Home > About FDIC > Advisory Committee on Banking Policy



Advisory Committee on Banking Policy

THE FUTURE OF BANKING
PANEL THREE

Rich Brown - Chief Economist, Division of Insurance and Research

Alice Goodman - Director, Office of Legislative Affairs

Art Murton - Director, Division of Insurance and Research

  • Economic Outlook
    • Corporate-sector recession has led to slow-growth recovery
    • Key to stronger recovery: handoff from consumer-led growth to renewed hiring and investment by the business sector
    • Implications for the banking industry

  • Deposit Insurance Reform
    • Passage of HR 522; provisions of the bill
    • Awaiting action by the Senate

  • Research Agenda: Future of Banking Study
    • Banking industry's share of financial services
      • What are the relevant measures and how are they changing?
    • Changing Structure of the Banking Industry
      • Large, complex banks: Concentration and diversification
      • Community banks: Can they prosper over the long-term?
      • Specialty banks
    • Business lines: commercial lending, consumer lending, mortgage lending
    • Policy Issues
      • Banking and commerce
      • Capital regulation: Basel II
      • Regulatory restructuring
      • Corporate governance
      • Privacy

  • Study intended to advance the discussion of these issues and to identify areas for further research, laying the groundwork for ongoing research efforts with outside scholars and industry experts.

Last Updated 04/25/2003 communications@fdic.gov