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FDIC Consumer News

Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Winter 2006/2007 – Special Edition: Be Prepared, Be Informed, Be in Charge

Simple Strategies for Managing Your Money

Man and woman looking at computer screen

This FDIC Special Guide May Be Reprinted

The FDIC encourages financial institutions, government agencies, consumer groups, the media and anyone else to help make the tips and information in this special edition of FDIC Consumer News widely available to the public.

The newsletter may be reprinted in whole or in part without advance permission. In addition, the FDIC offers this special edition online in a PDF version (see below) that looks just like the printed newsletter and can easily be reproduced in any quantity. Space on the back page of the PDF version also was intentionally left blank so that an organization could add its name, logo, a special message and/or self-mailing information.


Find current and past issues of FDIC Consumer News at www.fdic.gov/consumernews. Refer to that same index to locate issues that are specially formatted for reprinting in any quantity.

To receive an e-mail notice about each new issue of FDIC Consumer News posted on the FDIC Web site, with links to stories, follow instructions posted at www.fdic.gov/about/subscriptions/index.html.

A Message to Readers
"Be prepared." That motto isn't just for Scouts and it isn't just for kids. It's solid advice for anyone, especially busy people, trying to manage their money in a world full of opportunities... and occasional hazards. FDIC Consumer News wants to help you be better prepared. In this special guide, we offer a collection of practical strategies you can use to deal successfully with some of the most important money matters facing consumers today, including how to:

  • Make sure you are financially fit;
  • Avoid bad deals and scams;
  • Protect all your deposits with FDIC insurance; and
  • Complain effectively and get results.

To keep things simple, we've limited our to-do lists to five suggestions, but if you need or want more guidance, we've also identified additional resources you can turn to for help.

Our goal is to give you the information and the confidence you need to manage your money and realize your dreams for a better future. So keep reading and learn how you can be prepared, be informed and be in charge!


5 Things You Can Do to…

    Make Sure You Are Financially Fit

    Protect Against Bad Deals and Scams that Arrive by Phone, Letter and the Internet

    Avoid Costly Scams Involving Fake Checks and Money Orders

    Protect All Your Deposits with FDIC Insurance

    Complain Effectively and Get Results

5 Top Reasons People Call or Write the FDIC:

    What You Can Learn from Other Consumers' Questions and Concerns

5 Sources You Can Turn to…

    For More Help or Information on Managing
    Your Money

A Final Exam

    Test Your Money Management IQ

FDIC Consumer News is published by the Federal
Deposit Insurance Corporation

Sheila C. Bair

Elizabeth Ford
Assistant Director,
Office of Public Affairs (OPA)

Jay Rosenstein
Senior Writer-Editor, OPA

Mitchell Crawley
Graphic Design

FDIC Consumer News is produced quarterly by the FDIC Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC or other government regulations and policies. Mention of a product, service or company does not constitute an endorsement.

This newsletter may be reprinted in whole or in part without permission from the FDIC. Please credit FDIC Consumer News.

Winter 2006/2007 - Color PDF 7.7mb (PDF Help)
Winter 2006/2007 - B&W PDF 1.9mb (PDF Help)

Original printing done using PMS 485 (red) and 2757 (blue) on 60lb. smooth opaque paper stock.

Send your story ideas, comments, and other suggestions or questions to:
    Jay Rosenstein, Editor
    FDIC Consumer News
    550 17th Street, NW
    Room 7100
    Washington, DC 20429
    E-mail: jrosenstein@fdic.gov
    Fax: (202) 898-3870

For More Information from the FDIC

Go to www.fdic.gov or call toll-free 1-877-ASK-FDIC – that's 1-877-275-3342 – Monday through Friday 8:00 a.m. to 8:00 p.m., Eastern Time.



Last Updated 03/16/2009