Each depositor insured to at least $250,000 per insured bank

Richard A. Brown concurrently serves as the FDIC’s Chief Economist and as Associate Director for Regional Operations in the FDIC’s Division of Insurance and Research. As Chief Economist, he is responsible for developing and communicating the FDIC's perspective on a wide range of economic and risk management issues. Brown speaks often on the economy before bankers, trade groups and the business media. 

Prior to coming to the FDIC in 1990, Brown held research positions at the Resolution Trust Corporation, the Federal Savings and Loan Insurance Corporation, and the Federal Home Loan Bank Board. Brown completed a Ph.D. in economics at The George Washington University in 1994 and a B.A. in economics at the University of Cincinnati in 1984.