Each depositor insured to at least $250,000 per insured bank

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FDIC Consumer News

Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Summer 2009

For Help and Information on Credit Cards, Mortgages and Other Financial Services


The FDIC and other federal government agencies publish consumer information and have staff, Web sites and other resources that can help answer questions on credit cards, mortgages and other financial products and services. Start at www.mymoney.gov.

For more about the Federal Reserve Board's new rules for credit cards and mortgages, start at www.federalreserve.gov or call toll-free 1-888-851-1920.

For more about the U.S. Department of Housing and Urban Development's rules on closing costs and settlement procedures, visit www.hud.gov/respa or call 1-202-708-0502.

Your state or local government may offer additional information or assistance on money matters.

Financial institutions, consumer organizations and the news media also publish tips and information you can find by searching the Internet.

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Last Updated 8/17/2009