Each depositor insured to at least $250,000 per insured bank



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FDIC Consumer News - Spring 2001

Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the recent changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.


For More Help or Information Regarding the Array of Products Available

Here's where to turn for information about your rights or if you have a complaint you can't resolve directly with your financial institution.

Deposits and loans issued by federally insured depository institutions: Contact that institution's primary federal regulator. If you have questions about FDIC insurance, including what is or is not covered, you may contact the FDIC directly.

Insurance products, such as life insurance policies and annuities: If you bought these products from a depository institution, you may contact its primary federal regulator with questions or concerns. For insurance purchases from any source, you also may contact your state's insurance regulator (look in the government pages of your telephone book or go to www.naic.org, the Web site of the National Association of Insurance Commissioners).

Stocks, bonds, mutual funds and other securities: If you bought the investment from a depository institution or an affiliate, contact the appropriate federal banking regulator. For matters involving securities brokers and brokerage firms, start with the U.S. Securities and Exchange Commission (Office of Investor Education and Assistance, 450 5th Street, NW, Washington, DC 20549; www.sec.gov) or your state securities regulator (in your phone book or from the North American Securities Administrators Association at 202-737-0900 or www.nasaa.org).


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Last Updated 06/04/2001 communications@fdic.gov