,953,042
29,088,247
3,011,406
9,118,382
3,914,268
5,001,755
5,531,179
764,690
1,729,538
774,055
0
4,414,904
427,007
686,754
1,265
0
0
0
0
0
0
1,116,275
337,683
1,042,784
772,790
0
1934-1979 4 1,490,254 549,299 0 0 0 0

  1. Institutions closed by the FDIC, including deposit payoff, insured deposit transfer, and deposit assumption cases.
  2. For 1990 through 2005, amounts represent the sum of BIF and SAIF failures (excluding those handled by the RTC); prior to 1990, figures are only for the BIF. After 1995, all thrift closings became the responsibility of the FDIC and amounts are reflected in the SAIF. For 2006 to 2010, figures are for the DIF.
  3. Assets and deposit data are based on the last Call Report or TFR filed before failure.
  4. Includes amounts related to transaction account coverage under the Transaction Account Guarantee Program (TAG). The estimated losses as of 12/31/10 for TAG accounts in 2010, 2009, and 2008 are $643 million, $1,689 million, and $16 million, respectively.
  5. Includes institutions where assistance was provided under a systemic risk determination. Any costs that exceed the amounts estimated under the least cost resolution requirement would be recovered through a special assessment on all FDIC-insured institutions.

FDIC Actions on Financial Institutions Applications 2008 – 2010


2010 2009 2008
Deposit Insurance 16 19 123
Approved 1 16 19 123
Denied 0 0 0
New Branches 461 521 1,012
Approved 459 521 1,012
Denied 2 0 0
Mergers 182 190 275
Approved 182 190 275
Denied 0 0 0
Requests for Consent to Serve2 840 503 283
Approved 840 503 283
Section 19 10 20 8
Section 32 830 483 275
Denied 0 0 0
Section 19 0 0 0
Section 32 0 0 0
Notices of Change in Control 33 18 28
Letters of Intent Not to Disapprove 33 18 28
Disapproved 0 0 0
Brokered Deposit Waivers 67 35 38
Approved 66 34 38
Denied 1 1 0
Savings Association Activities 3 31 39 45
Approved 31 39
45
Denied 0 0 0
State Bank Activities/Investments 4 3 2 11
Approved 3 2 11
Denied 0 0 0
Conversion of Mutual Institutions 2 6 10
Non-Objection Objection 2 6 10
Objection 0 0 0
  1. Includes deposit insurance applications filed on behalf of: (1) newly organized institutions, (2) existing uninsured financial services companies seeking establishment as an insured institution, and (3) interim institutions established to facilitate merger or conversion transactions, and applications to facilitate the establishment of thrift holding companies. back
  2. Under Section 19 of the Federal Deposit Insurance (FDI) Act, an insured institution must receive FDIC approval before employing a person convicted of dishonesty or breach of trust. Under Section 32, the FDIC must approve any change of directors or senior executive officers at a state non-member bank that is not in compliance with capital requirements or is otherwise in troubled condition. back
  3. Amendments to Part 303 of the FDIC Rules and Regulations changed FDIC oversight responsibility in October 1998. In 1998, Part 303 changed the Delegations of Authority to act upon applications. back
  4. Section 24 of the FDI Act, in general, precludes a federally-insured state bank from engaging in an activity not permissible for a national bank and requires notices to be filed with the FDIC. back

Compliance, Enforcement, and Other Related Legal Actions 2008 – 2010

  2010 2009 2008
Total Number of Actions Initiated by the FDIC
758
551
758
Termination of Insurance      
Involuntary Termination      
Sec. 8a For Violations, Unsafe/Unsound Practices or Conditions 0 0 0
Voluntary Termination      
Sec. 8a By Order Upon Request 0 0 1
Sec. 8p No Deposits 4 4 2
Sec. 8q Deposits Assumed 1 2 1
Sec. 8b Cease-and-Desist Actions      
Notices of Charges Issued 1,2 372 302 97
Consent Orders 10 2 4
Sec. 8e Removal/Prohibition of Director or Officer      
Notices of Intention to Remove/Prohibit 111 64 62
Consent Orders 0 0 0
Sec. 8g Suspension/Removal When Charged With Crime      
Civil Money Penalties Issued      
Sec. 7a Call Report Penalties 0 1 0
Sec. 8i Civil Money Penalties 212 154 98
Sec. 8i Civil Money Penalty Notices of Assessment 8 0 0
Sec. 10c Orders of Investigation 15 10 2
Sec. 19 Waiver Orders      
Approved Section 19 Waiver Orders 24 12 2
Denied Section 19 Waiver Orders 0 0 0
Sec. 32 Notices Disapproving Officer/Director’s Request for Review 0 0 0
Truth-in-Lending Act Reimbursement Actions      
Denials of Requests for Relief 0 0 1
Grants of Relief 0 0 0
Banks Making Reimbursement 1 64 94 94
Suspicious Activity Reports (Open and closed institutions) 1 126,098 128,973 133,153
Other Actions Not Listed 1 0 3
  1. These actions do not constitute the initiation of a formal enforcement action and, therefore, are not included in the total number of actions initiated.
  2. Correction for 2008.

Previous | Contents | Next